Heather Rooney
Email: ********@**************.***
Address:
City: Glen Allen
State: VA
Zip: 23060
Country: USA
Phone: 804-***-****
Skill Level: Any
Salary Range:
Primary Skills/Experience:
Diligent and driven Judgmental Underwriter who has achieved success in a variety of roles with increasing levels of responsibility. An effective communicator and team-builder with strong analytical, management and organizational skills.
Educational Background:
High School Dipolma from Hermitage Technical Center, Richmond VA 1/2001 to 6/1998 (C.N.A.)
High School Dipolma from J.Sargent Reynolds Community College, Richmond VA 1/2001 to 12/2012
Job History / Details:
Summary
Diligent and driven Judgmental Underwriter who has achieved success in a variety of roles with increasing levels of responsibility. An effective communicator and team-builder with strong analytical, management and organizational skills.
Highlights
Notary Public for Henrico County
Excellent communication and interpersonal skills
Active listening skills
Customer service expert
Adaptable and Flexible
Excellent time management skills
Strong work ethic
Strong organizational skills
Adaptive team player
Dedicated to process improvement
Strong problem solving ability
Devoted to data integrity
Risk management evaluation background
Inventory management background
Meets/exceeds goals
Attention to detail
Account analysis expertise
Complex problem solving
QuickBooks
Proficient with Microsoft Office Suite
QuickBooks
Invoice processing
Analytical
Account reconciliations
Experience
December 2008 to November 2012
Capital One Glen Allen, VA
Senior Judgmental Decision Underwriter
Certified Underwriter for new and existing credit accounts
Analyzed and evaluated the collateral, credit, and financial status of cardholders to grant, maintain, or decrease credit limits on new and existing credit accounts
Evaluated debt to ratios, loan to value ratios, credit score, and property valuation on all cardholders.
Developed creative promotions to encourage team mates to meet efficacy goals, resulting in a 96 percentage achievement rate
Managed incoming and outgoing calls for a team of 22 associates while underwriting accounts and maintaining 100 percentage in customer service quality
August 1998 to December 2008
Stevens Jewelers Richmond, VA
Lead Sales Consultant
Recommended and assisted customers in selecting merchandise and placing specialty orders based on their needs
Managed wide variety of customer service tasks by contacting customers regarding sales, repairs, warranties and provided estimates while maintaining 100 percentage on customer satisfaction surveys
Managed files, processed customer warranties, ran weekly and monthly reports, processed vendor invoices and handled the bookkeeping
January 2007 to December 2007
World Access Richmond, VA
Bankcard Specialist
Specialized in Visa and Master Card benefits and claims
Handled incoming calls with supreme customer service and accuracy in a timely manor
Resolved customer complaints and concerns with strong verbal and negotiation skills
Displayed courtesy and strong interpersonal skills with all customer interactions while maintaining and updating benefit information
January 2005 to July 2005
CitiFinancial Richmond, VA
Senior Customer Service Representative
Sold and processed mortgages, personal loans and auto loans
Managing customer accounts, financial records, files, and monetary transactions
Processed office bills, property deeds and titles, and customer transactions
Analyzed and evaluated credit beaus, and financial status, collateral, debt to income ratios, loan to value ratios, and property valuation to process applications for many types of loans
February 2001 to December 2004
River Asset Management Richmond, VA
Assistant Property Manager
Rented apartments to future residents, and renewed current residents lease terms
Processed service requests and concerns, inspected property, managed reports, resident files, office files and bills, and posted rent payments
Analyzed cost control and provided timely financial information to support corporate property goals
Called prospective residents and updated them on current and future rental availability
Reviewed and processed all lease contracts and addendum's with future residents
Executed quarterly financial reporting on multiple properties
Education
1998 Hermitage Technical Center Richmond, VA
Certified Nurses Certificate C.N.A.
J.Sargent Reynolds Community College Richmond, VA
Business Administration