Quality Control Manager
Resume:
Traci Stafford-Clemens
Barrington, RI 02806
abn2hj@r.postjobfree.com
Education:
Johnson and Wales University
Providence, RI 02903
Bridgewater-Raynham Regional
Bridgewater, MA 02324
Employment History:
2012- Current
American Financial Resources
Parsipanny, NJ
Front Line Underwriter (Remote Position)
2012-2012
LenderLive Network
Denver, CO (Remote position)
Front Line Underwriter Radian mortgage team
Requesting documents to verify loan qualifications. Conventional, FHA,VA,USDA. DU/LP, Calculating income, verifying mortgage history,DTI,LTV,CLTV Subordination agreement terms, reworking loans as necessary to fit lender guidelines, clearing conditions, Mortgage Builder
2010-2012
Citizens Mortgage Corp. Contract Home Equity Underwriter
Warwick, RI 02886 (partial remote position)
Qualifying borrowers for home equity loans, requesting additional docs as necessary
2009-2011
Atlantic Home Loans, Underwriter (remote Position)
Providence, RI 02903
Inputting information into Encompass from L/O 1003, requesting documentation, income,
Conventional, FHA Harp 2.0, DU refi plus, Freddie relief, DU/LP/AUS MIP calculations, FHA Connection, Mers, Fraud Quality Control, GFE & TIL packages, Qualifying loans based on lender guidelines
2005-2008
Sovereign Bank Mortgage, Secondary Market Wholesale Underwriter
East Providence, RI 02915
Traveling to Mortgage companies and underwriting loans for bulk purchase, secondary market underwriter based on guidelines
2002-2005
Option One Mortgage Corp., Account Manager, Team Lead
East Providence, RI 02915
Managing a pipeline of approximately 100-125 purchases and refinances, clearing conditions, interaction with the L/O to rework loans, Management of Operation staff, ensuring staff were utilizing guidelines and Government Regulations
2000-2005
Mortgage America
Providence, RI Processor
All Mortgage Processing Duties
Professional references furnished Upon request
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468 Sowams Road
Barrington, RI 02806
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