BRYCE HUFF
*** **** *** ***** #* Logan, Utah ****1 **************@*****.*** ~ 801-***-****
EXPERIENCE
Credit Officer Bountiful, Utah
Republic Bank of Utah December 2007 August 2010
Performed over $35 million per month of commercial equipment lease underwriting and new sales proposal with an emphasis in
critical care medical equipment leased to health systems, hospitals and other providers
Improved customer turn times and increased customer satisfaction by initiating a collaborative and educational approach with key
vendors regarding credit guidelines and bank standards on new proposals and servicing of existing accounts
Created a new underwriting analysis to determine systematic and diversifiable risks on potential customers for multi million dollar
transactions including evaluation of financial data, management experience, industry outlook, and collateral exposure
Monitored the credit quality of the existing customer portfolio through regular reviews of the customer s financial strength and
repayment history including the creation of audited credit files containing confidential information.
Senior Credit Analyst Salt Lake City, Utah
Zions Bank, National Real Estate Group August 2006 December 2007
Completed due diligence to formulate a comprehensive recommendation for new sales and transactions, which included business
financial statement analysis, cash flow modeling, industry comparison, appraisal value recommendation, environmental
compliance, projections breakdown, sources and uses determination, personal net worth and liquidity evaluation, and credit
assessment
Supported client relationships throughout the lending process of prospecting new customers to contract closing by creating a
system for client input and feedback on transaction priority and challenges
Trek Coordinator Salt Lake City, Utah
Farm Management Company, Deseret Land and Livestock June 2001 August 2006
Developed a teaching and learning based initiative to support stakeholder goals in the implementation of a wilderness-based
activity taught to teenage youth for the development of self-confidence, communication skills, and moral courage
Delegated and coordinated the efforts of staff and volunteers to support group leaders in order to cooperate with the operations
of Desert Land and Livestock
Reduced operational costs and improved efficiencies through collaboration and empowerment in the management of a $75,000
budget and $500,000 of capital equipment
Telecommunications Sales Agent Salt Lake City, Utah
CarrierSales.com April 2003 June 2004
Developed and maintained relationships with key executives in the commercial business market.
Responsible for pricing and sales development, direct customer sales, product awareness, new customer and market growth,
customer service and retention
Business Owner Centerville, Utah
Huff Landscaping February 2004 June 2010
Managed all of the businesses marketing through multiple mediums for residential yard care service
Directed all sales and scheduling of new client accounts including coordinating client servicing with staff of two employees
Oversaw and regulated all business accounting including accounts payable, accounts receivable, income and expenses
SKILLS
Microsoft Office (Excel, Outlook, PowerPoint, Word), Moody s Risk Analyst (Database), SPARAK (Database), LeasePlus (Database)
Google Docs, HTML, WordPress, MAC Pages
EDUCATION & TRAINING
Utah State University MBA Expected Graduation in 2012
University of Oregon M.A. Conflict and Dispute Resolution Expected Graduation in 2012
Community Mediation Services - Mediation Training September 2010
Arbinger Institute Licensed Facilitator of Choice Seminars November 2009
University of Utah B.S Finance December 2006
ADDITIONAL EXPERIENCE
Appropriate Dispute Resolution Board University of Oregon September 2010 - Present
Scoutmaster of Scout Committee Boy Scouts of America June 2007 August 2010
Asset and Liabilities Committee Republic Bank December 2007 May 2008
Service Committee Co-Chair August 2003 July 2005