Manager Vice President

Dennis Cloud

Email: abov1a@r.postjobfree.com

Address: *** **** **** # *

City: Chicago

State: IL

Zip: 60614

Country: USA

Phone: 312-***-****

Skill Level: Management

Salary Range: 195

Willing to Relocate

Primary Skills/Experience:

See Resume

Educational Background:

See Resume

Job History / Details:

DENNIS WILLIAM CLOUD

882 W. Lill # 1

Chicago, IL 60614

Cell 312-***-****; Email abov1a@r.postjobfree.com

EXPERIENCE

GE CAPITAL CORPORATION 2001 - 2012

Chicago, IL

VICE PRESIDENT - TEAM LEADER

HEALTHCARE FINANCIAL SERVICES. PORTFOLIO AND UNDERWRITING

(2006 - 2012)

Established Healthcare Financial Services (-HFS-) ABL Team in Chicago. Manage portfolio and underwrite new business with junior staff. Hire, develop and promote new staff members.

Made significant contribution to post-acquisition integration of Merrill Lynch Capital Healthcare portfolio into the GE HFS portfolio with an increase of 50% in exposure and over 50 new accounts with no net increase in total HFS ABL headcount.

Manage (18-27) accounts with exposure peaking at over $900MM, including (5) participations and a few cash flow deals with support from junior staff. Retained all desirable accounts and exited over 10 undesirable accounts.

Underwrote and closed (14) transactions with over $750MM in exposure, including agented accounts with participants. Collected over $12MM in fees.

Underwrote and processed over (100) amendments which generated over $3MM in fees.

Hired into Healthcare Financial Services in 2006, promoted to Team Leader in 2008.

VICE PRESIDENT - CORPORATE LENDING, PORTFOLIO AND UNDERWRITING

(2003 - 2006)

Maintained portfolio with leveraged cash flow and asset based loans. Screened, underwrote and closed new business. Visited and nurtured relationships with customers and prospects. Developed junior staff.

Managed (18) accounts with exposure of over $850MM, including (5) agented / co-agented transactions. Retained all of my desirable accounts and incurred no losses.

Underwrote, restructured and closed (8) transactions with over $400MM of exposure, including the agency of an international, ABL deal.

Underwrote and processed (32) amendments with over $500M in fees.

VICE PRESIDENT - COMMERCIAL FINANCE, RISK MANAGEMENT

(2001 - 2003)

Reviewed credit risks of loans in portfolio and made policy recommendations for the following lending divisions: Global Sponsor Finance, Global Sponsor Investment Management, Corporate Lending, Media, Business Credit, Healthcare, Asset Recovery Team and Commercial Services.

GE Capital Impact Award winner with Exceptional evaluation.

Managed process for (15) of the (27) locations.

Reviewed (75) of the (288) deals analyzed by the review team.

Trained loan review personnel and completed Greenbelt Quality Training.

Originally hired by Heller Financial which was acquired by GE within one year.

CIT BUSINESS CREDIT 1998-2001

VICE PRESIDENT - SENIOR UNDERWRITER

Visited facilities, met management, screened, underwrote and documented new, mostly agented and sole lender asset based loan transactions.

Analyzed over twenty-five, new transactions with over $350 million in exposure.

Documented and funded ten transactions with over $100 million in Exposure.

LASALLE BANK 1996-1998

ASSISTANT VICE PRESIDENT

PORTFOLIO MANAGER WITH MARKETING RESPONSIBILITIES

Converted Comerica`s asset based loan portfolio to LaSalle Bank after the sale to LaSalle without losing a client. Managed portfolio of ten clients and met new business goals.

Managed portfolio through eighty percent reduction in workforce.

Funded six new deals with over $15 million in outstanding.

COMERICA BANK (Comerica- Illinois Acquired by LaSalle) 1991-1996

LOAN OFFICER - PORTFOLIO MANAGER WITH MARKETING RESPONSIBILITIES

(1994 - 1996)

Managed portfolio, developed relationships with customers and sourced new business.

Supervised analysis, gained approval and documented modifications for existing customers.

Developed referral contacts and sourced $30 million of new business loan applications.

MANAGER OF ANALYST PROGRAM AND CREDIT OFFICER

(1993 - 1994)

Hired, trained and evaluated analysts. Managed credit quality in various divisions.

Hired twenty analysts for Comerica - Illinois while reducing attrition.

All of the analysts that I hired performed above average at the training program in Detroit.

Loans supported through my role as credit officer were not downgraded prior to acquisition.

