Dan Teclaw
Email: *********@********.***
Address: *** ****** ***** *****
City: Easton
State: PA
Zip: 18042
Country: USA
Phone: 704-***-****
Skill Level: Management
Salary Range: $125,000
Willing to Relocate
Primary Skills/Experience:
See Resume
Educational Background:
See Resume
Job History / Details:
Daniel E. Teclaw
221 Eagles Creek Court 704-***-****
Williams Township, PA 18042 Email: *********@********.***
Summary
Financial, Economic, and Counterparty Research Analyst in Financial sector and Credit / Risk Management Professional with expertise in capital markets and commercial lending to financial institutions and corporates. Recognized as a very strong collaborator by lenders, corporate finance professionals, and trading desk partners in developing new institutional relationships due to open-mindedness, creativity, and professional presence. Objective analyst with strengths in consultative relationship management, strategic overview, and tactical transaction execution. Earned and prudently applied credit authority to facilitate credit opportunities with international banks, specialty finance companies, and middle market companies.
* Credit and Financial Analysis * Credit and Risk Management
* Capital Markets Transaction Execution * Industry Research and Publication
Experience and Accomplishments
STANDARD AND POOR`S, New York, NY 2007 - Present
Director, Financial Services Ratings
Primary rating analyst providing coverage on rated universe of about 70 large regional banks.
Led analytical relationships with government financial agencies.
Led sector analysis for mortgage-related issues and housing government-sponsored entities (Fannie Mae, Freddie Mac, Federal Home Loan Bank System), plus the Farm Credit System.
Published extensive research and investor communication on high profile debt rating relationships that were critical in the financial crisis.
Cultivated and fostered new relationships with financial regulators (e.g. Federal Housing Finance Agency), government agencies, and institutional investors to glean multiple third party views.
Mentored junior colleagues in conducting research and due diligence on banks and specialty finance companies regarding capital, asset quality measures, liquidity, profitability and regulatory attributes. Applied gathered data to to develop financial forecasts, stress tests capital adequacy assessments, peer comparisons,, and, ultimately, debt ratings.
WACHOVIA CORPORATION / FIRST UNION CORPORATION, Charlotte, NC 1995 - 2007
Director, Corporate and Investment Banking Risk Management 2004 - 2007
Senior Credit Officer covering Global Financial Institutions Americas Group; International Banking; and Global Capital Markets for counterparty and product terms and limits.
Recognized by line business leaders and syndication/derivative trading desk partners as a very strong credit partner in broadening or developing bank relationships with our institutional clients.
Established policy and processes to effectively cover over 200 counterparties with junior staff..
Managed and mentored four risk management colleagues and analysts in counterparty research..
Counterparties included global and domestic banks, broker/dealers, asset managers and funds.
Capital markets products included interbank loans, senior/subordinated debt, liquidity facilities, letter of credit arrangements, repurchase agreements, securities lending and derivatives .
Document and collateral management term negotiator ( ISDA/CSA, MSFTA, MRA ).
VP, Risk Management- Financial Institutions Group, Specialty Finance Portfolio 1999 - 2003
Managed $3 billion credit portfolio of 20-25 complex client relationships using multiple credit facilities and products ranging in size from $25 million to $800 million.
Effectively presented credit opportunities to Senior Loan Committees for approval. Strong underwriting and credit element negotiation contributed to our prudently and profitably increasing $1.8 billion credit portfolio to $3 billion net of strategic exits.
Actively managed credit process for asset-backed securitization / conduit clients desiring senior / subordinated, secured / unsecured credit as well as structured finance arrangements.
Arrangements included bi-lateral, club, and syndicated loans as Agents or leading participant.
Led teams in due diligence of new client relationships and negotiated credit terms and conditions with syndicators and borrowers plus legal documents for senior debt and commercial paper conduits and liquidity facilities.
Daniel E. Teclaw 704-***-****
VP, Risk Management- Financial Institutions Group, Specialty Finance Portfolio (cont`d) 1999 - 2003
Proposed and negotiated hedging and risk management strategies internally with senior credit managers to establish relationship profitability (RAROC) requirements for large corporate credit relationships based on fundamental and relative value analysis.
Proposed alternative to offset hedging costs through sale of credit default swaps.
Created and negotiated `synthetic` default swaps where public reference obligations did not exist.
Associate, First Union Capital Markets Corp., Healthcare Finance Group 1997 - 1999
Client manager, underwriter, and portfolio manager for senior and subordinated debt for investment grade and high yield healthcare companies in 16 different health service segments.
Teamed with IT professionals to design, test, and implement one of First Union`s first electronic loan portfolio servicing platforms to manage credit servicing tracking and records for $3 billion debt portfolio of 80 clients to regulator (OCC) specifications.
Led team of seven peers fairly autonomously in successfully generating inaugural Healthcare Portfolio Review presentation to the Corporation`s Chief Credit Officer.
Portfolio Manager 1995 - 1997
Credit Officer for 75 middle market and small business client relationships. Negotiated, underwrote, and serviced commercial credit for entities to $50 million in revenues.
NBD BANK, N.A., Detroit, MI 1993 - 1995
Relationship Manager / Commercial Credit Training Program
Completed formal credit training program for MBA recruits in wholesale banking, international and corporate banking, private banking and middle market lending.
U.S. NAVY, NAS Whidbey Island, WA 1984 - 1991
Lieutenant / Naval Flight Officer
Co-pilot, Weapons System Officer and Flight Instructor of EA-6B Prowler, an aircraft carrier-based Electronic Warfare platform
Excelled as a junior officer in our start-up squadron using assertiveness, diligence, attention to detail, maturity and sound judgment both airborne and in ground leadership and management roles.
Flight Officer
Designated Mission Commander ahead of my peers.
Program Manager
Managed training for 180 student pipeline in 10 month syllabus.
Reduced training bottleneck of delivering fully-trained student pilots to fleet squadrons from 16 weeks to four and eliminated an eight week backlog in delivering fully-trained Electronic Countermeasure Officers.
Selected ahead of 18 senior candidates to devise and implement new Defensive Tactics Program
Subsequently promoted to implement this same program across all 13 fleet squadrons.
Middle Manager
Received Navy Achievement Medal for independently leading establishment and operation of squadron legal office from the ground up with no formal legal training within 6 months.
Managed and mentored 25 young sailors in rigorous aircraft carrier flight deck environment.
Managed eight clerks in meeting all personnel needs of 200 man squadron.
Officer Under Instruction, NAS Pensacola, FL 1984-1987
Flight School and Weapons System Training
Education
PENNSYLVANIA STATE UNIVERSITY, University Park, PA 1991-1993
Masters in Business Administration. Concentration in Finance.
U.S. NAVAL ACADEMY, Annapolis, MD 1980-1984
Bachelor of Science. Concentrations in Economics and Engineering.
Miscellaneous: Held Top Secret security clearance; Passed Series 7 / 63 registered representative exams
Pastimes: Golf (GolfChannel AM Tour 2011/12 member); skiing; biking