Real Estate Mortgage

File No. WPM Resume Page #*

APPRAISER RESUME

PERSONAL DATA

Name: Phone Number:985-***-****

William Porcher Miles

Company Name: Fax Number: 985-***-****

Miles Appraisal Group

Address: Certifications: Louisiana Certified Residential Real Estate Appraiser #R1017

68425 Highway 59, Suite 7

Mandeville, LA 70471-7753

***@**************.***

PROFESSIONAL MEMBERSHIPS

National Association of Independent Fee Appraisers IFA Candidate New Orleans Metropolitan Association of REALTORS Affiliate (www.nomar.org)

FHA Approved Residential Real Estate Appraiser #LAR1017 (www.hud.gov) ERC Member (www.erc.org)

EDUCATION

Name of Institution (HS, College, University, etc.) Dates Attended Type of Degree or Certificate

University of the South, Sewanee, TN 1986-1990 Bachelor of Arts (BA)

St. Martin's Episcopal School, Metairie, LA 1973-1985 High School Diploma

Professional/Technical Courses (Appraisal Related) Date Completed Sponsoring Organization

Fair Housing 11/2003 McKissock, Inc

FHA Appraising Today 10/2003 McKissock, Inc

Uniform Standards of Professional Appraisal Practice (USPAP) 03/2003 Burk Baker School of Real Estate

Uniform Standards of Professional Appraisal Practice (USPAP) 12/2002 Louisiana Real Estate Appraiser's Board

Uniform Standards of Professional Appraisal Practice (USPAP) 12/2001 Louisiana Real Estate Appraiser's Board

Residential Valuation 04/2001 Louisiana Real Estate Appraiser's Board

Real Estate Finance 06/2000 Louisiana Real Estate Appraiser's Board

Real Estate Appraisal Principles and Practices 12/1999 Donaldson School of Real Estate

Applied Residential Valuation 12/1999 Donaldson School of Real Estate

Seminars, Conferences, Clinics Attended Date Completed Sponsoring Organization

USPAP and Basic Income Capitalization Concepts 12/1999 Donaldson School of Real Estate

Residential Case Study 12/1999 Donaldson School of Real Estate

Appraisal Principles/Appraisal Procedures 03/1993 Appraisal Institute

Residential Case Study 03/1993 Appraisal Institute

Standards of Professional Practice, Parts A and B 08/1993 Appraisal Institute

Applied Sales Comparison Approach 05/1992 Appraisal Institute

EMPLOYMENT HISTORY

Employer's Name and Address Business Title Dates of Employment % of Time Dedicated to Appraising

Miles Appraisal Group Appraiser/Owner 04/2000-Present 100

68425 Highway 59, Suite 7, Mandeville, LA 70471

Murphy/Blossman Appraisal Services Appraiser/CIO 04/1995-03/2000 100

1011 N. Causeway Blvd, Suite 3, Mandeville, LA 70471

Richard L. Murphy & Associates Appraiser/CIO 04/1993-03/1995 100

1010 Veterans Blvd., Suite 200, Metairie, LA 70002

EXPERIENCE SUMMARY

Associate appraiser since 1991 (Miles & Associates 11/1991 to 03/1993). Types of Properties Appraised: Apartment Complexes, Commercial and Residential Land,

Commercial and Residential Condominiums, Commercial Offices, Commercial and Industrial Office/Warehouses, Commercial and Industrial Warehouses, Feasibility

Studies, Horse Farms, Hotels and Motels, Multi-Family Properties, Relocation Appraisals, REO Properties, Residential Townhomes, Restaurants, Single-Family

Residences, Small Income Producing Properties, Subdivision Analyses.

APPRAISAL COVERAGE AREAS MARKET AND COST DATA SOURCES

Greater New Orleans Metropolitan Area including the parishes of: Market data is derived from the MLS system, Realtor provided data, Deedfax

St. Tammany, Orleans, Jefferson, Tangipahoa. Cost Data is derived from the Marshall Valuation Service and local contractors.

All appraisal data is also maintained on computer systems and physical files.

REFERENCES

Specific references available upon request. Cornerstone Mortgage, Countrywide, Cross Country Mortgage, CTX Mortgage,

Dana Capital, E-Loan, Essential Mortgage, Eustis Mortgage, First Bank and Trust,

SELECTED LIST OF CLIENTS: First Community Bank, First Franklin Financial, First Guaranty Bank and Mortgage

Ace Mortgage, Algiers Bank and Trust, Alliance Lending Services, First Horizon, First Tennessee Bank, Flagstar, Fontainebleau Mortgage, GMFF,

Allied Home Mortgage Capital Corp, Allstate Mortgage, Alternative Lending, Hancock Bank and Mortgage, Harmony Financial Group, Harris Trust and Savings,

American Bank and Trust, American Funding Network, AmSouth Bank, Hibernia Bank and Mortgage, Home Capital Corp, Iberia Bank, Interstate Mortgage,

Amstar Mortgage Corp, Assurance Financial Group, Avenue Mortgage, Loan America, Miller Home Mortgage, Mortgage Market, Mortgages Direct, MTS,

Bank One, Banksource Mortgage, Benchmark Mortgage, Cartel Asset Mgmt, Network Funding, NOLA Lending, Novastar Home Mortgage, Ocean West Funding,

Carteret Mortgage Corp, Castlerock Mortgage, Cedent Mobility, OCWEN Financial, Omni Bank, Option One Mortgage, Paragon Lending,

Central Progressive Bank and Mortgage, Chase Manhattan Mortgage, Parish National Bank and Mortgage, Resource Bank, St Tammany Homestead,

Chateau Mortgage of Louisiana, Citicorp Trust and Bank, Citifinancial, Standard Mortgage, Sunset Mortgage, Union Planters Bank,Washington Mutual,

Citimortgage, Citizens Bank and Trust, Colonial National Mortgage, Wells Fargo Home Mortgage, Whitney National Bank, ZNet Financial, LLC.

Please visit our website at www.milesappraisal.com for real estate news, information and services. Order an appraisal online and receive e-mail status updates, online

file storage and retrieval, and e-mail delivery. We are also lighthouse capable and members of the Realtrans Network. State Certificate and E & O are available online.

SIGNATURE OF APPRAISER: DATE: Updated 04/2004

Form APR "TOTAL for Windows" appraisal software by a la mode, inc. 1-800-ALAMODE

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