Management Project

Lakshman sinha

Mobile: +91-099******** ~ E-Mail: *************@*****.***

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Seeking position at middle level management with a growth oriented

organization of repute.

V A result oriented professional with over 8.5 years of comprehensive

experience in Business Analysis and Business Research. Currently

working as an Asst. Manager (Financial Service Analytics) with GENPACT

INDIA Pvt. Ltd.

V In-depth understanding of products, processes, practices and regulatory

requirements of Credit Risk Management project planning and management,

Data Analysis, Operations Management.

Career Summary

< A result oriented professional with over 8.5 years of functional

exposure in the areas of:

- Credit Risk Management - Business Analysis -

Business Process Mapping - Data Analysis & Mining -

People Management - Secondary Research

< Expertise in Preparation of Credit Appraisal Reports including detailed

analysis of business, industry, management and financials.

< Expertise in implementing supervisory framework including Basel-II

reporting and systematic risk assessment through scenario analysis,

stress testing at micro and macro level.

< Review and validation of models on a regular basis.

< Abilities in analysing companies' financial performance as well as

qualitative performance indicators, towards preparing reports/

recommending suitable corrective actions.

< Providing domain training & support to team members.

< Co-ordinated onsite process training and documented AS IS and TO BE

process. Created SOP's, BP, WT, and Dashboards to standardize, monitor

and improve process performance.

< Liaised with Onshore team, discussing performance of Client portfolios

on a fortnightly basis and developed plans for managing upcoming

workflow and planning capacity on a monthly basis.

AWARDS AND RECOGNITION

< Undertook onsite project for Account Receivable and Inter-company

reconciliation process and successfully transitioned and stabilized the

same.

< Awarded with "Genpact Gold and Bronze Award" for exemplary performance in

executing projects

Scholastic

2004 MBA (Finance) - ICFAI Business School.

2001 M.Com. - Veer Kunwar Singh University

1994 B. Com (Account HNS), HD Jain College

TECHNICAL SKILLS

Business Intelligence: BASE SAS, PROC SQL, SAS/MACRO

Domain Knowledge: BFSI, Oil & Gas, Energy, Media &

Entertainment.

Applications: Microsoft office Suite, MS Visio and Excel

Data warehousing: SQL and Oracle.

Operating System: Windows XP, 2000 and UNIX.

Database: Capital IQ, Thomson, Reuters, Knowledge,

Hoovers, One source and Factiva

Reporting Tool: Business Object

Training and certification

Master Diploma in Financial Management from ICFAI (2001-2002)

Diploma in Business Finance (Level1 CFA) ICFAI

Green Belt (DMAIC) and Lean trained and tested.

Was selected at Genpact Pan India level in 2010 and trained on Risk

Management.

Trained on SAS and Advance Analytics from Advance Training Institute

(ATI)

EMPLOYMENT DETAILS

Since May'07 GENPACT Assistant

Manager/Business Analyst

Aug'04-May'07 ICIT Software Center Private Limited Program

officer/Associate Consultant

Project 1: Credit and Risk Management

Client: NYSE, General Electric (GE) and Hess Petroleum

Role: Credit Analyst

Team Size: 7

Environment: SAS, MS Office i.e. Excel Word etc.

Project Description:

Assess the credit quality and provide sound, independent credit

recommendations on the various credit requests keeping in mind the internal

risk policies, risk appetite for GE and Hess Petroleum

Key Responsibility:

< Preparation of Credit reports focusing on Business Analysis, Capital

Structure analysis, Ratio Analysis, Peer Group Analysis, Risk Profile

analysis, Off Balance Sheet Exposure assessment, cash flow model and

asset valuation

< Conducting credit exposure reviews and providing recommendation on the

exposure, term of exposure and credit facilities requested by the large

and medium size corporate based on their key financial data, credit

reports, management accounts & history and existing annual reports.

< Conducting Financial Analysis and Management Analysis of companies,

analyzing Capital Structure, Operating Performance, Liquidity, Debt

Serviceability and Cash Flow Available for Debt Service and conducting

sensitivity analysis for loan obligors for credit presentations.

