CHAVON NIHLS
**** ****** ** **** ****, Mi *****
******@*****.*** 989-***-**** cell 989-***-****
*Banker * Fraud Manager *Accountant
Extensively experienced and goal-oriented Banker and Finance Manager with a demonstrated track
record of leading the preparation and analysis of financial reports to summarize and forecast financial
position. Talented leader directing highly skilled financial teams to support achievement of overall
corporate goals and objectives.
Core competencies include:
Accounting Management Cash Management Technology Integration
Financial Analysis Budgeting Regulatory Compliance
Forecasting Cost Reductions Efficiency Improvements
CAREER EXPERIENCE
FLAGSTAR BANK, Alpena, Michigan, 2005 – 2009
Branch Manager
Directed sales management functions including development of monthly/quarterly sales statements,
sales forecasts, and budgets. Oversee general accounting functions, including account reconciliation,
and cash control. Prepared financial reports and developed budgets in accordance with business
plans. Interact with the Regional Managers and Divisional Managers concerning financial and sales
reports.
Managed $29 million deposit base and analyzed all accounts over $100,000.
Skilled at consulting with clients to delineate and analyze financial situations while
developing strategic solutions that strengthen investment goals.
Relationship development expertise that complements the ability to aggressively build solid
client base and drive revenue growth.
STANDARD FEDERAL BANK, Troy, Michigan, 1997 – 2005
Reconcilement Analyst III, Internal Fraud Manager
Compiled monthly balance reporting documents for senior management. Carried out internal audits
to ensure operational efficiency/accuracy. Led teams in carrying out special projects. Carried out
general ledger functions, including account analysis and reconciliation, journal entries. Worked on
merger with 3 banks while writing new procedures for branches, tellers and supervisor balancing in
addition to training over 25,000 employees.
Continued…
CHAVON NIHLS Page 2
CAREER EXPERIENCE CONTINUED
Reconciled over 900 accounts for 3 consecutive years.
Decreased losses by 67% within 2 years of fraud management.
Wrote and implemented 3 supervisory manuals pertaining to effective branch balancing, teller
balancing and supervisor balancing.
TRI-COUNTY REALTY, Rose City, Michigan, 2002-Current
Salesperson
Drafted and negotiated sales and purchase contracts. Performed monthly account reconciliations and
monitored general ledger transactions. Responsible for making offers, negotiating sales, initiating
resale activity and closing deals. Demonstrated customer service excellence, business acumen, and
strategic planning ability.
Demonstrated track record of meeting monthly sales quotas.
Remarkable ability to operate in fast-paced, highly dynamic environment.
Increased sales by expanding service area to Northern Michigan counties.
EDUCATION
Masters of Business Administration, Accounting (2007)
DAVENPORT UNIVERSITY – Gaylord, Michigan
Bachelors of Business Administration, Accounting (2007)
DAVENPORT UNIVERSITY – Gaylord, Michigan
Associates of Applied Science, Accounting (2003)
MACOMB COMMUNITY COLLEGE – Clinton Township, Michigan