Title:Team Leader
**********@*********.***
Document
Source below
NAME:,
ADDRESS:
ADDRESS2:
CITY:
STATE:
ZIP:
CANDIDATE ID: 2566228
US CITIZENSHIP:
EDUCATION:
EXPERIENCE: 0
WILL RELOCATE: No -
JOB WANTED:
RATE NEEDED:
TELEPHONE: 386-***-****
EMAIL: **********@*********.***
HOMEPAGE:
HOTTEST SKILLS: product, mortgage, audit, investor, sale, pricing, market, banker, real
estate, communication, retail, strategic, banking, budget, credit, finance, financial,
transaction
REVISION: 07-SEP-02
RESUME:
IFRAME:
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enter/SIRCRunofSite/123456
[2][123456]
Julie Gibeau
Antioch, California 94509
Phone: 925-***-****
Fax: 925-***-****
Email: [3]**********@*********.***
Last Updated: 07/07/99
Objective:
Seeking a position where my experience can benefit the employer and
myself.
Employment History:
Julie Gibeau
Fax 925-***-****
email: **********@*********.***
EXPERIENCE HIGHLIGHTS
First Mortgage Network
October 1997presentLoan Account Manager
Structure presented loan scenarios, suggest alternative methods,
proper loan product type and code - Maintain full knowledge of
investor products, pricing, and underwriting guidelines - Inform loan
agents, net branches, underwriting and production staff of product
updates, and enhancements, promote such to loan officers Work with
loan officers, sales managers, underwriters and production to expedite
and solve loan communication problems. - Interact with secondary
market and loan officers for clarity of pricing and product codes. -
Investor liaison - Handle loan officer and processor relationship,
staff concerns, complaints and compliments. - Present new product and
guidelines or items of interest relating to the mortgage industry at
sales meetings. - Affirm given percentage of in-house product fundings
Train loan officers in products and in-house programs, file flow
procedures, locking loans, pricing and fees - Assist in underwriting
loans when necessary.
Consultant
ContractNovember 1993 - October 1997
Wholesale and retail contract mortgage loan processing - Contract with
mortgage bankers for pre and post funding and underwriting audits
Contract underwriting Establish back room operations which included
receipt of file, underwriting, investor submission, doc draw and
funding authorization - Contracted to setup operations of B lending
division for mortgage banker, investor liaison, suggested software
application for processing and loan tracking, trained new hires for
positions created.
Echelon Mortgage Corporation
August 1991October 1993Vice President, Risk Management/Mitigation
Overseeing and disseminating regulator compliance - Corporate quality
control - Create and implement corporate policy, procedure, and job
description - Investor/Secondary market guideline control -
Operational audits of quality, production and compliance -
Underwriting, processing and funding audits - Identifying errors in
methodology and systems - Recommended change or additions to systems,
forms, work flow, policy and procedures - Efficiency studies of
divisional and corporate performance - Identifying fraudulent and
misrepresented loan transactions for legal ramification - Assessment
of potential repurchase of loans and the handling of warehoused stale
loans - Enhanced operations and compliance requirements - Mitigated
corporate risk issues - Answered directly to President/CEO.
San Francisco Federal
November 1981June 1991Assistant Vice President, Operations
Controlled operational departments consisting of approximately 32
employees - Managed $3.2 Billion loan servicing portfolio - Underwrote
and approved underwriting of loans - Due-diligence review of sale and
purchase of portfolios - Created policy, procedure and job
descriptions - Re-classification of departments after performance and
functional audits - Set immediate and long term goals and budgets -
Created strategic alliances with outside service bureaus - Interfaced
with MIS in developing new applications for operational divisions and
product tracking.
Institute of Financial Education
1982-1990Chapter President Instructor
The IFE is a subsidiary of the U.S. League of Lenders.
President and President Re-elect 1987-1989 of Bay Area Chapter 113,
covering San Francisco, Alameda, Contra Costa and Solano Counties.
Motivational speaker - Educational curriculum coordinator - Public
relations - Instructor.
As President I was responsible for representing the Chapter through
speaking engagements and national conferences. During my
administration the Chapter was able to achieve national recognition by
receiving an Outstanding Achievement Award.
As instructor; taught college accredited courses which included:
Management Survival and Delegation - Customer Satisfaction -
Supervisory Personal Management I & II - Successful Business
Management Through Personnel - Real Estate Finance - Real Estate
Principals I & II - Loan Servicing I & II.
Received Outstanding Instructor awards 1986, 1987, 1988 and 1989.
Received Certificate of Recognition 1988, Certificate of Achievement
1990
.
Title Insurance and Escrow Industry
19731981Branch Manager, active escrow officer and trainer. Companies included;
Founders Title, First American Title, Stewart Title, Safeco Title and
Chicago Title. San Francisco and San Mateo County.
Through my efforts the first San Francisco County office of Stewart
Title was opened.
Affiliations
American Management Association; AMA graduate of Operational Audits.
College of San Mateo; Certificate of completion, Supervisory
Management.
CMBA; belonged to the Quality Assurance, Compliance and Fraud
Committee which implemented quality standards for the mortgage banking
industry.
References
Will be provided upon request.
Education History:
SFCC, American Management Association, College of San Mateo.
Interests and Activites
Awards
Outstanding instructor 1986,87,88 & 1989. Certificate of Recognition
l988, Certificate of Achievement 1990.
Salary Requested
$80000-$90000
Category
Business/Management
Keywords
Experience Highlights
Experience
19 years of experience
Willing to relocate
Local
Highest Degree
Associate
References
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3. mailto:**********@*********.***