ROYAL PACIFIC ** Years Professional

[Type text]

Appraisal Experience

APPRAISALS

Exceptional Service

Work Ethics

Appraisal Institute

Member

Terri Leuck, SRA, Hawaii CRA #710

Serving West Side of the Big Island

EDUCATION: Purdue University, 1975-1978 Bill Miller School of Real Estate

Salesperson license, 1986 Broker license, 1987

Society of Real Estate Appraisers 1987 1990

Indiana Realtors Institute Graduate (GRI) designation 1988

Appraisal Institute SRA designation 1990

Indiana Certified Residential Appraiser (CRA) #69100229, 1991

Hawaii Certified Residential Appraiser (CRA) #710, 2005

Appraisal Courses, 1990 to present

Appraisal Institute Course 310, Income Capitalization

Appraisal Institute Course 210, Residential Case Study

Appraisal Institute Course 420, USPAP (1995)

Appraisal Institute Course 410, USPAP (1997)

Appraisal Institute Course 420, USPAP (1997)

Appraisal Institute Appraising Manufactured Homes

Appraisal Institute FHA and the Appraisal Process

Appraisal Institute Complex Residential Properties

Appraisal Institute Property Construction & Inspection

Appraisal Institute 2055/2065 Drive-By Residential

Appraisal Institute Course 430, USPAP (2000)

Appraisal Institute Course 520, Highest & Best Use

Appraisal Institute Course 1032, Real Estate Tax Update

Appraisal Institute Course 1028, Reviewing Residential

Appraisal Institute Course 1030, Residential Lot Valuation

Appraisal Institute Course 1018, Statutes & Rules

Appraisal Institute Course 1038, Surveying & Legal Description

Appraisal Institute Course 1026, Sales Comparison Logic

Appraisal Institute Course 510, Narrative Report Writing (2005)

Appraisal Institute Course 420, USPAP (2005) 15 Hour

Appraisal Institute URAR Report Update (2005)

Appraisal Institute Course 420N, Business Practice & Ethics (2005)

Appraisal Institute FHA Program Update, The New FHA (2006)

Appraisal Institute Fannie Mae Seminar (2006)

Appraisal Institute USPAP Update (2006)

Employee Relocation Council Training Program (2006)

P h on e: 808-***-**** Fax: (808) 3 34 -9557

T oll Free: 888-***-****

e m ail: a ppraise @royalpacificappraisals.com W ebsite: RoyalP acificAppraisals.com

7 5 -1027 H en ry Street, Su ite 111A, P MB 421, Kailu a -Kon a, H I 96740 -3154

ROYAL PACIFIC 23 Years Professional

[Type text]

Appraisal Experience

APPRAISALS

Exceptional Service

Work Ethics

RESUME

Appraisal Institute

Member

Terri Leuck, SRA, Hawaii CRA #710

Serving West Side of the Big Island

Terri Leuck, SRA (Page 2 of 3)

EDUCATION (Continued):

Appraisal Institute Cool Tools (2007)

Appraisal Institute Introduction to GIS (2007)

Appraisal Institute USPAP Update (2008)

Appraisal Institute Declining Markets & Sales Concessions (2008)

Acheson Appraisal HVCC Appraiser Independence Regulations

(2009)

Acheson Appraisal, FNMA 1004MC (2009)

Appraisal Institute Hawaii Lands, Historical Review (2009)

Appraisal Institute Curriculum Overview - Residential Pkg (2009)

PROFESSIONAL

AFFILIATIONS: Appraisal Institute SRA Member since 1990

Employee Relocation Council Member since 1990

Central Indiana Better Business Bureau Member 1995-2005

National Association of REALTORS Member 1986-2005

Hawaii Better Business Bureau since 2006

REAL ESTATE

EXPERIENCE:` 4/86 to 2/87, Sales Associate, The Shook Agency

2/87 to 7/89, Staff Appraiser, Don R. Scheidt & Co.

5/90 to 7/2000, Staff Appraiser, Irwin Mortgage Corporation

8/89 to 4/2005, Owner, Real Estate Appraisals

6/2005 to present, Owner, Royal Pacific Appraisals

COMMITTEE

APPOINTMENTS: 1987-1989, LRAOR MLS Committee Member

1991-1992, Lafayette Service Corporation, President

1988-1990, Indiana Association of REALTORS, Education

1990-1992, Indiana Association of REALTORS, Government

1991-1992, LRAOR, Corporate Secretary

1992-1993, LRAOR, Corporate Treasurer

1992-1993, Appraisal Institute Indiana Chapter Director

1993-1996, Appraisal Institute Experience Review Chairman

P h on e: 808-***-**** Fax: (808) 3 34 -9557

T oll Free: 888-***-****

e m ail: a ppraise @royalpacificappraisals.com W ebsite: RoyalP acificAppraisals.com

7 5 -1027 H en ry Street, Su ite 111A, P MB 421, Kailu a -Kon a, H I 96740 -3154

ROYAL PACIFIC 23 Years Professional

[Type text]

Appraisal Experience

APPRAISALS

Exceptional Service

Work Ethics

RESUME

Appraisal Institute

Member

Terri Leuck, SRA, Hawaii CRA #710

Serving West Side of the Big Island

Terri Leuck, SRA (Page 3 of 3)

COMMITTEE

APPOINTMENTS: 1993-1994, LRAOR, Corporate Vice President

1994-1995, LRAOR, Corporate President

1994, Indiana Association of REALTORS, RPAC Trustee

1995-1996, LRAOR, Ex-Officio Officer

PROFESSIONAL

REFERENCES: American Savings Bank

Kelly Keopuhiwa, abp3z6@r.postjobfree.com

Bank of Hawaii

Lani Fernandez, 808-***-****, abp3z6@r.postjobfree.com

Mike Medina, 808-***-****, abp3z6@r.postjobfree.com

Financial Mortgage Consultants

Gina Botello, 808-***-****, abp3z6@r.postjobfree.com

WHAT CLIENTS

SAY ABOUT

TERRI LEUCK: Carolyn Gronseth, Review Appraiser II, Landsafe Appraisal

Services, Inc., "I have just finished reading and reviewing one of your

appraisal reports for a property in Kailua Kona. I came to the islands as an appraiser 16

years ago and know the challenges and rewards of doing our job in Hawaii. I have been

reviewing the work of other appraisers for the last 4 years, a job that has challenges of its

own. I am writing to commend you on your thorough, competent work. Your excellent work

ethic results in an appraisal that can be relied upon, in a world where integrity and quality

are sometimes sacrificed for speed. I look forward to seeing more of your work in the

future."

Barb Tobiaski, NRI Relocation "The appraisal you completed on the

referenced loan number has been reviewed by an appraiser from our National Quality

Assurance Department. This communication is to inform you of the results of this review.

The above referenced appraisal report was completed in compliance with USPAP, FIRREA

and Appraiser Guidelines. The commentary in the report is both acceptable and

appropriate for the issues relevant to this assignment. The appraised value appears to be

reasonable and adequately supported. There were no apparent adverse issues noted with

the presentation of the appraisal report. We appreciate the efforts put forth to provide this

quality appraisal report!"

P h on e: 808-***-**** Fax: (808) 3 34 -9557

T oll Free: 888-***-****

e m ail: a ppraise @royalpacificappraisals.com W ebsite: RoyalP acificAppraisals.com

7 5 -1027 H en ry Street, Su ite 111A, P MB 421, Kailu a -Kon a, H I 96740 -3154

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