< Identifying Key Risks associated with loans extended to obligors &

Mitigating factors, assessing Grade & Severity of loans, identifying Bank

Strategies for various clients, identifying early warning signs for

controlling risks related to various clients, recommending covenants and

key facility terms for various loans and settlement facilities.

< As a part of credit recommendation process, worked in DNB (Dun &

Bradstreet) - leading provider of international and Indian business

information agency and Credit Risk Monitoring-which provides real-time

financial information analysis.

< Ensuring compliance with organization credit policies

< Assigning credit rating as per client's standard and guidelines

< Rendered services- Portfolio Analysis, Delinquency Analysis at regular

intervals

Project 2: Credit Data Mart - UAT

Client: CIT Group Inc.

Domain: Financial Services

Role: Business Analyst

Team Size: 7

Environment: SQL Server, Oracle Developer, Business Object, HPQC and MS

Excel

Project Description:

The objective of the project was to perform regression testing on the

centralized database housing data for credit risk reporting and regulatory

reporting. Test cases were designed based on business users needs from the

database for their reporting purpose. Each test scenarios were executed to

pull data from the database using SQL queries. The data were cross checked

against original reports using business objects. Any discrepancy in the

data used to be communicated to development team using HPQC.

Key Responsibility:

< Understanding of business requirement and creation of business scenarios

and test cases

< Extracting the source data from SQL Server and Oracle Developer.

< Creating a Report based on different business scenario Credit data mart

< Conducted meeting with the customer after the completion of each phase

specifying the status of implementation.

< Implemented the business logic while extracting data from BO universe and

created a standard report template using various reporting features;

reduced the amount of manual time required for doing the calculation and

formatting.

< Coordinating with the development team, testing team and with the client

on client specific product development projects.

Project 3: Business Analysis

Client: one of the Leading Global Media & Entertainment Company

Domain: Finance

Team Size: 5

Role: Business Analyst

Environment: SAS, MS Excel

Project Description:

The idea behind this project was to develop a new payroll management system

which would hold all the information related to their employees which is

necessary to calculate wages on time for one of the global major media and

Entertainment Company.

Key Responsibility:

< Responsible for Requirement Gathering, Functional Analysis, Flowchart

Preparation, Design test cases and testing of payroll calculation based

on US Labour Law for a leading US Media and entertainment company

< Understanding business requirements & converting them into functional

specification.

< Coordinating with team members and developers for requirement and defect

analysis.

< To deliver the scorecard model and Test Analytics results to the client.

Manage functional specification, methodology documentation, Technical

specification docs etc.

< Perform test cases reviews to ensure that the coverage is sufficient and

the functional & business perspective is maintained in the system

testing.

< Provide Functional inputs to the testing and development team and conduct

various training sessions to improve their functional knowledge.

Aug'04-May'07 ICIT Software Center Private Limited, Hyderabad Program

officer/Associate Consultant

Key Responsibilities

< Performing analytical review of financial operations of the process;

interpreting financial data for determining past financial performance

and projecting the financial probability of process and ensuring that the

financial information is presented clearly, consistently and on time.

< Developed a company analysis framework to value companies and provide

investment advice with an emphasis to produce differentiated research.

Responsibilities include financial modelling, valuation and writing

research report.

< Providing Business research analysis reports on various Industries to

Senior Management that supports projects, long term & short term business

planning.

< Interpreting financial data for determining past financial performance

and projecting the financial profitability of companies and ensuring that

the financial information is presented clearly, consistently and on time.

< Finding trend and uses of Cement and automobile industry in Indian

market. Assessing the market potential and suggesting the marketing

options to the company to launch in India. Survey carried out in major

regions.

PERSONAL ATTRIBUTES

Understanding service objectives and capturing business requirements

through active listening & questioning techniques.

Able to identify business & Systems process improvements from Big Picture

to detail level.

Quick learner, perseverance and good interpersonal skills.

PERSONAL DOSSIER

Language Known: English and Hindi

Passport Details: F 9720113

References: Available on request.[pic]

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