KRISTOFER W. BERGMAN
***** ****** ******** ****, ****** 66213
Cell: 913-***-****
Email: **********@*******.***
SUMMARY
Over twenty years of experience as a results-oriented manager with a broad range of collection management,
customer service, and financial analysis experience. A creative and well-organized planner with a successful
track record in project management, team development, customer satisfaction and client relations.
PROFESSIONAL EXPERIENCE
S MITH, HAYNES & WATSON, LLC, Mission, Kansas 2007 – Present
Director of Operations
Managed all aspects of a third party collection agency including collections, sales and client services with P & L
and budgeting responsibilities.
• Reorganized a “cost center” into a profit center within the first year of managing the company, implementing
process improvements and efficiencies resulting in a $400K improvement.
• Revised the policy and procedure guidelines and implemented a Quality Assurance program to maintain
Federal compliance, increasing productivity through error reduction, reducing duplicate payments and
customer complaints.
• Critiqued existing Key Performance Indicator Metrics, enhanced industry-specific training guidelines and
implemented the new company performance standards, resulting in improved revenue and client retention.
• Established a training curriculum to improve employee knowledge and performance, focusing on negotiation
skills, overcoming customer objections and building a cohesive conflict resolution team.
• Managed new business development team increasing portfolio size by over 200%, establishing survey
techniques, monthly call reviews and partnerships to increase clients’ revenue.
• Formulated expansion budget for a second office in Las Vegas, NV, developed policies and procedures and
established new business development strategies.
N OVASTAR MORTGAGE, Kansas City, Missouri 2002 – 2007
Default Servicing Supervisor
Managed three separate default units responsible for collections on sub-prime delinquent mortgages.
• Promoted to manage the Accelerated Loss Mitigation and Pre-Foreclosure units.
• Established a special collection team responsible for the performance of loans in states with stricter legal
requirements.
• Consistently achieved performance and budget goals year over year.
• Developed a daily report to calculate up-to-the minute performance results.
• Established a training curriculum and schedule to improve employee knowledge and performance.
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KRISTOFER W. BERGMAN Cell: 913-***-**** Email: **********@*******.***
VERIZON WIRELESS, Overland Park, Kansas 1999 – 2002
Manager, Financial Services
Oversaw the regional financial services department of the nation's leading wireless company.
Responsible for managing all aspects of a $10 million operation including collections, account
servicing, budgeting, forecasting, and employee development.
• Selected to fill interim position of Associate Director.
• Consistently maintained bad debt expense below 2% through improved collection techniques and
training.
• Improved customer retention rate by 20% through implementation of a customer retention program and
initiated employee training.
• Met service level standards as established by Verizon Wireless for customer satisfaction through
effective staffing and call volume management.
• Successfully set up and tested a new regional billing system using project management skills and
communication skills with the IT department.
C OMMERCE BANK, N.A., Kansas City, Missouri 1996 - 1999
Collections Manager. Bank Officer
Responsible for a $412 million Installment Loan collections and customer service department.
• Reduced bad debt by 17% through increased training in account management and skip tracing techniques.
• Lowered the number of repossessions per month 15% while improving portfolio health by educating
employees on cost analysis.
GE CAPITAL, Lenexa, Kansas 1989 - 1996
Manager of Bankruptcy Services
Managed a $22 million collections and customer service business for over 250 clients. Responsible for
collections, financial reporting, forecasting and employee development.
• Accelerated the customer bankruptcy notification process by 31 days thereby improving collections, reducing
costs and reducing bad debt.
• Increased collections 21% by introducing a successful write-off reduction program and effective negotiation
skills training.
• Developed and implemented a new and more accurate forecasting model to project monthly recoveries.
EDUCATION
B.A., Management, Western Illinois University
Paralegal Certificate, University of Missouri at Kansas City
ACA Certified Professional Collection Specialist
Dale Carnegie Sales Professional Seminar