Michael Sprague

Email: abp5qv@r.postjobfree.com

Address: ** ********* **** **

City: Seaford

State: NY

Zip: 11783

Country: USA

Phone: 516-***-****

Skill Level: Director

Salary Range: $150,000

Willing to Relocate

Primary Skills/Experience:

See Resume

Educational Background:

See Resume

Job History / Details:

Confidential Rsum

MICHAEL R SPRAGUE

56 Crescent Cove CT, Seaford, NY 11783

Mobile: +1-516-***-****

Email: abp5qv@r.postjobfree.com

Career Summary & Personal Qualities:

An experienced and accomplished business professional with strong management, analytical, governance, and financial operations expertise:

Experienced CTO/CIO in transactional businesses, e.g., retail, banking, customer service

Experienced Group Manager.

Certified in internal control and Governance best practice (CISA)

Skilled in Systems Thinking and Thought Leadership,

Innovative Change Agent, and

Performed cross-corporate Change management IT audit at JPMorganChase, Manhattan; and, selected, installed, and trained a full functioning IT Audit Staff at a large commercial National Bank in Southeast Asia/Pacific Rim (3+ years).

Successfully delivered Strategic Changes to organizations and numerous Product Design/Development solutions implemented into small to large complex organizations in areas such as Banking, Payments, inter-bank settlement (SWIFT, NYACH, FEDWIRE, peer-to-peer, and clearinghouse exchange) and Government enterprises.

A track record of success in working with Clients to pinpoint and articulate their business challenges; working with Suppliers to identify appropriate and cost effective solutions to improve.

Credit Policy, Credit Facilities, Loan Operations

Data warehouse,

management process,

internal control, and

Financial operations.

A personal proactive approach to business objectives underpinned by these qualities:

Ability to develop cooperative and inclusive teams for maximum delivery quality

An energetic and engaged attitude with a strong focus on timely completion

Leadership abilities ensuring delivery of effective process driven and decision support based solutions

A highly motivated individual

Articulate communicator

Education:

Cornell University, Ithaca, New York

Bachelor of Science, Marketing & Business Management

Post Graduate Certificate - Executive Leadership (2010)

Status:

Citizen of the USA

Naturalized Citizen of Australia

Brief Summary of Major Accomplishments:

Industry Guest lecturer and Tutor, University of Melbourne

Advanced Project Management (ENGM90007) for major large projects (S1, 2011-2012)

Strategic Planning, Risk Assessment and Implementation of IT solutions:

Certified IS Auditor in best-practice IT management, risk assessment, data security, change management, solution delivery and internal controls;

CTO of US State chartered Commercial Bank providing full suite of banking products and services, plus correspondent consulting out-sourced service facilities to corporate and public entities. Departmental annual budget of $100 million, and annual turnover $200 million;

Managed a 'Principles of IT Product Architecture' program for Credit Policy of major New York Money Center Bank; customer/client account solutions; security and data protection improvements.

Project Management:

Various scale projects in banking, government and retail sectors (multiple successful deliveries with budgets of $100-$500 million).

Banking Product Solutions:

Payment Product Solutions for Retail and Banking processes:

Credit Policy: credit exposure, commercial loans, mortgage escrow, letters of credit

PCI compliant systems, clearing and settlement processing;

Audit of cross-corporate change management for large New York global Bank;

EFTPOS payments solutions successfully installed (budgets of $10-50 million).

Bank payments and settlement using SWIFT, NYACH, FEDWIRE, and other National clearing solutions

Bank and customer funds management solutions, bank financial solutions, credit/debit/smart cashless facilities, authorizations/charges/payments;

Several Money Center bank solutions successfully implemented (budgets of $100-$500 million).

Smart payment facilities/applications and technology standards:

Including stored-value, contactless bank scheme and other cashless payment facilities, identity cards, adding NFC to mobile phones and international standard requirements.

Successfully completed and adopted by APTA (American Public Transportation Association) for National implementations (budget circa $50 million).

New York Metro Area Payments Implementation:

Multiple fare collection solutions; successfully implemented (budget circa $700 million).

Including open payments, smart card and magnetic stripe ticketing, interoperability infrastructure, payments, fare policy, stored-value and banking instructions, card design and fulfilment, multimodal, distance, time, concession, ticketing fare policy and setting an operational foundation;

Large multi-mode infrastructure payments successfully implemented (budget circa $800 million).