ANALYST IN RELATIONSHIP MANAGER TRAINING PROGRAM

(1991 - 1993)

Completed rotations and performed analysis to support lending in the following divisions.

Middle Market Large Corporate Real Estate

Private Healthcare Small Business

EDUCATION

UNIVERSITY OF NOTRE DAME

Master of Business Administration, 1991

Concentrations in Accounting and Finance

TEXAS A&M UNIVERSITY

Bachelors of Science in Agricultural Economics, 1986

Economics and Social Studies Teaching Composite, 1987

OTHER

Board Member, Notre Dame Club of Chicago, 2005-2007

Vice President of Notre Dame MBA Class and volunteer for Diabetes

Economics and U.S. History Teacher from 1987-1989

Group Commander in Corps of Cadets and Head Resident of Dorm at Texas A&M

ADDENDUM TO DENNIS CLOUD'S RESUME

SAMPLE OF HEALTHCARE AND OTHER DEALS UNDERWRITTEN AND/OR MANAGED

HEALTHCARE DEALS:

MEDQUIST, INC., a medical transcription company: Underwrote, documented and managed a $100MM Facility ($50MM ABL Revolver, $50MM Term Loan), as Agent, to support Medquist`s acquisition of Spheris in a 363 Sale. Underwriting included addressing historical earnings adjustments, some of which were supported by 3rd Party earnings reports, industry analysis and significant litigation. Documentation included a virtually, -no outs- Commitment Letter and a heavily negotiated credit agreement with SAC Capital. Deal closed shortly after Medquist/SAC won the bid after an all night auction.

HCA, INC., the largest for profit acute care hospital system in the US: Underwrote, documented and manage a $272MM participation in a $2B ABL Revolver which was a component of the capital structure needed to support a ~ $30B n acquisition of HCA by a KKR led consortium. Underwriting included addressing cash flow, leverage, AR from Medicare, Medicaid, insurance companies, private payers, etc. Documentation included a thorough review of a loose credit agreement with a focus on negative covenants.

KINDRED, INC. a large, LTAC-SNF-Rehab Company: Underwrote, documented and manage a $110MM participation ($75MM ABL Revolver ad $35MM Term Loan) in a $1.35B facility. Underwriting included analysis of LTAC/SNF reimbursement environment and AR from similar sources as HCA. Documentation review was similar to HCA.

TENET, INC., an acute care hospital system: Underwrote, documented and manage a $90MM participation in an $800MM ABL revolver. Underwriting included standard analysis of hospital reimbursements. Documentation included a thorough review of the credit agreement.

PRIVATELY HELD ACUTE CARE HOSPITAL SYTEM owned by GTCR: Underwrote, documented and manage a $25MM participation in an ABL revolver. Underwriting included standard analysis of hospital reimbursements. Documentation included a thorough review of the credit agreement.

BIOSCRIP, INC., a pharma services company: Underwrote, documented and manage a $25MM participation in a $150MM ABL revolver. Underwriting included analysis of recent acquisition with a special focus on liquidity and turnaround. Documentation review included a thorough review of inter-creditor.

PSS, INC., a distributor of medical supplies: Managed a $47MM participation in an ABL Revolver.

AKORN, INC, a pharma manufacturer: Underwrote, documented and managed a $25MM ABL Revolver as Agent. Underwriting included analysis of pipeline of drugs and a heavy review of regulatory items. Documentation followed the standard process where VP leads negotiations with client.

UNIVERSAL HOSPITAL SERVICES, INC., a lessor of hospital equipment: Underwrote, documented and managed a $195MM asset backed revolver, as Agent, with 2nd lien bonds. Underwriting included addressing cash burn. Documentation included assessment of loose MLC document.

PRIVATELY HELD HOME HEALTH CARE PROVIDER, a home health company: Managed, as Agent, a $40MM, ABL Revolver with a $30MM 2nd lien term loan.

OTHER DEALS (2003-2006):

THERMADYNE, INC., a manufacturer of welding peripherals: Underwrote, documented and managed an $87MM Facility (revolver and term loan), as Agent.

UNITED AIRLINES, INC., Managed a $100MM participation in $1.5B DIP Facility and worked with GE Restructuring Group to underwrite and document extension of DIP: Underwriting included analysis of cost reductions. Documentation was similar to existing DIP.

MAYTAG, INC., CF INDUSTRIES and a PRIVATELY HELD FERTILIZER COMPANY: Underwrote, documented and managed combined participations in these ABL Facilities of over $120MM.

LAND O` LAKES, and CUMMINS INC., Managed $200MM of combined exposure.

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