Manager Management

DANIEL P. STARK, M.B.A.

*** ******* ******, *********, *** Jersey 07642

(H) 201-***-****, (C) 201-***-****, (Email) ************@*****.***

Summary and Core Competencies

Finance Management Professional with extensive cross-industry experience

(financial services, retail and hospitality):

. Monthly, quarterly and annual forecasting on a total company, business

unit and product basis; driving month-end closes including variance

analysis with succinct commentary, detailed general ledger

reconciliations, account analysis and journal entry postings. Driving

all aspects of annual budget on a corporate, business unit and product

level.

. Significant experience in developing financial models calculating returns

on capital investments for new product, product pricing, advertising, and

acquisitions of new businesses (discounted cashflows, NPV, IRR, ROI, ROA

and Payback Period). Develop and maintain key metrics / benchmarks to

track investment performance.

. Deliver quality results in a timely manner, possessing the highest degree

of integrity, excellent analytical acumen, innovative with a track record

of driving revenues and reducing expenses (able to identify opportunities

for expense reduction / cost avoidance as well as implementing process

efficiencies to drive incremental revenue).

. Significant Experience with: Oracle (OFA, Analytics, Inquiries), Excel

(capital investment models), PowerPoint, Word, Outlook, SOX Testing /

Analysis, Six Sigma White Belt (Oct 2005); working knowledge of TM1, SAS

and Hyperion.

Career History

MasterCard WorldWide, Purchase, New York

Mar 2008 to Dec 2009

Finance Leader

Served as the key point of finance contact for Fraud Management Solutions

and Customer Security and Risk Services business units. Developed

financial pricing model for MasterCard's latest "cutting-edge" fraud

detection technology product known as Expert Monitoring Solutions. This

model was based on the customer's price elasticity of demand for the EMS

product.

Conducted monthly forecasts and closes by product and total business units,

including: scrutinizing all opportunities an risks to assess the most

credible revenue and expense forecasts; general ledger reconciliation and

account analyses; journal entries (revenue deferrals, accrual accounting).

Performed all aspects of annual budgeting, adhering to corporate targets.

Align closely with business unit partners in planning meaningful revenues

and expenses.

> Developed a standardized capital investment model allowing end-

users to perform scenarios / sensitivity analysis in calculating

discounted cashflows, NPV, IRR, ROI, ROA and Payback Periods for

new product development and product enhancements.

> Enhanced accounting processes by increasing the efficiency of inter-

company journal entries, transforming these entries from a manual

intensive process to an automated process.

> Increased efficiency of month-end closes by aligning with business

unit partners to complete all accrual based and revenue deferment

entries before month-end.

> Achieved 100% of the 2008 Sarbanes-Oxley compliance for

MasterCard's capital assets within a period of three weeks (a

company first). Scrutinized all company capital assets to ensure

processes of capitalizing assets, amortizing and write-offs were in

100% compliance with SOX parameters.

A&P Supermarkets (The Great Atlantic & Pacific Tea Co), Montvale, NJ

Nov 2006 - Nov 2007

Senior Manager, Financial Planning & Analysis

Led a team of three analysts in compiling an Executive Monthly Business

Performance Binder (including KPI's by business segment: product margins,

product mix changes, same store sales, inventory management, stock loss and

labor expense / benefits); Consolidated Departmental Sales and Margins for

forecast scenarios; Assessed impact of product mix change on margins /

profitability. Managed "Same Store / ID" Flash Report detailing weekly

sales performance of each of the A&P stores vs. the same period last year.

> Developed a price elasticity of demand model by geographic region

for the 450 A&P store portfolio. Calculated the sensitivity of

consumer demand vs. the change in product prices and its impact on

company profitability.

RCI, LLP (former subsidiary of Cendant Company), Parsippany, NJ

Jan 2005 to Jul 2006

Manager, Global Revenue Management

Managed a team of five analysts and developed a unique capital investment

acquisition model.

