Karin L. Strachan
**** ***** ***** *****, **********,
FL 32068
904-***-**** abnz1p@r.postjobfree.com
VERSATILE PROFESSIONAL, WITH TWENTY (20) PROVEN SUCCESSFUL YEARS IN THE
FINANCIAL AND BANKING INDUSTRIES; RESOURCEFUL, HIGHLY ENERGETIC,
ORGANIZER OF PEOPLE, PROJECTS, AND EVENTS. EXTENSIVE BANKING AND LENDING
EXPERIENCE, SKILLED IN EVALUATING AND DOCUMENTING LOANS; TECHNICALLY
PROFICIENT IN MICROSOFT OFFICE PROGRAMS.
Professional Experience
Bank of America, Jacksonville, FL 2005 - 2013
Loan Administrator II (Collateral Booker)
Commercial and Small Business Lending
The collateral validation process is initiated with reviewing and system
input of collateral for various commercial, small business, asset based
lending & Special Assets loans. Legal review of documentation, due
diligence and perfection of lien interest to determine any deficiencies
that affect the legality of the documentation or perfection of the lien
filing. Validating & processing collateral exceptions for missing original
loan documents. Performed Quality Assurance review from time to time for
stateside and overseas partners for Collateral booking and Flood
requirements.
Performed collateral research and maintenance. Active participant with
quarterly calls to partner cites to brainstorm new processes and data
integrity as well as User Acceptance Training on new updates and systems.
Bank of America, Jacksonville FL 1998- 2005
Loan Administrator I
Loan Closer: Prepared, reviewed and closed Commercial and Small Business &
Asset Based loans. Retrieving all necessary documents for research,
contacting any loan officers, account managers, Clerk of Courts, agencies
or attorneys for validation and information as well as vendors to ensure
due diligence and adherence to policies and procedures. Booked loans,
collateral, guarantors, and account relations on bank system. Cross -
collateral documentation and system tie-ins linking loan relationships.
Performed research and maintenance on loan portfolios and relationships.
Active participant in User Acceptance Training on new updates and systems.
Bank of America, Jacksonville, FL 2001 - 2002
Workflow Coordinator
Organization and assignment of loans to Loan Administrators based on skill
and loan types. Generated reports and monitored Loan Administrators
Pipelines and work flows.
Communication with Clients regarding approval or denials of credit, while
adhering to Credit Policy Guidelines.
Made market calls with management and lead associates to clients.
Bank of America (fka Barnett Bank) Jacksonville, FL 1996 - 1998
Paid Loan Analyst
Review of paid off loan files, issued satisfaction of liens,
returning paid loan documents to clients.
Bank of America (fka Barnett Bank) Jacksonville, FL 1994-1996
File Standardization Clerk IV
Organization and filming of loan docs. Setting up loan files in
proper order to be housed in the vault.
Bank of America (fka Barnett Bank) Key West, FL 1993 - 1994
Pool Support Teller
Active rolling teller between 8 branches of Barnett Bank from Islamorada to
Key West.
Provided customers with services on a variety of transactions; assisted up
to seven tellers in their daily activities; crossed-selling of bank
services, and consistently met and exceeded goals and quotas; responded to
various customer questions and problem-solving issues.
Training
Many various bank required courses and training have been taken throughout
my banking years; Compliance, Code of Ethics, Anti-Money Laundering and
other Risk related courses.
Education
AMERICAN INSTITUTE OF BANKING AND BANK SUPPORTED TRAINING IN ALL ASPECTS OF
LENDING, DOCUMENTATION, SYSTEMS, LOAN PROGRAMS, AND REGULATIONS
1993 - 2013
Valencia Community College, Orlando FL 1991 - 1993
Colonial High School, Orlando, FL 1991
PROFESSIONAL REFERENCES AVAILABLE UPON REQUEST