Service Real Estate

Carlos Andres Rincones

*** ********* ** #****, *******, Texas 77019

abn8ft@r.postjobfree.com ~ 956-***-****

EDUCATION

B.A. 2011, Government The University of Texas at Austin

RELEVANT EXPERIENCE

J.P Morgan Chase Bank, N.A. – Chase Private Client Houston, Texas

Relationship Banker-SBS Business Banking (June 2012- Present)

-Managed a portfolio 71 business banking relationships as part of a Chase Private Client (CPC) management team

-As part of a team of Investment, Private Banking, and Mortgage professionals, acted as the business specialist for Chase

Private client segment of high net-worth individuals

-Responsibilities included loans, lines of credit, and letters of credit for total loan exposure not to exceed $250,000

-Experience in Financial Statement Analysis, Debt Service Coverage Risk Assessment, Collateral Appraisal in

Residential/Commercial Real Estate, Equipment Financing, Retail Services, and Oil & Gas Business Service Providers

-Exceptional ability in managing client expectations and bank risk to mitigate negative client experiences

-Top producing Banker for CPC team, exceeding target goals by 11.6% 3rd quarter 2012, and 18% in 4th quarter 2012

J.P Morgan Chase Bank, N.A. Austin, Texas

Personal Banker (June 2011-June 2012)

- Acted as a Consumer Banking liaison assisting customers in their selection of various accounts and financial

services and referring new lines of business to partners in Business Banking, Financial Planning, and Mortgages

- Showed high aptitude in business referrals with an exceptional ability to understand customers cash flow cycles

-Top referring banker for Mortgage Pre-Qualifications leading to over 3.4 million dollars in mortgage referrals

- Awarded Branch MVP for 2011 3rd and 4th Quarter performance in regard to new market objectives in

improving customer experience and profit growth

- Performance Annual Review Exceeds Expectations – Received promotion to Small Business Specialist within 12 months

Activities and Leadership Experience

Texas Exes Camp Texas Program

Counselor (Summer 2007)

- Collaborated with program coordinators to complete over 100 volunteer hours of leadership training

- Acted as a mediator and guide to provide solutions to team building activities to a team of 14 incoming freshmen

- Selected by peers to oversee camper rewards to ensure fairness and objectivity

Texas Iron Spikes (University Service & Spirit Organization)

Rookie Coordinator (Spring 2008)

- Elected by fellow members to mentor incoming members through the Iron Spikes pledge process

- Responsible for the recruitment, application, and interview process of 63 UT students (14 admitted)

- Coordinated community service events to bring awareness to the annual philanthropy event, the Spring

Softball Classic, contributing $24,000 to the Dell Children’s Hospital of Central Texas

Public Relations Coordinator (Fall 2008)

- Elected to administer public announcements to fellow University Service & Spirit Organizations

-Duties included assisting with the coordination of member recruitment, and revising University Swing Out

Applications, which recognize Service and Spirit Organizations for their contributions to the University

Skills & Certifications

-Fluent in Spanish

-Proficient in Excel, Word, Powerpoint, Outlook

-Series 6, 63 Texas Life Insurance certifications

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