Management Computer Science
Resume:
ALON LUSS
New York, NY 10021
*******@*****.***
SUMMARY
Principal Finance Professional overseeing the data analytics,
servicing, management and valuation of distressed consumer assets
including cards, auto, RV, unsecured consumer loans and mortgages.
Successful track record in
reverse-engineering transactional/servicing systems, collateral/system
due diligence, transferring assets/completing deals and
managing/servicing owned assets to drive performance.
Project/process management over in-house structures and
vendor/outsourced entities.
EXPERIENCE
CONSULTANT New York, NY.
Strategy Consultant for Asset Management Firm and Multimedia Startup
2012 - 2013.
. Data Analytics, collateral valuation, and due diligence for
consumer portfolios.
. Expert witness for valuation/collection viability.
CITIGROUP, Global Securitized Markets New York, NY.
Director, Principal Finance Group (Special Situations/Distressed)
2003 - 2012.
. Conducted collateral analysis and onsite due-diligence for auto,
RV, credit card and unsecured consumer loan products used for
determining price valuations in principal bidding opportunities.
(Analysis/reporting performed using SAS BASE/STAT/ENTERPRISE
GUIDE with EXCEL(pivot tables) front end)
. Built out third-party credit card servicer from connections with
established auto servicer (System & Services Technologies owned
by NCO Group for collections, Total System Services for
processing) Used in-house analytics to direct/manage new policy
and procedure implementations regarding processing/servicing
strategy.
. Transferred and managed servicing for numerous bought
portfolios. Led Business analysis performance in conjunction
with impacts from asset management decisions and consumer
law/regulations. ($1.2B consumer credit cards, $0.4B
commercial credit cards, $1.3B Auto, $0.6B RV)
. Participated in deal closing process to determine best terms via
collateral schedules, settlements and servicing.
. Managed charge-off portfolio coordinating across different
vendor types and levels. ($1.0B)
. Responsible for technological and operational infrastructure
that facilitates entire principal finance effort (Data storage,
manipulation and analysis using SAS/EXCEL/SQL/C
. Oversaw internal group of associates and consultants.
CREDIT SUISSE FIRST BOSTON, Fixed Income Research, New York, NY.
Vice-President, Mortgage Research and Analytics
2000 - 2003.
. Provided research support of prepayments and losses for traders,
salespeople and clients.
. Developed reports used in prepayment models including monthly
agency projections, servicer prepayments and agency loan-level
prepayments (using Perl, SYBASE, EXCEL, MS OFFICE).
. Integrated Alt-A and Sub-prime models with INTEX cash flow
generator for analysis using portfolio system.
. Developed, maintained and supported analytics of mortgage
applications for trading and sales.
o Development/Integration using C++ / UNIX platform.
ALON LUSS PAGE 2
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EXPERIENCE Continued:
PAINEWEBBER, Fixed Income Research, New York, NY.
Associate, Mortgage Business Unit
1997 - 2000.
Interacted daily with traders and structurers to provide business
solutions for internal clients.
. Designed and developed CMO (Collateralized Mortgage Obligation)
Deal Structuring System using various parameters to create yield
and income projections for deals with multiple bond classes.
. Integrated INTEX cash flow generator with in-house software for
an internal CMO Portfolio System. Provided analysis of current
yield projections and option adjusted spreads in the secondary
market.
o Development using C++, INTEX Subroutines, SYBASE, and in-
house bond language (created on top of lex/yacc).
BELLCORE, Switching Analysis Systems Development District, Red Bank,
NJ.
Member of Technical Staff
1993 - 1997.
Awarded Bellcore Fellowship for Graduate Study Program.
. Designed and implemented a real-time fault management module of
a Network Management System (NMS) that located sources of
equipment and software failures throughout a Dense Wave-Division
Multiplexing LAN.
. Developed Common Channel Signaling (CCS) Services Toolkit used
by several of the regional Bell operating companies that
forecasted traffic loads and determined the sizing needs of the
various network elements.
EDUCATION
Carnegie Mellon University, Information Networking Institute.
MS: Information Networking, May 1995. GPA: 3.6/4.0.
Course work in business, computer science and
telecommunications.
University of Pennsylvania, School of Engineering and Applied
Science.
BSE: Computer Science Engineering, May 1993. GPA 3.6/4.0,
Cum Laude.
Minor in Mathematics.
SPECIALTIES / SKILLS
Collateral Analysis, Servicing, Collection Strategy, Charge-offs,
Credit Cards, TSYS, Data Mining.
SAS (BASE/STAT/ENTERPRISE GUIDE), EXCEL, PERL, C++, C, SQL(SYBASE),
UNIX, INTEX, LISP.
Series 7, 63.
PERSONAL INTERESTS
Tennis, Soccer, Running, Chess, Travel, Financial Markets, Non-
Fiction.
Contact this candidate