Real Estate Sales

Leslie R. Lindsey

972-***-**** ******.*.*******@*****.***

Summary of Qualifications

- Goal-oriented individual with strong leadership capabilities.

- Extremely proactive in taking responsible initiative in order to meet

goals and deadlines.

- Able to direct complex projects from concept to fully operational

status.

- Successful troubleshooter with proven ability to recognize potential

problems, develop viable alternatives and implement positive action.

Areas of Expertise:

. Mortgage Loan Origination

. Mortgage Loan Processing

. Underwriting

. Fannie Mae/Freddie Mac/FHA/VA

. Secondary Market Activity

Computer Proficiencies:

. Microsoft Office 2003

. Microsoft Office 2007

. Lotus Notes, Calyx

. Optimal Blue

Employment History

Commercial Real Estate Representative, Linco Consortium Property Group

March 2009 - January 2010

. Support the team with the coordination of marketing duties to include

the following: assisting with draft of prepare marketing plans for

properties, oversee printing of ads per marketing plans, schedule

postcard and email mail out blasts, oversee the update of property.

. Draft and remit approved LOI, follow up and collect signed LOI,

draft/requests of lease documents, distributed lease documents for

review.

. Assist with underwriting in defining the real estate requirements

(e.g., review growth projections, evaluate overall business strategy,

and manage critical dates, process improvements)

. Order and Coordinate third party services: Appraisal, Environment, WDO

reports, PCNA reports, Insurance binders.

. Manage high volume of transactions within required timeframes while

maintaining accuracy and high credit quality.

Senior Mortgage Consultant/Loan Officer, Prime Lending/Plains Capital

June 2008 - March 2009

. Used interpersonal and communication skills to generate referral

business, leads, and relationships with individuals, existing clients,

past clients, builders, developers and Realtors.

. Applied underwriting standards of various investors (Fannie Mae,

Freddie Mac, FHA, VA, etc.) to each transaction to ensure that

borrowers were put into a loan program for which they qualify. This

included analyzing credit histories to ensure that they were eligible

for a product (and counseling them if they were not).

. Participated in training for marketing, sales, and scenario techniques

to effectively sell, package, and close consumer mortgages.

. Interacted effectively with other mortgage operations staff to

complete loan process.

Residential Mortgage Loan Officer/Counselor, Wachovia Mortgage Corporation

April 2007 - June 2008

. Analyzed loan information and determined the correct loan options for

the borrower based upon the applicant's present situation, future

plans, and preferred loan product.

. Complied with mortgage industry regulations, including the Fair Credit

Reporting Act, the Real Estate Settlement Procedures Act, the

Community Reinvestment Act, Truth-in-Lending laws, etc.

. Promoted a broad-spectrum of mortgage products including but not

limited to government, conventional, home equity in all states.

. Developed referral relationships with internal partners such as branch

managers, tellers, financial advisors when located in bank branch

markets to deepen relationships with existing bank customers.

Promoted, marketed and cross-referred products that met customers'

financial needs and objectives.

Senior Loan Officer/Processor, Carnation & Co. (Mortgage Broker)

March 2004 - April 2007

. Interviewed and pre-qualified prospective borrowers.

. Collected and analyzed information regarding customer income, assets,

investments and debts to include multifaceted or complex borrowers.

. Monitored loan carefully from initiation to closing while managing the

customer through the entire loan process. Attended all local

closings.

. Worked heavily with lender account executives to enhance product

knowledge to service borrowers with best loan programs.

Underwriter II, Resmae Residential Mortgage Corporation

January 2002 - March 2004

. Reviewed credit, income, asset and property documentation for

adherence to investor requirements and identify and work through

alternatives for loans that fall outside of guidelines

. Manage expected service levels related to decision and condition

clearing. Ensured that all loans underwritten would meet the

prescribed policies and procedures for salability and/or be documented

accordingly for exception purposes.

. Support Underwriting Supervisor and Quality Control department. Serve

as an intermediary for loan issues with the Regional Sales Managers.

Professionally communicate the results of file reviews both verbally

and in written format to internal and external customers.

. Perform risk analysis and make decision regarding deficiencies

identified during the review process.

Underwriter II, Long Beach Mortgage Corporation

February 1999 - January 2002

. Performed the timely and accurate preliminary and final underwriting

of loans received on a daily basis. Making complete lending decision

on required daily loan quota.

. Interacted with sales force and external parties to restructure loan

requests to meet guidelines of investors. Professionally communicate

the results of file reviews both verbally and in written format to

internal and external customers.

. Reviewed the credit package to determine mortgage amount and term,

determined assets available for closing, analyzed credit history, and

debt to income ratio.

Education

B.A. Communications, Southern University and A&M College

1992

State License, Loan Officer, Champions School of Real Estate

2005

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