Jacqueline Nieves

*** ***** ******

Cocoa Beach, Florida 32931

732-***-****

Email: abtbb7@r.postjobfree.com

Absolute Home Mortgage Corp.

Professional 12/2004-Present

Experience Senior Loan Officer NMLS# 227621

On a regular basis, I complete intake applications for clients that are interested in refinancing existing mortgages

and/or looking to qualify for a mortgage. This process entails gathering all the necessary information, required

documents, present and explain various loan products so that clients make informed decisions as to what best

works for their mortgage needs. Meet with clients to review the good faith estimate, 1003’s, and accompanying

disclosures. Submit the loan packages to the processing department; work closely with the processor to insure

that the package meets all the conditions set forth by the lender. Conditions include but not limited to ordering

payoffs, appraisals, title, VOE’s, VOD’s and any other pertinent information the underwriter will require.

Instrumental in developing marketing materials and company brochures in Spanish to attract the Hispanic market

Have sold and closed approximately 7.5 million dollars in loans.

June 2012-Present Aquatic Health & Rehab

As the massage therapist, I am required to consult with the doctor to determine the

appropriate therapeutic massage the patient will require. I am fully versed in various

massage therapy techniques to include Swedish, neuromuscular therapy, deep tissue,

sports massage, pregnancy and geriatric massage. Most of the patients treated at the

medical office have sustained muscular injuries from auto and job related accidents. I am

required to generate SOAP notes documenting the kind of therapy administered and track

the rehabilitative progress of the patient.

Strater Family Chiropractic

07/2011-June 2012

Licensed Massage Therapist

Licensed Massage Therapist

Boca Salon At Forsgate

12/2009-December 2010

Certified Massage Therapist

Renu Medical Spa & Cosmetic Laser Center

01/2006-Present- 12/ 2009

Certified Massage Therapist

12/2004-01/2006 The Spa at Manalapan

Certified Massage Therapist

12/2003-10/2004 The Day Spa Salon at Forsgate

Certified Massage Therapist

Interracial Council for Business Opportunity

03/2003-11/2003

Business Development Consultant

Researched and generated a registry that listed and described in house business diversity programs sponsored by

Fortune 500 Companies, federal, state, and local government entities. These programs had “set- aside”

procurement goals for minority & woman-owned businesses (M&WBEs’). Authored a manual that highlighted

corporate and government websites that featured the application process of their diversity programs. In

cooperation with corporate, public, and government representatives, developed and implemented a series of

conferences, workshops, and trade shows to facilitate procurement opportunities for small, minority and woman

owned firms; developed and maintained contacts within the corporate, public, local/national chambers of

commerce entities to plan, implement and host business networking forums. Routinely met with M&WBE’s that

required management, technical, and financial services counseling.

Concepts Office Furnishings, Inc.

07/2002-12/2002

Business Development Consultant

Developed and implemented an M&WBE procurement division for the company;

marketed the company to the purchasing departments at corporate, public, and

government entities. Prepared, filed, and tracked numerous corporate, public, and

government registration/certification applications to obtain m/web business designation;

Supervised all functions related to the registration and set up of booths and marketing

materials during trade shows and other business networking forums.

11/1999-12/2001 Celestial Winds Massage & Pain Management Center

Director

Managed the day to day operations of the center. This entailed hiring, firing, and supervising the administrative

and clinical staff. Developed marketing and advertising initiatives to solicit business from alternative care

centers, chiropractors, physical therapists, acupuncturist, and other health providers. In conjunction with other

health providers, hospitals, and medical clinics, planned workshops and seminars intended to educate clients, and

community residents as to the documented benefits of alternative care therapies;

11/2001-5/2002 Lakeside Painting, Inc. Clark New Jersey

Business Development Consultant

Prepared and filed m/web business certification/registration applications with federal, state, local, public, and

corporate entities; maintained follow-up on all applications filed until the conclusion of the process. Once

certification and/or registration was obtained, marketing initiatives to buyers, purchasing departments, and

corporate diversity programs were done regularly. Assisted in strengthening the planning of field operations,

project scheduling, and the supervision of field staff.

