Terence Roshto

Email: abpaqj@r.postjobfree.com

Address: **** ********* **

City: Kernersville

State: NC

Zip: 27284

Country: USA

Phone: 678-***-****

Skill Level: Management

Salary Range: $95,000

Primary Skills/Experience:

See Resume

Educational Background:

See Resume

Job History / Details:

TERENCE S. ROSHTO

1424 DAVENPORT CT * KERNERSVILLE, NC 27284

PHONE: 678-***-**** * E-MAIL: abpaqj@r.postjobfree.com

PROFESSIONAL EXPERIENCE

First Tennessee Bank 9/10-present Winston-Salem, NC

Vice President, Commercial Real Estate Relationship/Portfolio Manager

Responsible for targeting and calling on top-tier Commercial Real Estate developers throughout North and South Carolina and managing a $78MM portfolio.

Originated $28MM in new loan closings and expanded deposit base by $2MM in the 2nd quarter of 2012.

Partnered with credit to successfully restructure troubled loans totaling $36MM, resulting in a positive impact in loan portfolio quality and First Tennessee`s net earnings.

TSR Real Estate Capital, LLC 9/05-9/10 Atlanta, GA

Principal

Procured over $200 Million in debt and equity for Commercial Real Estate projects throughout the Southeast.

Integral team member for the development of the Ocean Isle Marina & Yacht Club in Ocean Isle Beach, NC. Involved with legal, permitting, construction, and sales for the marina.

Served as part of the development team for The Plaza at Suwanee Station, a 140,000 square foot mixed used center in Suwanee, GA and Breckinridge Plaza, a 25,000 square foot retail center in Duluth, GA. Involved with legal, leasing, sales, finance and accounting for the projects.

Branch Banking & Trust 5/04-09/05 Greensboro, NC

Vice President, Business Services Officer

Managed a $44MM Commercial Real Estate and Commercial and Industrial Portfolio.

Responsible for business development and cross selling of all bank products including: Insurance,

Treasury Management, Trust, Wealth Management, Capital Management, and Retail products.

Responsible for credit quality of loan portfolio including: servicing, underwriting, loan reviews, and special assets.

SouthTrust Bank 3/02-5/04 Mobile, AL

Vice President, Commercial Account Manager

Managed a $99MM Commercial Real Estate and Commercial and Industrial Portfolio.

Ranked in the top 10 out of 305 urban market lenders for four consecutive quarters.

Exceeded stretch market goals in loans, fees, spread, credit quality, and cross-sell products.

AmSouth Bank 6/97-2/02 Birmingham, AL

Assistant Vice President, Relationship Manager

Managed an $80MM Commercial Real Estate and Commercial and Industrial Portfolio.

Responsible for business development and credit quality of loan portfolio.

Loan portfolio contained both regional customers and national Real Estate Investment Trusts.

Enhanced underwriting models for project loans and created sensitivity analysis for REITS.

Synovus Financial Corporation 6/95-6/97 Columbus, GA

Commercial Banking Officer

Credit analyst and assistant branch manager.

Graduate of Management Training Program - Omega Commercial Credit and Consumer training.

Terence S. Roshto - page 2

PROFESSIONAL ORGANIZATIONS

Certified Commercial Investment Member (CCIM)

International Council of Professional Societies (ICSC)

National Association of Industrial and Office Properties (NAIOP)

COMMUNITY INVOLVEMENT

Boy Scouts of America - Popcorn Sales Chairman

WSFC Schools Reading Program - Corporate Volunteer

United Way - Young Leaders United

EDUCATION

University of Alabama

BS, Commerce and Business Administration; Major: Finance, Minor: History.

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