Rita Rene Thomas
Fort Meade, MD 20755
Mobile: 919-***-****
Evening Phone: 919-***-****
Day Phone: 919-***-**** ext 301
Email: abnulq@r.postjobfree.com
Career Goal: To work with a team where I can best use my experience and training to help achieve our mission.
WORK EXPERIENCE Sparrow Realty Group 11/2006 - Present
Raleigh NC US
Salary: 700001 USD Per Year
Hours per week: 40 Plus
Broker/Owner
Performs all duties involved in the acquisition and sale of Residential and Commercial
Real Estate. Prospects for both sellers and buyers through advertising and cold calling by
direct mail internet and media sources. Reviews clients credit and advises client in credit
repair and debt management. Insures all policy and procedures conform to state laws.
Manages office REO and Escrow Accounts. (Contact Supervisor: Yes, Supervisor's Name:
Sheila Tillery-Partner, Supervisor's Phone: 919-***-****)
Workingman's Mortgage Inc. 2/2002 - Present
Raleigh North Carolina US
Salary: 100,000.00 USD Per Year
Hours per week: 40 plus
President/CEO
Oversees processing and Pre-underwriting of Conventional, FHA and USDA Rural
Housing Mortgage Loans for sale to mortgage loan investors. Manages a staff of 1
Manager and 7 loan Officers to accomplish loan originations. Aligns operations with
company policies and procedures and with Federal and State Regulations. Develops
systems and processing procedures based on use of Calyx Point system to process,
package and fund mortgage loans. Orders and reviews Appraisals for properties to allow
lenders to adequately assess property values in-order to generate mortgage loans.
Assist consumer with homeowners insurance selection and insures that both Investor
and Federally required Hazard and Title Insurance are acquired. Insures that insurance
obtained covers FEMA findings per Flood Certification Report provided by FEMA
representative. Creates and develops companies Policy and Procedure's Manual and
performs required revisions as needed. Responsible for all aspects of Human Resources
to include the interviewing, hiring and training of all new personnel. Insures all
personnel meet annual training Recertification to comply with Federal and State
Regulations and created a in house training program to develop and maintain employee
proficiency. Performs all aspects of company Marketing up to and including approval of
all advertisements generated by employees, the creation of advertisements to promote
the company and research and selection of the media source used for advertising and
promotional purposes. (Contact Supervisor: Yes, Supervisor's Name: Rita R Thomas,
Supervisor's Phone: 919-***-**** ext 301)
F & M Mortgage Services 2/2001 - 2/2002
Raleigh North Carolina US
Salary: 156000 USD Per Year
Hours per week: 40 Plus
Account Executive
Originated mortgage loans from various sources. Builders, long term company clients
and referral sources. Performed processing of FHA, VA, and Conventional mortgage
loans. Reviewed and insure the accuracy of all Real Estate Contracts for mortgage
purchases and have knowledge of all mortgage loan programs from A through D lending
products. Must have complete knowledge of and all guidelines, policy and procedures
concerning various loan products.
Pulte Mortgage 10/1999 - 2/2001
Cary North Carolina US
Salary: 70000 USD Per Year
Hours per week: 40 Plus
Account Executive
Originated mortgage loans from various sources. Main focus on Builder account.
Performed processing of FHA, VA, and Conventional mortgage loans. Reviewed and
insure the accuracy of all Real Estate Contracts for mortgage purchases and have
knowledge of all mortgage loan programs from A through D lending products. Must have
complete knowledge of and all guidelines, policy and procedures concerning various loan
products
Countrywide Home Loans 6/1999 - 9/1999
Raleigh North Carolina US
Salary: 50000 USD Per Year
Hours per week: 40 Plus
Builder Branch Specialist
Originated mortgage loans from various sources. Emphasis on Builder and Realtor
accounts. Performed processing of FHA, VA, and Conventional mortgage loans. Reviewed
and insure the accuracy of all Real Estate Contracts for mortgage purchases and have
knowledge of all mortgage loan programs from A through D lending products. Must have
complete knowledge of and all guidelines, policy and procedures concerning various loan
products
Wells Fargo 6/1998 - 6/1999
US
Salary: 30000 USD Per Year
Hours per week: 40 Plus
Community Lending Account Executive
Originated mortgage loans from various sources. Developed community lending
relationships with CDC organizations. Certified Nehemiah Representative. Performed
processing of FHA, VA, and Conventional mortgage loans. Reviewed and insure the
accuracy of all Real Estate Contracts for mortgage purchases and have knowledge of all
mortgage loan programs from A through D lending products. Must have complete
knowledge of and all guidelines, policy and procedures concerning various loan products.
