Manager Management

Kim McAfee

Email: abqcax@r.postjobfree.com

Address: ***** **** ***** **

City: Jacksonville

State: FL

Zip: 32225

Country: USA

Phone: 904-***-****

Skill Level: Experienced

Salary Range: $30,000

Primary Skills/Experience:

See Resume

Educational Background:

See Resume

Job History / Details:

Kim E. McAfee

Kim E. McAfee

12502 Cane Creek Court Jacksonville, Florida 32225

abqcax@r.postjobfree.com 904-***-**** h 904-***-**** c

Senior Bank Profile

Mortgage Loan Expertise / Credit Analysis / Strategic Planning / Profit Optimization

Branch Management / Fraud Prevention / Recruiting, Training and Teaching

Accomplished, motivated, and highly focused MBA banker with extensive and outstanding leadership experience in all phases of full-service banking, including financial administration, lending operations, credit analysis, auditing, and branch oversight. Able to leverage diverse banking background and management expertise to provide internal and external training, coaching, and mentoring.

Solid history of success in loan generation, credit underwriting, risk assessment, compliance control, and reporting. Demonstrated capacity to guide and support corporate initiatives, execute marketing strategies, and attract new customers. Talented communicator building rapport across all team levels and providing superb client service.

Areas of Expertise:

Loan Operations / Bank Management

Regulatory Compliance and Internal Controls

Mortgage Lending and Loan Origination

Cost Reduction and Avoidance

Credit Underwriting and Review

Staff Development and Team Building

Risk Analysis / Auditing

P&L and Budget Administration

Professional Experience

Wipro Technologies Jacksonville, Florida

Bank Application Trainer (3/2011 to 2/2012)

Served in senior-level consultancy role with a global IT services company that caters to 150 Fortune 500 clients in a wide variety of fields across five continents.

Designed and executed training programs for all departments, including but not limited to IT, retail, credit, teller, and wealth management for a large international bank. Traveled to locations in Brazil and Mexico to discuss training needs and address deficiencies with upper management. Prepared training documents based on new applications developed by corporate managers using Excel and PowerPoint; conferred regularly with executives.

Selected Contributions:

Developed training for complicated bank software and taught this training to executive management in Sao Paulo, Brazil and Mexico City, Mexico.

(2009 to 2011) Relocated to Dubai, United Arab Emirates due to husbands chance to provide help for his company in the Middle East training them on American techniques. During this time, took college online accounting courses to further knowledge in accounting and finance.

FirstAtlantic Bank Jacksonville, Florida

Vice President, Compliance (2007 to 2009)

Provided executive-level direction on compliance issues for a full-service bank with over $100 million in assets and three locations. Prepared financial reports and communicated with executive management on all compliance, bank secrecy, fraud and theft, and foreign assets control issues. Completed and processed bank transactions for accounts payable and balanced the account daily.

Selected Contributions:

Personally completed risk assessment to fulfill regulatory requirement adopted into law seven years earlier.

Single-handedly setup a Bank Secrecy Act (BSA) program and conducted BSA training of all personnel.

Monticello Bank Jacksonville, Florida

Safety and Soundness Officer (2006 to 2007)

Was recruited, based on bank examiner experience, to serve in this newly created position as a liaison between the bank and the OTS, which had placed the bank under a Cease & Desist order (C&D). Collaborated with the board and members of executive management regarding the safety and soundness of all bank operations, including formal/informal actions, reports of examination, regulatory reporting, financial reports to the board and the regulatory compliance committee, and regulatory progress reports. Conducted general ledger reconciliation monthly and provided quarterly loan TFR input. Ensured that bank operations aligned with the banks business plan, policies, and procedures in accordance with OTS guidance. Organized and provided reports and participated in meetings of the Regulatory Compliance Committee. Functioned as IT manager for the IT department.

Selected Contribution:

Personally setup Safety and Soundness Committee and served as the Committees Secretary in order to monitor and report C&D progress to the banks Board of Directors and the OTS.

Completed a total review of all mortgage loans, including builder credit lines, for credit quality, risk ratings, and compliance.

First Bank of Jacksonville Jacksonville, Florida

Loan Operations Manager / Compliance Officer (2005 to 2006)

Directed the activities of the banks loan operations area, supervising two employees. Prepared month-ending journal entries and conducted general ledger reconciliations. Managed credit and collections, billings, accounts payable and receivable, transactional accounting, and cash flow analysis. Monitored loan department fixed assets. Conducted training for all bank employees on Consumer Compliance regulatory issues. Conducted audits on a regular basis to ensure bank compliance with all consumer banking regulations, including the BSA. Underwrote mortgage loans for all bank mortgage originators.

Selected Contributions:

Skillfully reorganized loan operations department, creating faster approvals and a better storage system.

Effectively created a new, successful compliance department.

Segars, Blake & Associates Jacksonville, Florida

Sr. Financial Consultant (2003 to 2005)

Acted as senior consultant for a financial consultant firm serving clients in the South Eastern U.S. Completed detailed loan and compliance audits for banks throughout the southeastern states. Documented policies and procedures for banks, monitored new and existing laws, informed bankers, and communicated directly with management. Traveled to various banks to provide training to employees, including bank board members.

Selected Contribution:

Developed and implemented effective research methods and filing systems for banking clients.

First National Bank Jacksonville, Florida

Vice President / Credit Analyst / IT Manager (2002 to 2003)

Analyzed tax returns and financial statements for all bank loan requests of $100,000 and above; underwrote mortgage requests of up to $2.5 million; communicated the strengths and weaknesses of the request to the loan committee. Managed the IT department for proper security procedures, documented all IT policies and procedures, monitored OCC compliance in IT, and reported to the IT committee on a quarterly basis.

Selected Contributions:

Successfully implemented a credit monitoring system in order to maintain control over loans reviewed and loans in the pipeline to review.

Office of the Comptroller of the Currency (OCC) Jacksonville, Florida

Associate National Bank Examiner (1998 to 2002)

Performed examinations of national bank records for the U.S. Government OCC field office in Jacksonville. Determined bank ratings in capital, asset quality, management, earnings, liquidity, sensitivity to market risk, and IT compliance.

(1984 to 1998) Additional banking experience as a Branch Manager for nine years, as well as a Consumer Loan Manager, Regulatory Officer and Auditor.

Education and Credentials

Master of Business Administration (MBA) University of Phoenix Phoenix, Arizona, 2008

Bachelor of Science in Marketing Western Kentucky University Bowling Green, Kentucky

Professional Development:

~ Introduction to Computers / Microsoft Word Excel, PowerPoint/Management Skills

~ Advanced Financial Training: Commercial Credit, Small Business Banking, Capital Markets, Treasury Management, Complex Financial Analysis, Tax Preparation, Bank Accounting Procedures

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