Jacqueline Nieves
Cocoa Beach, Florida 32931
Email: **********@***.***
Absolute Home Mortgage Corp.
Professional 12/2004-Present
Experience Senior Loan Officer NMLS# 227621
On a regular basis, I complete intake applications for clients that are interested in refinancing existing mortgages
and/or looking to qualify for a mortgage. This process entails gathering all the necessary information, required
documents, present and explain various loan products so that clients make informed decisions as to what best
works for their mortgage needs. Meet with clients to review the good faith estimate, 1003’s, and accompanying
disclosures. Submit the loan packages to the processing department; work closely with the processor to insure
that the package meets all the conditions set forth by the lender. Conditions include but not limited to ordering
payoffs, appraisals, title, VOE’s, VOD’s and any other pertinent information the underwriter will require.
Instrumental in developing marketing materials and company brochures in Spanish to attract the Hispanic market
Have sold and closed approximately 7.5 million dollars in loans.
June 2012-Present Aquatic Health & Rehab
As the massage therapist, I am required to consult with the doctor to determine the
appropriate therapeutic massage the patient will require. I am fully versed in various
massage therapy techniques to include Swedish, neuromuscular therapy, deep tissue,
sports massage, pregnancy and geriatric massage. Most of the patients treated at the
medical office have sustained muscular injuries from auto and job related accidents. I am
required to generate SOAP notes documenting the kind of therapy administered and track
the rehabilitative progress of the patient.
Strater Family Chiropractic
07/2011-June 2012
Licensed Massage Therapist
Licensed Massage Therapist
Boca Salon At Forsgate
12/2009-December 2010
Certified Massage Therapist
Renu Medical Spa & Cosmetic Laser Center
01/2006-Present- 12/ 2009
Certified Massage Therapist
12/2004-01/2006 The Spa at Manalapan
Certified Massage Therapist
12/2003-10/2004 The Day Spa Salon at Forsgate
Certified Massage Therapist
Interracial Council for Business Opportunity
03/2003-11/2003
Business Development Consultant
Researched and generated a registry that listed and described in house business diversity programs sponsored by
Fortune 500 Companies, federal, state, and local government entities. These programs had “set- aside”
procurement goals for minority & woman-owned businesses (M&WBEs’). Authored a manual that highlighted
corporate and government websites that featured the application process of their diversity programs. In
cooperation with corporate, public, and government representatives, developed and implemented a series of
conferences, workshops, and trade shows to facilitate procurement opportunities for small, minority and woman
owned firms; developed and maintained contacts within the corporate, public, local/national chambers of
commerce entities to plan, implement and host business networking forums. Routinely met with M&WBE’s that
required management, technical, and financial services counseling.
Concepts Office Furnishings, Inc.
07/2002-12/2002
Business Development Consultant
Developed and implemented an M&WBE procurement division for the company;
marketed the company to the purchasing departments at corporate, public, and
government entities. Prepared, filed, and tracked numerous corporate, public, and
government registration/certification applications to obtain m/web business designation;
Supervised all functions related to the registration and set up of booths and marketing
materials during trade shows and other business networking forums.
11/1999-12/2001 Celestial Winds Massage & Pain Management Center
Director
Managed the day to day operations of the center. This entailed hiring, firing, and supervising the administrative
and clinical staff. Developed marketing and advertising initiatives to solicit business from alternative care
centers, chiropractors, physical therapists, acupuncturist, and other health providers. In conjunction with other
health providers, hospitals, and medical clinics, planned workshops and seminars intended to educate clients, and
community residents as to the documented benefits of alternative care therapies;
11/2001-5/2002 Lakeside Painting, Inc. Clark New Jersey
Business Development Consultant
Prepared and filed m/web business certification/registration applications with federal, state, local, public, and
corporate entities; maintained follow-up on all applications filed until the conclusion of the process. Once
certification and/or registration was obtained, marketing initiatives to buyers, purchasing departments, and
corporate diversity programs were done regularly. Assisted in strengthening the planning of field operations,
project scheduling, and the supervision of field staff.
