Mortgage Finance

Date: ****-**-**, *:**PM PDT

abpgkc@r.postjobfree.com

VIVIAN M. COLVIN

541-***-****

abpgkc@r.postjobfree.com

I am writing in request for employment. In your review if my attached Resume, you will find my 25+ years experience in the mortgage finance business has provided me with a broad base of skills and significant knowledge as well as experience.

These experiences have given me the follow skills and knowledge:

Excellent written and verbal communication

Computer knowledge and experience with Quick Books accounting software, mortgage software from Genesis to Encompass, Outlook Express, Spreadsheets, Excel, Word and more

Ability to apply applicant's to their individual needs within various mortgage loans

Ability to work effectively with minimal or no supervision, accomplishing all assignments in a timely and efficient manner

Ability to analyze a situation and make sound judgment based on policies, procedures and guidelines

Maintain a professional appearance, attitude and mannerism

Type 85 wpm with 10 Key by touch

Due to the decline in real estate and mortgage financing, I was laid off from Mission Hills Mortgage. My search to regain employment was immediate, however it has yet become available here in Medford, OR. I received an opportunity in Reno, NV to return to this industry and live closer to my children and grandchildren. We had moved there the first of 9/12, but within 30 days decided to return to Oregon due to my husband need for work, as well as the environment of which we were not happy with.

It is my goal and desire to be given the opportunity to return to a permanent position within the mortgage field where I can continue my career and education!

I am excited to meet with you and further discuss what I can do to support your company and my career! You may reach me at any time at the above telephone number or email. Thank you for your time.

Respectfully,

Vivian M. Colvin

RESUME'

Objective

Secure a full time permanent position within the Mortgage Financing business

Qualifications

25+ years significant experience and background in mortgage business with excellent verbal and written communication

Education

9/85 - 6/87 Sacramento City College, Sacramento, CA Associates Degree in Finance

9/76 - 6/79 Elk Grove High School, Elk Grove, CA High School Diploma

Work Experience

9/12 - 10/12 Summit Funding Inc., Reno, NV Closing Coordinator/Loan Processor

Received loan files, processing them into underwriting, gathering any conditions, ordering loan documents and closing the loan.

11/10 - 8/12 Pathway Enterprises Inc., Medford, OR Supervisor

Supervised and trained staff in the care giving profession as well as care for adults with various levels of disability. Created and managed all resident's finances, created and maintained state and local documentation as well as providing support needed by each individual resident.

2/04 - 10/10 Upper Rogue Full Gospel Fellowship Secretary/Treasurer

Prepared and managed all financial accounts both receivable and payable, prepared monthly and quarterly financial reports as well as bank deposits and reconciliations.

2/01 - 11/03 Mission Hills Mortgage, Medford, OR Sr. Loan Processor

Secured Residential Loan Applications, gathered all required documentation, processing the file from application through funding. Applied applications to FHA, VA, Conventional, Sub-prime, Construction and Construction to Permanent Financing programs. Assisted in signing and clarification of loan documents. Trained Loan Officers in marketing and packaging loans for individual programs. Trained receptionist as a Loan Processor.

10/95 - 1/01 Mid Valley Financial Services, Sacramento, CA Owner/Contract Loan Processor

Processed loan applications for various loan programs for various Mortgage Brokers. Processed from a loan application through funding. Assisted various Mortgage Bankers in successfully setting up new offices, training their staff and performing pre-HUD audits.

3/90 - 9/95 Platinum Mortgage Company, Sacramento, CA Assistant Manager/Sr. Loan Processor

Received loan files, processing them into underwriting, gathering any conditions, ordering loan documents and closing the loan. Supervised and assisted in the management of up to 15 staff. Trained Loan Officers, Receptionist and Processor to be successful in their chosen careers. Provided First Time Home Buyers education classes as well as assisted in Escrow signings and documentation clarification.

7/79 - 2/90 Various Mortgage Bankers and Brokers, Sacramento, CA Loan Processor

Secured Residential Loan Applications, gathered all required documentation, processing the file from application through funding. Applied applications to FHA, VA, Conventional, Sub-prime, Construction and Construction to Permanent Financing programs.

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