Jarod R. Phillips
Rigby, Idaho 83442
Ph: 208-***-****
abnpq0@r.postjobfree.com
Objective
To obtain a fulfilling position with a progressive company that recognizes and rewards its
employees for achievement, as well as providing an opportunity for continued growth and
advancement within the organization.
Education
September, 2007. Pacific Coast Banking School, University of Washington. Specialized Bank
Management Training; Masters-Level Extension Program for Senior Officers in Banking.
December, 1996. Bachelor of Business Administration, Idaho State University. Major in
Finance.
December, 1994. Associate of Arts & Science, Ricks College. Emphasis in Business Mgt.
Experience
July 1999 – Present Bank of Idaho Idaho Falls, ID
Vice President/Branch Manager/Commercial Loan Officer III
• Successfully managing the 2nd largest branch office in the Bank of Idaho network
• Effectively manage a team of ten others – three commercial lenders, one loan assistant,
two financial services reps, a marketing officer, and three tellers
• Achieve double digit percentage growth of the branch’s loan and deposit portfolios in
each of the years I have managed this branch. During that time, my personal loan
portfolio has averaged 15% growth per year
• Maintain consistently low levels of delinquency through proactive management and
collection of credits, typically reflecting less than 0.1% in past dues in any given month
• Successfully instituted a courier program to fill a niche need for customers and then
converted those enrolled customers to the bank’s Electronic Remote Capture Program
during 2006 after this technology was made available. My branch maintains the highest
percentage use of remote capture and internet-based cash management of all branches
through active promotion and cross-selling efforts
• Started at Bank of Idaho as a consumer loan processor and I have worked my way up to
present status, having now managed at a branch level for over 7 years, cumulatively
• Designated Trainer for new loan officers at Bank of Idaho
Oct 1998 – Aug 1999 Pepperidge Mgt. Co. Idaho Falls, ID
Property Manager
• Handled collection of rents, customer inquiries & disputes, sales and marketing, as well
as maintenance of a 56 unit apartment community
• Maintained an average level of 96% occupancy in the complex through active promotion
and marketing
Aug 1997 – June 1998 Oakwood Homes Idaho Falls, ID
Sales Consultant
• Presented and promoted company product – manufactured homes – for sale to the public
• Certified as a Sales Pro after completing course work and meeting sales goals for 6
consecutive months
Dec 1996 – Aug 1997 Avco Financial Services Idaho Falls, ID
Loan Associate
• Gathered, reviewed, and proposed extensions of credit to loan manager on behalf of
prospective borrowers
• Handled collections of my own accounts as well as covering retail account collections
related to automated approvals of the company
• Consistently met monthly production goals through proactive customer call program
• Successfully set up several additional retailers for POS lending program through active
sales efforts
Additional Information
• Consistently achieve levels of “Exceeds” or “Exceeds Most” on employee performance
reviews given for the various positions I have occupied at Bank of Idaho
• Bilingual – I can speak, read, and write in Spanish
• Co-founded and presently co-chair a local charitable food drive program called The
Turkey Box Foundation. We distribute Thanksgiving meals to approximately 300 needy
families in the area each year.
• Active member of Idaho Falls Chamber of Commerce
• Recipient of Bank of Idaho’s Service Excellence Award
• Consistently ranked as one of the best branch managers in the whole organization at Bank
of Idaho as determined by Executive Management and the Board of Directors
• Comfortable and competent in use of any technology I have had contact with in relation
to my job
• Quick learner with a drive to succeed and a personal commitment to being the best I can
be and always doing the very best I can in all aspects of my life