Real Estate Manager
Resume:
Appraiser Resume, Certifications and E&O
PROFESSIONAL RESUME OF:
DUANE V. MILLER
Certified General Real Property Appraiser
Georgia * North Carolina * Tennessee * Alabama
*** **** **** ****** ****e #102
Blue Ridge, Georgia 30513
Email: abp30i@r.postjobfree.com
Web: theiamco.com
WORK EXPERIENCE
August 2007 Present: Integrity Appraisal Management Co. Mineral Bluff, Georgia
Owner and operator and Certified General Real Estate Appraiser performing commercial analyses for banks,
mortgage companies, attorneys, CPA s, developers, builders and investors. Certified General in Georgia,
Tennessee, North Carolina and Alabama. Projects include all types of commercial analyses ranging from simple
to very difficult in complexity. Specialties include Acquisition & Development, Convenience Stores, Marinas and
Going Concerns.
January 2007 July 2007: Miller Appraisal & Associates Inc.- Young Harris, Georgia
Certified General Real Estate Appraiser and partner performing commercial analyses for banks, mortgage
companies, attorneys, CPA s, developers, builders and investors. Additional responsibilities include market
expansion of residential appraisal business and management of operations.
January 2005 December 2006: Oakwood Homes -Denver, Colorado
Sr. Loan Officer and Sub-Prime Expert for the mortgage division of Colorado s largest privately held new home
builder. Daily responsibilities include the origination of loans and implementation and management of a sub-
prime loan department. Monthly loan origination averaged 5.2 million with average loan size of $209,000.
June 2004 - December 2004: Colorado Home Funding- Greenwood Village, Colorado
Sr.Loan Officer for a mortgage broker partnered with KB Homes and US Homes originating loans for purchases
of primary residences, second homes and investment properties. Daily responsibilities included origination and
management of a 15+ million dollar new home loan pipeline and day to day interaction with customers, sales
staff, builders and title agents. Prime and sub-prime lending experience.
December 2000 - May 2004: Team Lending Concepts- Greenwood Village, Colorado
Sr. Loan Officer and Sales Manager for a large mortgage broker and lender. Daily responsibilities included the
origination of both residential and commercial mortgages and management of a team of 10 junior loan
officers. Other responsibilities included assisting upper management with day to day operations and decision
making and the development of a correspondence lending division.
March 1999 - November 2000: Forsythe Appraisals, Inc.- Lakewood, Colorado
Branch Manager and Sr. Appraiser for a national real estate appraisal firm based out of St. Paul
Minnesota. Daily responsibilities included the management of all operations for the Colorado branch. Other
responsibilities included performing residential and commercial analyses and the overview and co-signing of all
appraisal reports and the training of all new appraisers and direct marketing for new business.
January 1998 - February 1999: Metro Appraisals, Inc. - Gainesville, Georgia
Commercial Real Estate Appraiser for a reputable and established appraisal firm. Primary responsibilities
included the preparation of commercial narrative real estate appraisals as well as conducting feasibility studies,
cash flow analyses, and absorption studies for large financial lending institutions. Worked under direct
supervision of MAI appraiser.
November 1991-December 1997: Miller Appraisal & Associates, Inc.- Blairsville, Georgia
Certified Residential Appraiser and partner in appraisal firm covering northeast Georgia and parts of western
north Carolina and Tennessee. Performed both residential and commercial analyses. Majority of work was for
FNMA/FHLMC, FHA mortgage transactions.
EDUCATION & CERTIFICATIONS
1990- Westminister Christian - Miami Florida
1992- Gainesville College- ASBA Business Administration
Georgia Certified General Real Property Appraiser No. 2714
Tennessee Certified General Real Estate Appraiser No. 4111
North Carolina Certified General Real Estate Appraiser A6406
Alabama Certified General Real Property Appraiser No.00869
FHA National Register
APPRAISAL EDUCATION
1992- Foundations of Real Estate Appraisal (30 Hrs)
1992- Appraising The Single Family Residence (30 Hrs)
1992- Standards of Professional Appraisal Practice (15 Hrs)
1993- Principles of Appraisal Review (15 Hrs)
1993- Advanced Commercial Appraisal (15 Hrs)
1993- Commercial Investment Appraisal (15 Hrs)
1993- Farm and Land Appraisal (15 Hrs)
1997- Capitalization Rates and the Income Approach to Value (10 Hrs)
2007- Appraisal Applications (45 Hrs)
2007- National Uniform Standards of Professional Appraisal Practice (15 Hrs)
2007- Advanced Rates & Ratios (10 Hrs)
14 hours of CE per year for license renewal (ongoing)
Total Hours of Appraisal Education- 215 Hrs plus continuous CE
PROJECT & PROPERTY TYPE EXPERIENCE
Specialties: Acquisition & Development, Convenience Stores, Marinas, Complex Properties.
Other: Retail Buildings, Office Buildings, Light Industrial, Light & Heavy Manufacturing, Poultry Farms, Vacant Land
Tracts, Timber Properties, Religious Facilities, Airports, Industrial Parks, Conservation Easements, Condemnation,
Diminution, Estate Properties, Concrete Batch Plants, Hotels & Motels, Condominiums, Athletic Clubs, Special Use
Properties.
CLIENTELE(Commercial Lending)
BB&T, RBC Centura (Royal Bank of Canada), First Citizens Bank, United Community Banks, Bank of Blairsville, Bank
of Hiawassee, Bank of Blue Ridge, Stephens Federal, Macon Bank, Bank of North Georgia, Georgia Bank & Trust,
Capital City Bank, Central Bank of Georgia, Commercial Bank, Community Bank & Trust, FSG Bank, M&T Bank,
Mile-High Banks, Wells Fargo Bank, Century Security Bank, Bank of Morgan County, Whitefield Dalton Bank.
REFERENCES
Jimmy Tallent- President & CEO Dale Hayter, MAI- Appraiser
United Community Banks Chief Appraiser
Matilda Parker- Chief Review Officer Donald F. Crews- Appraisal Review Officer
First Citizens Bank BB&T Corporate
Jamie Tallent- President Gloria McColgan, MAI- Chief Review Officer
United Community Banks UCBI
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