U C Lending 6/1996 - 6/1998
Raleigh North Carolina US
Salary: 30000 USD Per Year
Hours per week: 40 Plus
Mortgage Originator
Originated mortgage loans from various sources. Emphasis on company REO (Real
Estate On Hand Foreclosure portfolio) and customer sweat equity repair loans.
Performed processing of FHA, VA, and Conventional mortgage loans. Reviewed and
insure the accuracy of all Real Estate Contracts for mortgage purchases and have
knowledge of all mortgage loan programs from A through D lending products. Must have
complete knowledge of and all guidelines, policy and procedures concerning various loan
products
Christian Realty Inc 9/1990 - 6/1996
Raleigh North Carolina US
Salary: 30000 USD Per Year
Hours per week: 40 Plus
Real Estate Salesman
Performs all duties involved in the acquisition and sale of Residential and Commercial
Real Estate. Prospected for both sellers and buyers through advertising and cold calling
by direct mail internet and media sources. Reviews clients credit and advises client in
credit repair and debt management and ability to purchase and contract real estate.
Created and reviewed contracts for the sale or lease of Real Estate and insured contracts
complied with state laws.
Hardees 4/1990 - 6/1991
Raleigh North Carolina US
Salary: 30000 USD Per Year
Hours per week: 40 Plus
Assistant Manager
Responsible for all aspects of fast food restaurant management. Controlled and
managed store inventory, payroll, accounting, human resources and training. Managed
both inventory and store maintenance schedule and budget.
US Air Force 5/1983 - 3/1990
Detroit Michigan US
Hours per week: 40
Staff Sergeant
Performed all aspects of inventory management. Performed inline accounting of all
assets of assigned unit. Performed Audits and Inspections and Inventory
Reconciliation's. Procured assets from both military and civilian entities. Managed and
maintained services squadrons supply unit annual budget of 1.2 Million dollars and it's
five year plan. Managed and evaluated all Airmen assigned to my supervision. Placed in
charge of the Air Force MICAP (Mission Capabilities Management Section) Royal AB
Greenham Common England as a Senior Airman and led the section to a outstanding
Mission Readiness rating for which I received the Air Force Commendation Medal.
(Contact Supervisor: Yes, Supervisor's Name: US Government, Supervisor's Phone:
EDUCATION University of Maine Presque Isle
Presque Isle, Maine US
Some College Coursework Completed
Major: Medical
Minor: Business
GPA: 3.17 out of 3.73
Relevant Coursework, Licensures and Certifications:
Minor business course.
JOB RELATED US Air Force Inventory Management Specialist May 1983-March 1990.
TRAINING
Licensed Realtor June 1990-June 1997/ November 2006-Present.
Licensed Mortgage Lender June 1995-Present
Licensed Insurance Agent-October 2008-Present
Annual Re-certification courses are required for all Licenses held and are approved by
the state of both North Carolina and Maryland's Banking, Real Estate and Insurance
Commissions accordingly. Schools attended as follows:
Paul Donohue Presents-Mortgage Lenders
HPW School of Real Estate
JY Monk School Of Real Estate
John L Quick-NC Insurance Courses
Assigned to and worked in US Air force Search and Recovery Squadron performing
disaster preparedness from March 1987 until honorably discharged in March 1990.
AFFILIATIONS National Association Of Member
Realtors
REFERENCES Upon Request.
ADDITIONAL Wounded Warriors Award received from Fort Bragg Fayetteville NC for participating in
the Cell Phones For Soldiers drive.
INFORMATION