Real Estate Sales Representative

Richard J. DiBaggio, SRA

***** ****** ****, #**** *****/ASC License Number 1327197

San Antonio, Texas 78232 Texas Certified Residential Appraiser

Office 210-***-**** VA, FHA and Conventional

Fax 866-***-**** **@*****.***

APPRAISAL SERVICES AND EXPERIENCE

Residential Real Estate Appraiser, Richard DiBaggio, SRA, San Antonio, TX

Residential fee appraiser serving the San Antonio, Texas metropolitan area. Experience with

all residential property types including new and proposed construction, luxury homes, suburban

ranches, manufactured homes, condominiums; residential income properties; REO properties,

and vacant lots.

Appraisals performed for Conventional, FHA and VA mortgage lending, construction lending,

PMI removal, property tax protest, estate and divorce settlement, retrospective estimates of

value, list price analysis and bank portfolio management. Service area includes Bexar, Kendall,

Comal, Guadalupe, Wilson, Atascosa, Bandera and Medina counties. October 1997 to Present

Appraisal reports are prepared to comply with the Uniform Standards of Professional Appraisal

Practice and VA, FHA, and lender supplemental requirements and guidelines including the

Fannie Mae/Freddie Mac "Uniform Appraisal Dataset" (UAD) requirements. Reports contain

digital photographs, sketches, public records and Multiple Listing Service data, maps and

digital signature. Data sources include public records, SABOR and New Braunfels/Canyon

Lake Multiple Listing Services; and Marshall & Swift's cost estimating service.

Residential Real Estate Appraiser, C.S. Heaton Appraisals, Inc., Mesa, AZ

Staff appraiser at a residential appraisal firm. Performed Conventional, FHA and VA appraisals

in the Phoenix metropolitan area. Assignments included new construction, luxury homes,

suburban ranches, manufactured homes, condominiums, multi-family residential income

properties and vacant land. August 1992 to December 1996

WORK HISTORY AND MILITARY EXPERIENCE

Bailey Banks & Biddle/Zales Corporation, San Diego, CA and Mesa, AZ - Retail Sales

Management. Managed upscale jewelry stores with 6-8 employees and multi-million dollar

product inventories. October 1985-August 1992

Stanley Supply Company, San Antonio, TX - Outside sales representative for a medical

supply and equipment wholesale company. February 1983-October 1985

United States Air Force, Tucson, AZ - Titan II Missile Crew Officer, January 1979- January

1983

PROFESSIONAL LICENSES AND MEMBERSHIPS

Texas Certified Residential Real Estate Appraiser 1327197, Expiration 11/30/2012

Page 2

Arizona Certified Residential Real Estate Appraiser 20758 (inactive)

VA Approved Appraiser 0659 - October 2004 to Present

FHA Approved Appraiser - 1994 to Present

Member of the San Antonio Board of Realtors

Member of the New Braunfels/Canyon Lake/Seguin Board of Realtors

SRA Designation-Appraisal Institute 2010

Texas Real Estate Sales License (Inactive) - 2005

COLLEGE AND GRADUATE DEGREES

University of Hawaii - Bachelors Degree in Zoology, 1978

Golden Gate University - Master of Public Administration, 1983

PROFESSIONAL DESIGNATIONS AND EDUCATION

Appraisal Institute SRA Designation 2010

Appraisal Institute Education transcript attached 1992-Present

Other Schools/Providers

Real Property Valuation 101 Arizona School of Real Estate 02/1992

Real Property Valuation 102 Arizona School of Real Estate 03/1992

Fair Lending Policies for Appraisers Master Prep School 11/1994

Manufactured Housing Appraisal Lincoln Graduate Center 01/1999

Managing Single Family Homes San Antonio Board of Realtors 05/2000

Principles of Appraisal Review Lincoln Graduate Center 04/2002

Residential Cost Approach Lincoln Graduate Center 08/2003

Principles of Real Estate 111 San Antonio Board of Realtors 07/2004

Principles of Real Estate 112 San Antonio Board of Realtors 07/2004

Law of Contracts San Antonio Board of Realtors 08/2004

Law of Agency San Antonio Board of Realtors 07/2004

PERSONAL INFORMATION AND REFERENCES

Personal interests include hiking, biking, photography, fishing, computers, music and travel.

Personal and professional references available upon request.

Contact this candidate