4/1999-3/2001 Selari Chiropractic Center, North Brunswick, New Jersey

Clinical Massage Therapist

09/1999-05/2000 Swedish American Massage Institute, Red Bank, New Jersey

Instructor

Prepared the course materials, lesson plans, and taught Introduction To Massage, & Massage Therapy As A

Business Practice. during the fall and spring semesters. With the approval of the Director and in strict compliance

with the NJ regulations governing Massage Therapy; demonstrated, trained, and administered exams to the

students. Supervised and organized all student clinics, seminars, health fairs, and massage business forums.

02/1988-10/1998 JCJ Contracting Inc., Bronx, New York

President/CEO

The company provided services in the removal and disposal of asbestos, underground storage tanks, radon

mitigation and lead base paint.

Managed the day-to-day operations of the company, to include supervision of administrative staff ; in conjunction

with the senior estimator went on walk-through of abatement projects put out for bidding; prepared and submitted

bids; when required lead project specific presentations required by the customer. Implemented marketing

strategies to attract corporate & government accounts; Regularly met with the customer’s superintendant, health,

safety, and hazmat managers to plan, and schedule, the logistics of the project to safely implement abatement

projects; Attended customer’s project status meetings in order to provide the current progress of the project(s);

Interfaced with the local, state, and federal agencies that regulated hazardous waste removal. I.e.: applying for

permits and submitting abatement project plans. In conjunction with the field superintendant supervised the work

activities of field staff. Often interviewed, reviewed estimates, and supervised subcontractors from other trades

required on a project. Developed an Emergency Procedures manual that was submitted and approved by the

federal, state, and local regulatory agencies.

11/1984-10/1987 New York State Department of Commerce

Bureau Director Minority & Women’s Business Certification Program

Instrumental in the development implementation, and supervising of the New York Statewide Minority &

Women’s Business Certification Program; liaison to the Governor’s Office of Contract Compliance and the five

designated certifying agencies. At the request of the commissioner traveled throughout the states to present and

outline program logistics to other state agencies in the process of drafting their own statewide program. In an

effort to create business forums for M&WBE’s worked closely with corporate, public, and government

representatives in; planning a series of yearly conferences, workshops, trade shows, and seminars for those

businesses pursuing opportunities with state agencies and majority contractors; In cooperation with various

college & university staff, planned and implemented a Future Entrepreneurs Internship Program that placed

business major students as interns in m/wbe companies that required assistance in accounts receivable/accounts

payables, marketing, computer services, and any other business related issues that owner had. Authored a manua

entitled Management and Technical Assistance Programs that featured services earmarked for m/wbe companies.

09/1983-11/1984 Boricua College, Manhattan, New York

Assistant Director of Projects & Grants

Managed an administrative team that researched a myriad of corporate and government entities that award grants

to colleges and universities. This entailed generating proposals, preparing grant applications and tracking the

process until the conclusion of the award period. Regularly met with the deans and chair person’s of the college

to develop and implement specific programs and fundraising efforts tailored to the educational needs of a

predominately Spanish speaking student population.

Licensed Mortgage Loan Originator in the State of New Jersey MLS #227621

Education

Certified Title Producer in the State of New Jersey License 114175

Certified Notary for the State of New Jersey ID 2351880

Florida Massage Therapy License #MA62253

Somerset School of Massage Therapy, Somerset New Jersey

Certificate Received: Certified Massage Therapist

Certified Geriatric Massage Therapist Level I & II

Nationally Certified Massage Therapist

New School for Social Research, Manhattan, New York

Graduate Level Courses.

Bard College, Annandale-On-The Hudson, New York State

Degree Received: Bachelor of Arts

Fluent in Spanish, Knowledge of Microsoft Programs.

Skills

Selected Minority & Woman-owned Business Woman of the Year by the Minority Business

Miscellaneous

Development Agency April, 1996.

References To Be Furnished Upon Request

Upon Request

Reference

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