DANIEL P. STARK

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> Increased rental revenue by +45% in 2005 by designing, developing

and implementing a new capital investment model and a new pricing

methodology - ultimately reaching target customers via new

marketing platforms.

> Implemented an efficient (simplified) inventory management system.

AMERICAN EXPRESS COMPANY, New York, New York

Sep 1998 to Jan 2005

Manager of Business Analysis - Mar 2003 to Jan 2005

Served as finance key point of contact for the Delta Skymiles Credit Card

Team. Managed business results, forecasts, annual, long range and quarterly

business unit reviews with Delta Skymiles Credit Card (DSMCC) Marketing.

Provided financial guidance to management on maximizing all capital

investment NPV, IRR, ROI, ROA, Payback Period, etc. Aligned with the Delta

Marketing and Strategic Alliances Finance teams to ensure accurate

reporting. Managed and forecasted Remuneration Agreement between American

Express and Delta Airlines.

> Key contributor in developing a new Delta SkyMiles Credit Card

product (ran numerous ROI sensitivities based on average

transactions, average spend per account, average accounts).

Manager of Business Analysis - Apr 2001 to Mar 2003

Served as finance key point of contact for the Strategic Relationship

Services business unit (SRS marketed the portfolio of 30 American Express

insurance products, including Airflight, Baggage). Managed annual plan,

monthly forecasts and closes; provided monthly flash report detailing all

revenue and expenses risks and opportunities, including succinct

commentary.

Manager of Business Management - Aug 1999 to Apr 2001

Served as the Establishment Services finance key point of contact in

managing monthly reporting, including monthly, quarterly and year-to-date

P&L variance analyses vs. forecast and last year.

> Significantly enhanced the annual planning process by proactively

meeting with the eight separate business units comprising

Establishment Services on a routine basis.

Manager of Business Analysis - Sep 1998 to Aug 1999

Maintained and trained new users on the Account Specific Profit & Loss

system (a P&L based website detailing the profitability relationship

between American Express and its merchants).

> Increased the number of ASPL users from 100 to over 400 due to

proactive training.

> Enhanced the efficiency of the ASPL updating process by scheduling

regular monthly meetings with the third party vendor responsible

for downloading / interfacing the ASPL data.

> Significantly reduced the time required to allow the end-users to

view updated month-end results.

MERCEDES-BENZ USA, LLC, Montvale, New Jersey

Dec 1994 to Sep 1998

Corporate Planning Analyst - Jun 1997 to Sep 1998

Key contributor in supporting senior management's strategic decisions

related to developing vehicle base and options prices (cost, wholesale and

retail prices), car volume planning / model configurations; Short / long-

term profit scenarios.

> Over a six month period in 1998, successfully tested and placed

into production Daimler-Benz' new global subsidiary consolidation

planning and reporting tool ("IMPACT" - Financial Planning and

Reporting System).

Pricing / Market Support Analyst - Dec 1994 to Jun 1997

Directly developed, maintained, and updated all vehicle model "option",

"package", and "base" prices; Managed all EFT financial disbursements of

Market Support programs between MBUSA and dealerships; supported all

operating plans; identified and published monthly list of all exported

"grey-market" vehicles by dealership and destination.

> Over a four month period in 1995, served as the single finance

contributor toward testing and placing into production MBUSA's new

vehicle inventory and tracking system.

Other Professional Experiences:

Worldcom Inc., Financial Analyst - Sep 1992 to Sep 1994

Anaquest Incorporated, Financial Planning Analyst - Sep 1991 to Sep 1992

(Worldcom) Metromedia Communications Corporation, Line Cost Analyst /

Financial Analyst - Jun 1989 to Sep 1991

The Prudential Insurance Company, Financial Reviewer - Jun 1988 - Jun 1989

Thomson McKinnon Securities, Custody Operations Analyst / Mngmt Trainee -

Sep 1987 - Jun 1988

Education

Masters of Business Administration - Finance; Seton Hall University, S.

Orange, NJ; July 1995

Bachelor of Arts - Economics / Finance; Muhlenberg College, Allentown, PA;

May 1987

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