Manager Quality Control

David Ramsey

*** ****** ****** **. • Clover, South Carolina 29710 • 704-***-****

Objective

To obtain a professional position that will allow me to utilize my experience to produce maximum results.

Skills

• Fourteen years experience working and managing in the Mortgage industry

• Two million lending authority with Accenture with six loans per day volume

• Experienced in most Microsoft business software applications

• Direct to consumer as well as business to business sales experience

• Excellent communication skills in customer service

• Comfortable working in a multi-tasking project oriented environment

Education/ Licenses

• Pre- License and Post- License, NC Loan Officer, 2008, 2009, 2010

Central Piedmont Community College, Charlotte, NC

• Pre-License and Post License, Mortgage Broker, 2004, 2005, 2006, 2007

Georgia Department of Banking and Finance, Jefferson, Ga.

• Pre- License and Post-License, Real Estate, 2004, 2005, 2006, 2007

Georgia Board of Real Estate, Jefferson, Ga.

• Pre-License and Post-License, Real Estate, 2001, 2002, 2003,

Wyatt institute of Real Estate, Greenville, South Carolina

• Pre-License and Post-License, Mortgage Broker, 2001, 2002, 2003

State of SC Department of Consumer Affairs, Greenville, SC

• Heating, Ventilation, Air Conditioning Certification and License, 1996

Central Piedmont Community College, Charlotte, NC

Work History

Wells Fargo

12/2012 – Current Underwriter

• Daily pipeline management.

• Issuing initial approvals, conditioning per guides and decision engine findings.

• Communicating with LDS/HMC after receipt of conditions and required docs for resubmission, clearing and advancing to closing.

• Coordination with management for production and closing goals.

• Maintaining updated policy changes for adherence and quality assurance.

Accenture Credit Services

05/2012 – 12/2012 Underwriter/ Appraisal Analyst

• Daily activities involve underwriting collateral on the SunTrust platform

• Adding and clearing conditions in files when necessary to facilitate SLA’s and rate lock criteria.

• This includes working in multiple systems simultaneously.

• MLCS, STMP as well as CMS and web based programs.

Capital South Funding

07/2010 - 08/2011 Sr. Loan Specialist

• Report directly to management status of current files

• Accountable for compliance and quality control

• Built strong rapport with clients by understanding their needs and clearly explaining procedures

• Coordinated with management to create marketing and advertising

Vision Mortgage Capital

Winter 2009 - Summer 2010 Sr. Loan Specialist

• Report directly to management status of current files

• Accountable for compliance and quality control

• Built strong rapport with clients by understanding their needs and clearly explaining procedures

Telecom1, Inc.

Winter 2007 – Winter 2009 Sales Manager

• Implemented business plan with owners and shareholders to increase sales by 100% with first year- ending at 112% over plan

• Accomplished successful business development by structuring sales goals and accountability program

• Recruited, trained, motivated and managed three new salespeople in Charlotte metro region

• Designed mobile presentation systems for prospective clients

Gold Key Mortgage, Inc.

Winter 2003 – Winter 2007 President/Owner

• Developed relationships with investors/lenders to insure broad base and diversity of products for potential clients

• Established credible partnerships with home inspectors, mortgage companies, and other professional vendors

• Managed a staff of three processors and fourteen originators

• Became an FHA approved Lender

• Maintained license through compliance and quality control deemed exemplary by examiners

• Facilitated all aspects of daily operation while running my own pipeline

Mortgage Solutions, Inc.

Winter 2001 – Winter 2003 Vice President/ 50% Owner

• Active partner responsible for daily operations and my own pipeline

• Managed multiple priorities and deadlines for an office staff of ten originators and one processor

• Responsible for advertising venues and lead generation as well as training and compliance

Mortgage Underwriters, Inc.

Winter 1998 – Winter 2001 Branch Manager

• Began as an originator and was promoted to Branch Manager within six months after becoming the top producer

• Managed loan officers procedures from origination to compliance

Additional Experience:

Tidewater Transit

2011- 04/2012 Truck Driver

• Deliver polyethylene and bulk pet materials

• Over the road deliveries nation wide

• Operate bulk containers

The Pizza Kitchen, Inc.

2004-2006 Owner/Operator .

• Constructed a new restaurant from the ground up that included in house service and delivery

• Created menu, managed a staff of 7, monitored inventory and delivery of goods to ensure profitability

• Sold the business at a profit

Piedmont Distribution Centers Trucking, Inc.

1993-1997 Manager/ Supervisor

• Brokered inbound and outbound shipments nationwide

• Dispatched 10 drivers and equipment daily

• Maintained vendor relations that included but not limited to Penske, Ruan, and Xtra lease

LDF Trucking, Inc.

1987-1993 Assistant Manager

• Insured proper placement and loading of equipment

• Dispatched 8 drivers with assignments and correct paperwork

• Maintained schedules for all tractors and refer units

• Handled all aspects pertinent to daily operations

References available upon request

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