James Berner
Email: ********@*****-********.***
Address:
City: Pittsburgh
State: PA
Zip: 15223
Country: USA
Phone: 412-***-****
Skill Level: Any
Salary Range:
Primary Skills/Experience:
Financial professional focused on developing and streamlining procedures and finding innovative, cost-effective solutions.
Educational Background:
High School Dipolma from Robert Morris University, Moon Township PA 1/2001 to 5/2010 (Finance)
High School Dipolma from Kaplan Career Institute, Moon Township PA 1/2001 to 12/2012
Job History / Details:
Summary
Financial professional focused on developing and streamlining procedures and finding innovative, cost-effective solutions.
Highlights
Self-motivated professional
MS Office Suite
Innovative
Adaptable/Flexible
Accomplishments
One of four $1 billion funding underwriting teams
#1 Wholesale lender in United States for 2011
Conventional loan underwriting authority
Loss mitigation FHLMC/FNMA and standard loan modification authority
Debt Collections Certification
Submitting successful projects updating Provident Funding intranet operating system increasing efficiency for all underwriting employees
Experience
December 2010 to Current
Provident Funding Associates LP Pittsburgh, PA
Pro Writer/Underwriter
Underwrite loan files in accordance with United States Treasury, FHLMC, FNMA, and Provident Funding guidelines
Analyze Pittsburgh Team C's loan pipeline managing broker fallout to increase pull through percentage
Build templates for executive management for current and future analysis
Provide 24 hour turn times in underwriting, conditions, and case response to brokers
Perform customer service projects to help increase marketability of future subservicing clientele
August 2010 to November 2010
Provident Funding Associates LP Pittsburgh, PA
Loss Mitigation Specialist
Underwrite loss mitigation files in accordance with United States Treasury, FHLMC, FNMA, and Provident Funding guidelines
Process Home Affordable Modification Programs, Provident Funding loan modifications and repayment plans
Perform efficient customer service for attorneys (internal/external), third party modification services, and customers
Analyze borrowers credit worthiness, future potential to pay, and affordability
May 2010 to July 2010
Provident Funding Associates LP Pittsburgh, PA
Customer Service Representative
Answer high volume phone calls on a daily basis
Assist customer with questions about mortgages, escrow accounts, collections, insurance, taxes, and payments
Create cases to senior management to resolve client problems
Process updating and paying insurance
Process and organize default queue documentation
Train new employees with taking servicing and collections calls, updating and processing insurance, and using Provident Funding databases
Education
2010 Robert Morris University Moon Township, PA
Bachelor of Science Finance
Minor Legal Studies
Graduated Magna Cum Laude/ GPA of 3.86
Dean's honor list for Spring 08', Fall 08', Spring 09', Fall 09', Spring 10' semesters
Sigma Beta Delta International Business Honor Society
Alpha Chi National College Honor Society
2008 Kaplan Career Institute Pittsburgh, PA
Associate of Science Business Administration
Graduated with GPA of 3.97
Kaplan Career Institute: Perfect Attendance and Academic Success Award
Recipient of Business Administration Management Scholarship