Countrywide Central Bank and Commercial Bank Solutions:

Transactional funds clearing and settlement solution;

Complete commercial banking solution;

Successfully delivered multiple projects (total budget circa $500 million)

World Bank two stage procurement process:

Managed requirements proposals; and the commercial and technical proposal for National bank solutions (Project budget - $200 million)

National Central Bank Monitoring and Control Solution:

Successfully Managed system implementation (budget circa $300 million)

Transactional funds clearing and settlement;

Complete commercial banking solutions;

State Government budget and accounting solutions:

Managed facilities service department

Revenue collection, payments, tax assessment and collection systems successfully implemented and on-going operational service provision (budget circa $500 million and annual income circa $100 million).

Career Summary:

Feb 2010- Present

RINKER SPRAGUE Associates

Owner/Consultant - Key Customers included Banks and Government agencies

A boutique consulting partnership of highly experienced IT professionals focused on IT best practices, data and transaction security, internal controls, and reviews and assessments of IT capacity and capabilities.

Assignments include:

University of Melbourne, Melbourne, Australia

Industry Guest lecturer;

Advanced Project Management for major large projects (Systems Thinking, Boundaries, Authorities, Governance, Funding and Finance arrangements)

PhD candidate, 2012-2014

Advanced Information Security and Access

Eastern European Bank, IT Strategic Capacity and Capability Review:

Conducted and Published report to the IFC (World Bank) for an IT strategic capacity and capability review to ensure IT support for the National Bank's future business plans.

State Bank of Vietnam: Published a business plan for a four year operational and re-engineering ERP initiative sponsored by the World Bank.

January 2006 - February 2010

KEANE Australia, an NTT DATA Company (USA)

Program Manager, Micro Payment Solutions

Development of a Major Payments Solution for the Victorian State Government

Industry Solution Consultant to the project and was Chairman of Board of Experts;

Defined and managed project scope definition;

Defined and managed project boundaries and authorizations;

Performed industry comparative analysis on appropriate feature/function best practices for payments solutions.

September 2001 - December 2005

PORT AUTHORITY OF NEW YORK / NEW JERSEY (NY / NJ / CT / PA Region)

Regional Program Manager, Micro Payments Smart Card Program

Published a smart card standard, 'Regional Interoperability Standard for Electronic Transit Fare Payments', for open and interoperable fare payments systems;

Accepted by the American Public Transportation Association (APTA), the American National Standard Institute (ANSI) of the US National Institute for Standards and Technology (NIST);

Managed collaborative work sessions with Cubic, ACS (Ascom), ERG, Thales, Scheidt & Bachmann, Octopus, JPMorgan, Citibank, BankAmerica, Visa, MasterCard, American Express, Discover, NXP, Giesecke & Devrient (G&D), OTI, ASK, others.

December 2000 - August 2001

BANK OF AMERICA (MRNA AMERICA, DALLAS TEXAS)

International Operations Advisor

Development of key recommendations and planning with strategic product implications for MBNA integration of the organisation's UK business and their North American operations.

July 2000 - October 2000

BANK AVAL, JOINT VENTURE BANK, KIEV, UKRAINE

Credit Information Advisor, Bank Modernization Project (USAID)

Major Ukrainian Bank Accounting and Operations Infrastructure Development Project.

Central Bank Inter-Bank payments solution and SWIFT interface connectivity

1999 - 2003

BANK FOR INVESTMENT AND DEVELOPMENT OF VIETNAM (BIDV), HANOI

Senior Project Manager/Consultant, Bank Payments Modernisation Project

Major Vietnamese Bank Accounting and Operations Infrastructure Development Project.

Central Bank Inter-Bank payments solution and SWIFT interface connectivity

November 1996 - January 1998

BANK NEGARA INDONESIA, JAKARTA, INDONESIA

Responsible for the Installation of IT for the Audit Department

IT Internal control and Product Analyst for the largest state bank in Indonesia

June 1993 - September 1996

JPMORGAN BANK, NEW YORK

Change Audit Consultant

Managed cross global corporate change audit

VP/PM, Strategic Information Principles Credit Policy

MANAGEMENT TECHNOLOGIES INC., NEW YORK

Senior Vice President, Client Services, International Commercial Banking Services

Managed design and quality assurance of major NYACH, SWIFT and FEDWIRE enhancement to Inter-Bank payments solution for client New York Branches of international banks; ABN/AMRO,

Banco de la Nacion Argentina, and Banca Nazionale del Lavoro

INFORMATION PROCESS CONSULTING, INC., NEW YORK;

Owner/Consultant - providing Strategic Consulting Solutions.

Clients included:

Bankers Trust Company - Delivered specifications for Funds Management

Schroder Bank - Delivered specifications for a profitability solution;

Chemical Bank - Delivered an on-line customer and deposit solution.

SUMMIT BANCORP, New Jersey

Senior Vice President and CTO, Computer Services Division

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