4/1999-3/2001 Selari Chiropractic Center, North Brunswick, New Jersey
Clinical Massage Therapist
09/1999-05/2000 Swedish American Massage Institute, Red Bank, New Jersey
Instructor
Prepared the course materials, lesson plans, and taught Introduction To Massage, & Massage Therapy As A
Business Practice. during the fall and spring semesters. With the approval of the Director and in strict compliance
with the NJ regulations governing Massage Therapy; demonstrated, trained, and administered exams to the
students. Supervised and organized all student clinics, seminars, health fairs, and massage business forums.
02/1988-10/1998 JCJ Contracting Inc., Bronx, New York
President/CEO
The company provided services in the removal and disposal of asbestos, underground storage tanks, radon
mitigation and lead base paint.
Managed the day-to-day operations of the company, to include supervision of administrative staff ; in conjunction
with the senior estimator went on walk-through of abatement projects put out for bidding; prepared and submitted
bids; when required lead project specific presentations required by the customer. Implemented marketing
strategies to attract corporate & government accounts; Regularly met with the customer’s superintendant, health,
safety, and hazmat managers to plan, and schedule, the logistics of the project to safely implement abatement
projects; Attended customer’s project status meetings in order to provide the current progress of the project(s);
Interfaced with the local, state, and federal agencies that regulated hazardous waste removal. I.e.: applying for
permits and submitting abatement project plans. In conjunction with the field superintendant supervised the work
activities of field staff. Often interviewed, reviewed estimates, and supervised subcontractors from other trades
required on a project. Developed an Emergency Procedures manual that was submitted and approved by the
federal, state, and local regulatory agencies.
11/1984-10/1987 New York State Department of Commerce
Bureau Director Minority & Women’s Business Certification Program
Instrumental in the development implementation, and supervising of the New York Statewide Minority &
Women’s Business Certification Program; liaison to the Governor’s Office of Contract Compliance and the five
designated certifying agencies. At the request of the commissioner traveled throughout the states to present and
outline program logistics to other state agencies in the process of drafting their own statewide program. In an
effort to create business forums for M&WBE’s worked closely with corporate, public, and government
representatives in; planning a series of yearly conferences, workshops, trade shows, and seminars for those
businesses pursuing opportunities with state agencies and majority contractors; In cooperation with various
college & university staff, planned and implemented a Future Entrepreneurs Internship Program that placed
business major students as interns in m/wbe companies that required assistance in accounts receivable/accounts
payables, marketing, computer services, and any other business related issues that owner had. Authored a manua
entitled Management and Technical Assistance Programs that featured services earmarked for m/wbe companies.
09/1983-11/1984 Boricua College, Manhattan, New York
Assistant Director of Projects & Grants
Managed an administrative team that researched a myriad of corporate and government entities that award grants
to colleges and universities. This entailed generating proposals, preparing grant applications and tracking the
process until the conclusion of the award period. Regularly met with the deans and chair person’s of the college
to develop and implement specific programs and fundraising efforts tailored to the educational needs of a
predominately Spanish speaking student population.
Licensed Mortgage Loan Originator in the State of New Jersey MLS #227621
Education
Certified Title Producer in the State of New Jersey License 114175
Certified Notary for the State of New Jersey ID 2351880
Florida Massage Therapy License #MA62253
Somerset School of Massage Therapy, Somerset New Jersey
Certificate Received: Certified Massage Therapist
Certified Geriatric Massage Therapist Level I & II
Nationally Certified Massage Therapist
New School for Social Research, Manhattan, New York
Graduate Level Courses.
Bard College, Annandale-On-The Hudson, New York State
Degree Received: Bachelor of Arts
Fluent in Spanish, Knowledge of Microsoft Programs.
Skills
Selected Minority & Woman-owned Business Woman of the Year by the Minority Business
Miscellaneous
Development Agency April, 1996.
References To Be Furnished Upon Request
Upon Request
Reference