Years Experience Manager
Resume:
Carene Simone Kadalec
*** ******** *****, ** ( Lutherville, MD 21093
Telephone 443-***-**** ( Electronic Mail: abnb7v@r.postjobfree.com
Objective Seeking a loan processing position with a professional company
where I can utilize my nine-year loan processing experience
to the benefit of the processing team to surpass company
goals and expectations.
Career Summary Skilled Mortgage Loan Processor with nine years experience
servicing a pipeline of 30-40 loans a month. Strong FHA,
VA, Conventional, Subprime purchase and refinance
mortgages. Extensive experience using MortgagePro, Contour, Calyx Point and In-House Mortgage Processing Software.
Strengths (Strong knowledge of FHA & VA Government, Conventional,
Streamline Refinance and Subprime Mortgage Processing
Guidelines
(Skilled in motivating and interacting with the public
(Disciplined and well-organized in work habits with the
ability to function smoothly in pressure situations
(Varied experience in both public and private sectors, with
particular expertise in management areas
(Self-starter with the ability to work independently
(Strong and ethical performance
(Excellent time-management and phone skills
(Coachable and competitive spirit
(Passion for making a difference in the community
(Ability to earn client trust
(Desire and dedication for a long term professional career
(Personal philosophy that I also apply to my professional
career; that is to live by example and influence others by
never asking anyone to do anything I would not be capable
of or willing to do myself.
Work Experience
March, 2009 to January, 2010 Senior Mortgage Loan Processor
Tenacity Mortgage Company
5020 Campbell Boulevard, Suite G, White Marsh, MD
21236
Mortgage Loan Processor for all loan types: FHA, VA,
Conventional; purchase and refinance transactions,
using a multitude o f lenders; with extensive
knowledge of each lenders' unique set of guidelines
for submission and approval of mortgage loan
application packages. Extensive experience
submitting via DO, AUS & LP. In-house processing
software and Calyx Point. Ability to manage a
pipeline of 30-40 loans per month. Up-to-date with
newest regulations and guidelines in the mortgage
industry, including the New Good Faith, effective
January 1, 2010. Close interaction with loan
originators, creditors, title companies, multiple
lenders and their underwriting staff.
Carene Simone Kadalec
Page 2
8 Years Experience Senior Mortgage Processor/Office Administrator,
Countryside Home Loans
4318 Fitch Avenue, Baltimore, MD 21236
Eight years experience in setting up and processing
mortgage loan applications for all loan types: FHA, VA,
Conventional and Sub-prime; both purchase and refinance
mortgages. Extensive experience with submitting via DO,
AUS & LP. Willing to do what is necessary to shepherd
mortgage loan applications through to closing in order to
ensure client satisfaction and increased revenue for the
company, which has a direct impact on the success of the
company and ultimately positively affects the entire staff.
Experience with MortgagePro, Contour and Calyx Point
Processing Software. Ability to manage a monthly pipeline
of 45-50 loans per month.
Oversee all administrative responsibilities related to
maintaining a successful mortgage brokerage operation:
maintaining state licensing, surety bonds, government
approvals, health insurance, manage accounts
payable/receivables, wage administration. Hire, train &
orient new loan processors and other office staff. Direct
personal contact with Clients, Investors, Creditors, Title
Companies, Insurance Companies. Countryside Home Loans is
a very efficient and successful mortgage company with its
primary focus on competitive rates, prompt, courteous
service and convenience to our Clients.
4 Years Experience Medical Office Manager, D. Simon-Beltran, M.D.
701-B West 36th Street, Baltimore, MD 21211
Office Manager for a busy Internist's private practice.
Conduct all front and many back office responsibilities:
answer telephones, receive patients, obtain preliminary
medical and insurance information from patients. All
billing responsibilities: manage accounts
payable/receivable; experience with CPT, ICD-9 Codes,
Medical Assistance, Medicare, HMO, PPN, PPO Insurance
Plans.
Willing to assist with back office duties as well, in order
to keep the practice running smoothly and efficiently, i.e.
perform EKGs, ultrasonic therapeutic equipment, physical
and respiratory therapy, specimen procurement via
venipuncture; obtain preliminary medical histories of new
patients. Strong interpersonal skills.
Oversee all administrative responsibilities related to
maintaining an efficient, service-oriented and relaxed
environment for the patients and Physician(s); hiring,
training & orienting new staff hires, wage administration,
benefit plans, coordinating patient referrals, bookkeeping,
maintain computer database.
Carene Simone Kadalec
Page 3
3 Years Experience Physical Therapist
University of Maryland Medical System,
Department of Physical Therapy
22 South Greene Street, Baltimore, MD 21201
Staff therapist of rehabilitation for a wide variety of
diagnoses and conditions. Special emphasis placed on
maximizing the functional potential of all clients served
and dedication to the promotion of health and the recovery
from injury and dysfunction of all patients with primary
focus on post CVA, gait and balance disorder patients.
2 Years Experience Registered Physical Therapist
Stella Maris Hospice
2300 Dulaney Valley Road, Towson, MD 21204
Registered Physical Therapist with responsibilities
centered on managing inpatient geriatric rehabilitation;
supervising aides. Use of functional stimulation in
management of residents with ailments related to aging,
end of life and the necessary physical rehabilitative and
in some cases palliative care required to maintain the
resident's comfort and dignity.
Very close interaction with staff physicians, floor nurses
and social workers in developing therapeutic rehabilitation
programs for geriatric orthopaedic patients, decubitus care
for diabetic and bedsore residents; stroke and trauma
patients.
Education
University of Maryland School of Medicine Master of Science, Physical
Therapy & Rehabilitation
Department of Physical Therapy and Rehabilitation Science
Baltimore, MD 21201
Towson State University Bachelor of Science
Towson, MD 21204 Biology Major
Notre Dame Preparatory School for Girls
Towson, MD 21204
Commissions
Notary Public, Harford County, MD July, 1994- July, 2000
Notary Public, Baltimore County, MD July, 2000 -July, 2004
July, 2004 -July, 2008
July, 2008-July, 2012
Carene Simone Kadalec
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References:
Scott Reise Eric Sinar
President, Tenacity Mortgage Company Manager, Tenacity
Mortgage Company
Kingsley Kodan
Account Executive, Franklin American Mortgage Company
Contact this candidate