Sharon L. Ruth
**** ****** *****, ******, ** ****3
Home 302-***-**** ( Cellular 302-***-****
*********@*******.***
SUMMARY OF QUALIFICATIONS
. Ability to determine risk eligibility
. Over twenty years experience in Professional Liability products
. Recognized as medical malpractice resource in local physician
community
. Self-starter with the ability to work independently
. Stable and successful career background with a strong and ethical
background
EXPERIENCE
Management
. Provided leadership, instruction and supervision of 18 personnel -
efforts resulted in a decrease in staff turnover and increased
productivity
. Managed staff in daily operations, including evaluation and discipline
- efforts lead to a high morale rate for unit and no turnovers
. Agency benefited from increase in sales of 12% overall unit wide
. Retention rate at its highest in history of 98% on two divisions of
unit (physicians and dentists)
. Implemented Lean strategies when faced with an increase of product
demand but no increase in staff. The unit processed 23% more work
with no additional staff, no overtime and a 90% accurate & complete
rate
Underwriting
. Physicians, lawyers, accountants, dentists and miscellaneous risks
. Held pen from various carriers with different degrees of authority
. Supervised policy issuance staff - held error rate to under 5%
. "Hands-on" ability to direct, manage and influence the
underwriting process to support coverage design
Account Management
. Responsible for medical malpractice book in region
. Experience in professional liability books on direct and indirect
basis
. Application review, risk determination and pricing
. Handle changes, inquiries, cross selling, coverage gaps and
documentation
. Proven analytical and quantitative skills, with strong
organizational, interpersonal, communication and time management
quality.
Placement Experience
. Direct to carrier
. Utilization of wholesaler
. Experience as wholesaler - responsible for over 500 agents in
region
. Monitor market place for new/improved products
Sales
. Ability to earn client trust
. 95% renewal retention
. Successful growth of 10% or more per year
. Experience in direct sales and using intermediary (agent)
. Direct/indirect experience
. Proven record of cross-selling
. Cold calling and utilization of Association relationship
Marketing
. Products/services
. To Associations and their membership
Communication/Customer Service
. Proficient at using Windows, TAM, Microsoft Office products, Sales
Force, GSV
. Proven record of providing exceptional customer service
. Ability to communicate effectively in any environment
. Adaptable to any situation
. Work well under pressure
. Not easily flustered
. Strong and ethical performance
. Excellent time-management and phone skills
Value Added
. See value in networking and making contacts within ancillary
businesses in the industry
. Lean/Six Sigma background - assist clients in process improvement
. Frequently looks at big picture
. Listens to the voice of the customer
. High energy, proven team player, flexible and capable of interacting
with a variety of individuals internally and externally
. Desire and dedication for a long term professional career
EMPLOYMENT HISTORY
. Senior Account Manager Willis DE Wilmington, DE April 1990 to
present
. Account Manager J.A. Montgomery Wilmington, DE September 1988 to
April 1990
. Account Manager Bramhall & Hitchen Newark, DE January 1986 to
September 1988
EDUCATION
. De Technical & Community College Stanton, DE 150 credits Fire
Protection Engineering Technology
. Lean Healthcare Certificate ASQ
. Healthcare Yellowbelt
. Medical Professional Liability / Advanced Medical Professional
Liability Certificate
. Harassment Avoidance Training for Managers
. Discipline and Termination: Avoiding Legal Pitfalls
. Red Flag Rule Training
. Principles of Lean Healthcare
. Applying Lean Thinking
. Office Value Stream Mapping
MEMBERSHIPS
PLUS ASQ DAHQ HQPNJ MGMA DMGMA NJMGMA DSCC DHCN BWN PAHCOM DHCFA