Assistant Manager
Resume:
Esperanca Soares
Kearny, NJ 07032
Home: 201-***-****
Email: *******@*******.***
Experience:
Credit Documentation Officer
Standard Chartered Bank, New York, NY
Review approved Credit Limit Applications against documentation for discrepancies.
Issue limits.
Verify Master Guarantees and Credit Agreements against documentation required for
issuance of limits.
Monitor activities of Eximbank and Syndicated portfolios.
Interact with Regional Managers and local offices to correct inaccurate or missing
documentation.
Review and verify documentation prior to lodgment in Collateral Management System
(CMS)
Comply with Global Policies and Procedures.
Loan Operations Specialist
02/2001 to 2/2008
Standard Chartered Bank, New York, NY
Review and execute all loan instructions with accuracy (Export/Import, Refinancing of
L/C's, Agent Bank Participations, Syndications).
Verify necessary documentation is in order for type of loan transaction.
Perform funding operations with Treasury Department.
Confirm accuracy of loan input against loan confirmation.
Execute Swift MT103 and MT202.
Verify and authorize other employees' input on Loan Entry System (EBBS).
Investigate and reconcile Suspense Account Entries.
Check Future Maturity Report for maturing/rollover loans and perform necessary
action
Investigate and respond to Regional Manager's inquiries.
Prepare End of the Month Portfolio Report.
Loan Administrator Consultant
11/2000 to 02/2001
Standard Chartered Bank, New York, NY
Prepared swift loan confirmations to be sent to customers.
Investigated and responded to customer inquiries.
Allied Irish Bank, New York, NY
Prepared and reconciled Loan Activity Reports
Assistant Treasurer
09/1999 to 05/2000
The Toyo Trust & Banking Co. Ltd.,
New York Representative Office, New York, NY
Processed same day funding transactions; Base rate borrowings.
Updated spreadsheets with daily transaction notifications received from
Agent Banks.
Investigated and responded to Head Office and Agent Bank inquiries.
Loan Administrator/Assistant Treasurer (07/99 to 09/99)
04/1998 to 09/1999
The Toyo Trust & Banking Co. Ltd., New York, NY
Reviewed and processed all instructions received from Agent Banks: new borrowings,
rollovers, repayments, funding, interest and fee calculations, L/C's.
Administered loan administration duties for 50 loan facilities.
Investigated and reconciled interest amounts and facility fees outstanding after
application of funds received.
Monitored and confirmed all scheduled fee payments.
Maintained historical spreadsheets of all transactions for each account.
Communicated directly with Agent Banks.
Temporary Assistant to Building Agent
11/1997 to 04/1998
A. Lichter Real Estate, New York, NY
Responded to tenant complaints.
Scheduled appointments with repair workers and respective tenants.
Prepared daily bank deposits.
Loan Administrator
05/1997 to 09/1997
Bank of Tokyo-Mitsubishi, Jersey City, NJ
Reviewed and processed all instructions received from Front Office and Agent Banks:
new borrowings, rollovers, repayments, funding, interest and fee calculations, L/C's.
Administered 60 loan facilities and respective fees.
Loan Administrator
04/1991 to 05/1997
Banco do Brasil, New York, NY
Responsible for booking of loans: import, export, including financing of Letters of
Credit and discounted instruments.
Reviewed loan credit agreements and guarantees for accuracy and completeness.
Reconciled loan input to system against postings to general ledger.
Communicated directly with banks and customers.
Investigated and settled clients' inquiries regarding loan transactions.
Assumed responsibilities of Assistant Supervisor, if necessary.
Trained new employees in all phases of loan processing.
Assisted with the developing of "Desktop Procedure" manual for loan processing.
Education: Hunter College of the City University of New York (1989)
Bachelor of Arts in Romance Languages; Spanish /Italian
Skills: Microsoft Word and Excel, proficient in Portuguese and Spanish,
References: Available upon request
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