Real Estate Sales
Resume:
PATRICIA A. THIBEAUX
Frisco, TX 75035
**********@*****.***
SUMMARY OF QUALIFICATIONS
PROFESSIONAL WORK HISTORY:
Ultima Real Estate 01/13/2013 - Present
5339 Alpha Rd., Ste 120
Dallas, TX 75240
Position: Realtor Broker
• Present purchases offer, confer with escrow companies, lenders, home inspection to ensure all in complying with terms and condition of purchases
contract
• Act as an intermediary in negotiation between buyers and sellers; compare properties that has recently sold to determine its completive market price
• Scheduling events, program and activities, as well as working with others, scheduling real estate closing, arranging finance and title
• Resolving conflicts, handling complaints, settling disputes and resolving grievances while maintaining a positive attitude
• Develop constructive and cooperative working relationships; keeping up to-date with technology and applying new knowledge to my job
CAPITAL ONE, NA 07/2009- 11/2012
15000 Capital One Drive
Richmond, VA 23238
Position: Sr. REO Asset Manager/Short Sales/ Loss Mitigation
• Analyze broker's price opinions (BPO) and appraisals. Determine the list price based upon market conditions.
•Performing property preservation which includes obtaining bids for initial services such as trash removal, yard work, and interior cleaning, and
requesting bids.
• Recommending marketing strategy to set list price, while continuing to monitor market location, revising list price as need to liquidated, reduce the
days in inventory.
• Negotiate offers in accordance with polices, producing the highest recovery, and insuring on time closing.
• Vendor Management, contract review to identify fraud, volunteering when asked to support the implementation of operating system and team
problem solving
• Ensure compliance by adhering to state/federal laws, regulations, certified FDIC, and company policies
• Develop real estate marketing and sale of real property after foreclosure or deed in lieu process to ensure maximum financial recovery of the
outstanding balance
• Call center inbound and outbound calls. Responsible for communicating with the customer and scheduling follow-up appointments
• Coordinating internal staff, title companies, attorneys, brokers to ensure timely closing, and final disposition of properties
• Review and verify loan documents
• Filing mortgage insurance claims and hazard insurance claims according to policies
MGC MORTGAGE INC. 04/2008- 07/2009
7195 Dallas Parkway
PLANO, TX 75024
Position: Loss Mitigation/Short Sales/Repayment Plans
• Experience in different resolution REO, Short Sales, Deed-N-Lieu, and Loss Mitigation
• Design and demonstrate attention to detail
• Review and verify documents for workouts
• Demonstrates accuracy and thoroughness
• Proficiency in Loan applications, Delinquency and Repayment arrangements
• Sound Judgment Abilities
• Skilled at analyzing and interpreting general business, technical and/or government regulations. Ability to write reports, business correspondence and
procedure manuals
• Proficient in solving practical problems and deal with a variety of concrete variables in situations where only limited standardization exists
WACHOVIA Shared Resources 10/8/2007- 04/6/2008
Agent for: World Mortgage Company
1525 West W.T. Harris BLVD NC 9001
Charlotte, NC 28262
Position: Mortgage Loan Consultant
• Originates loan applications over the telephone for new and existing customers and while maintaining company customer
• Reviewing credit report and application, for completeness and credit worthiness while maintain RESPA guidelines.
• Asking open-ended questions to encourage more loan applications, and any cross-sell opportunities
• Responsible for communicating loan decisions and for explaining loan terms, payments, interest, and loan documents etc.
• Flexible work schedule including evenings and some week-end work to meet the needs of customer.
• Laid off company went out of business
MAVERICK RESIDENTIAL MORTGAGE INC 03/1/2007 - 09/17/2007
2401 Internet Blvd #103
Frisco, TX 75034
Position: Mortgage Loan Consultant
• Originates loan applications from new and existing customers and while establishing relationships with Builders and Realtor
• Reviewing credit report and application, for completeness and credit worthiness while maintain RESPA guidelines.
• Responsible for communicating loan decisions and for explaining loan terms, payments, interest, and loan documents etc.
• Flexible work schedule including evenings and some week-end work to meet the needs of customer
•Process information using Point; prepare disclosure and mail out, prepare verification deposits, employment, and resident
• Attended closing with customer
SAXON MORTGAGE INC 02/8/2005 – 03/1/2007
AKA Americas MoneyLine/Bravo Credit/Encore Credit Corp
4840 Cox Road
Glen Allen, VA 23060
Position: Retention Loan Officer/Broker Rep
• Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
•Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files submitted by Mortgage Broker
• Call center inbound and outbound calls
•Process information using Point; prepare disclosure and mail out, prepare verification deposits, employment, and resident
• Attended closing with customer
Education:
Captain Shreve High School - 1973
License Real Estate Broker- 1995
License MLO/NMLS #1005911
Texas Commission Notary
Membership:
MetroTex Association of Realtors
National Association of Realtor
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