J’Nette Allred
***** ******** ***** 903-***-**** cell
Austin, Tx. 78155 **********@*****.***
* Associates Degree in Business Management
* Mortgage Lending Loan Officer
* Associates Applied Science Legal Studies and Paralegal 2013
Professional Expertise:
Kaplan University Law School 2009 – 2013
Member National Honor Society
Academically Achieved Dean’s List Status
Eagle Ford Shale – South Texas Housing - Regional Manager May 2010 – March 2012
*Set up four retail locations for the show and sale of FEMA r v trailers and mobile homes
*Handled hiring and training of staff for three locations; Palestine, Mexia, Dilly, Tx
*Established contracts for company use to finance product and consignment of units
*Responsible for customer closings, collecting all cash payments and bank deposits
*Monthly collection for any/all past due accounts
*Marketed to area oil company representatives to provide their employees with housing
* Out of town travel required between home office and south Texas locations
* Networked multiple area Chamber’s of Commerce to establish a referral program
Sierra Classic Custom Homes - Katy, Texas - Senior Sales Coordinator
April 2007 - November 2007
* Develop and Manage a Client data base for new Custom Home Construction,
Selling to a higher clientele customer
* Liaison between Client, Realtor, Builder and Loan Officer
* Attend weekly meetings with Sales Staff to discuss, process and update all new business
* Responsible for all upkeep of 6800+ sq. ft. Custom Model Home on 12 acres
* Coordinate off site meetings between Client, Myself and Builder for build site
inspection and sign off for all stage funding process throughout build process
*Worked directly with Buyer and Architect to detail the home buyers build
expectations on a "red-line" master plan before ground breaking.
Allred Pg. 2
Prestige Properties – d.b.a. Wallacetown USA Resort - Project Manager and
Executive Director of a 1200 acre multi-faceted development located outside
El Paso, Texas October 2003 - April 2006
* Interfaced with U.S. Government and Tigua Indian Nation Government
Jurisdictions regarding, Entitlements, Platting, Zoning, Permit Issues.
* Attended and Participated in Hudspeth County Commission Meetings
* Lead due diligence process between Developer, Commercial Business
Owners, Ranch and Land Owners.
* Lead process selection of Sub-Contractors, Engineers, Surveyors and
Appraisers.
* Established Banking and Real Estate Broker Relationships for Resort
* Set up – On Site – Sales office for agents to pre-sell land, modular
housing and condo’s for upcoming resort.
* Conducted weekly meetings with team employees to set precedence,
discuss scheduling needs and arrange entertainment for upcoming events.
* Worked with Attorney’s to establish the Corporation to obtain liquor license
for both restaurant and resort.
* Reviewed, approved invoices and time sheets
* Direct Liaison to Media - local and nationally, appeared in Texas Monthly Magazine,
ABC CBS and CNN
* Maintained Corporate Home in El Paso along with upkeep
* Made travel arrangements for incoming guests as well as airport pickup/deliveries
Century 21 Real Estate on the Caribbean Island of Roatan
Sales Coordinator – Project Manager June 2002 -March 2003
* Liaison between Herb Morrissey, the Dallas Developer and the Island office
* Interface with Sales Organization to establish Luxury Parrot Tree Plantation
community which was designed to cater to adults nearing retirement.
* Pre-sold land and condo’s to buyers from around the world.
* Provided financial solutions for their mortgage needs
* Worked with Brokers to establish M.L.S. regulations and guidelines still in
place on island today.
Allred Pg. 3
Grand Homes – M. H. I. – Dallas Texas
Sales Coordinator May 2000 - June 2002
* Develop and manage customer data base for pre-construction stage through
closing and move in.
* Interface with potential buyers, educating them on the home building
process, options available, area expectations, topography i.e. schools,
area future expectations growth and transportation.
* Acting liaison with Buyer, Builder, Realtor, Interior Decorator and Loan
Officer.
* Involved in complete transaction process from lot location, floor plan,
contract signing building stages, walk through, punch list, and sometimes
explaining, “what went wrong”.
* Consecutive top 10% producer.
Transamerica Mortgage – Sub Prime Lender Dallas, Texas
Regional Marketing Director October 1998 - May 2000
Handled Special Projects for and reported directly to C.E.O. Gene O’Banon.
* Interviewed new Brokers to establish relationship guidelines for business
goals to set expectations, enabling them to continue mortgage
transaction business with Transamerica Mortgage.
* Set up the Credit Union Division. Structuring the relationship between
Transamerica and U.S. Credit Unions under partnership guidelines, enabling
the Credit Union to expand their services by offering a Mortgage program
to their members.
* Traveled to N.A.F.C.U. meetings to establish relationship building
opportunities that initially resulted in business increase 125%.
* Supervised "problem loans" for 12 in-house loan officers, enabling them to
focus on productivity while I restructured the loan file to build strength
before meeting with underwriters and appraisers to negotiate loan
approval outside normal guidelines. This process resulted in a 30% higher
loan closing ratio across the board consecutively month to month.
Allred Pg. 4
First Plus Financial – Dallas
Sr. Loan Officer February 1996 - October 1998
* Interviewed home owners to qualify for a 125% LTV second Mortgage
enabling them to pay off credit card debt.
* Reviewing credit reports, with home owners, while guiding them thru
a program that saved them from bankruptcy
* Coordinate and manage the loan process from beginning to end.
* Authorized to approve up to 500k per loan.
* Managed 240 loans through 4 loan processors, at any given time, to make
certain they reach closing within a timely manner.
* Worked with a pool of 150 loan officers assisting them in managing all
facets of new prospect business through relationship development.
* Teaching strategy techniques for closing loans and how to “up sell” with
insurance.
Project Manager September 1994 - January 1996
Branson View Estates – Branson Missouri
* Liaison between Dallas and Houston Investors for a 400 lot manufactured
housing development.
* Establish the onsite Sale's Office
* Interfaced with area Government Officials to establish required permits to
open a business in Missouri.
* Lead selection of home builders to participate in project.
* Coordinate time schedules with sub contractors and employees to best
utilize their presence on location.
* Establish utility provider relationship to set service to new residents.
* Advertising
* Interview and hire personnel.
* Establish area Business and Banking relationships.
References furnished upon request.