Blessing Kwiyup
**** ********* **. #*** ***** Prairie 75052 214-***-**** Email:
***********************@*****.***
Objective/Qualifications
Enthusiastic and committed to professional excellence, confident, analytical, team-
oriented and self-motivated individual looking to achieve a challenging and
professional career that will enable me to demonstrate my skills as well develop new
ones. Able to complete projects efficiently and on time by prioritizing and multi-
tasking, and paying strong attention to detail. Accurate, detail orientated, dependable,
dedicated, and flexible. Excellent organizational, written, verbal, as well as
interpersonal skills. PC skills include PeopleSoft, Microsoft Office (including word,
excel, PowerPoint), LOS, DataTrac and Prime Path. Great knowledge of the mortgage
banking industry, specifically regulations covering RESPA, TILA, Conventional,
FHA, VA, FNMA, FHLMC & USDA. Willing and open to learn any new skills.
EDUCATION
University of Massachusetts, Dartmouth September 2006 to
May 2009
Degree: B.A., Political Science
EXPERIENCE
Post Closing/exceptions clerk: - Prime Lending October 2012- May 2013
Manage a report of 150+ loans
Obtaining suspense notifications from the investor and posting to system
Researching data and document related issues identified by the investor.
Communicating with branch, underwriters, closing agent, title insurer, attorneys,
insurance companies, borrowers and/or other industry contacts to obtain corrected or
missing documents to complete the loan file to ensure the acceptability of the loan by the
purchase investor
Providing accurate resolution to suspended loans by either clearing the specific item or
working with the investor to reach and acceptable resolution within an appropriate time
frame
Calculating income
Uploading conditions to investor website
Scanning, faxing, data entry
Knowledge of regulatory, closing, and underwriting documents
Working with minimal supervision
Mortgage Loan Auditor-Franklin American Mortgage Company October 2011-
October 2012
Reviewing, analyzing and evaluating documentation received from correspondent lenders
for purchase and ensuring document accuracy, compliance and credit quality of
residential mortgage loans
Verifying accuracy of collateral, appraisal, closing, initial disclosures, and underwriting
Running compliance on loans
Verifying all fees on the Final HUD-1 are accurate and applied appropriately.
Review credit, income and asset documentation
Checking documents against each other to make sure they are in sync and match the
system
Ensuring all loans are purchased in accordance with FNMA, FHLMC and company
guidelines
Data entry, scanning, faxing, uploading of documents in to the data base
Clearing document deficiencies prior to approving purchase of loan
Providing excellent customer service to lenders
Checking documents against each other, noting discrepancies
Exceeded funding goals set by management.
Efficiently managing a pipeline of 50+ loans
Collections Rep- AmeriCredit/GM Financial October 2010-
October 2011
Contacting Debtors by phone in hopes of bringing account current/skip tracing
Resolving delinquent accounts
Negotiating with customers by arranging affordable payment options
Office Assistant- Ropheka Home health Agency November 2009
– Febuary 2010
Filing/copying/scanning, faxing, answering phone
Data Entry, updating files, mailing letters, scanning
Other duties as assigned