Customer Service Construction

SCOTT McMANUS

*** ******** ***** *****

Guyton, GA. 31312

***/728-****-***/247-6499

*****@**************.***

ASSETS

Business professional with major attributes that include the ability to

develop strong successful working

relationships internal and external to the organization, excellent verbal

and written communication skills, and solutions based creative problem

solving skills. Practical operations and sales driven approach.

EMPLOYMENT

Atlantic Southern Bank, Rincon and Savannah, GA

April 2008-Oct. 2009

City President

. Responsible for developing and attracting new business to the bank

. Mentor and coach staff of 9 on sales, lending, credit and operations

practices

. Responsible for record growth in Rincon office - total assets by 25.8%

and total deposits by 39% within one year, net income growth for

region 111.4%.

. Prepare monthly reports, i.e. overdrafts, past dues, and renewals

. Conduct monthly meetings with local Board of Directors on bank

progress

. Managed an $80M + portfolio

. Regional OREO manager / special assets

. Mortgage lending

Beach Community Bank, Destin, FL

February 2007-April 2008

Senior Vice-President, Commercial, Construction and Consumer Lending

. Developed plan and successfully generated new business for the bank.

Average loan size $1.5M and up to $20M

. Assisted in the management of 4-person staff and back up for

operations

. Managed a $75M + portfolio

. Special assets

Resigned for opportunity in Savannah

Colonial Bank, Destin, FL

December 2004-February 2007

Senior Vice-President, Commercial and Construction Lending

. Responsible for increasing new business for the bank

. Oversaw operations of 2 branches and update senior management on

status

. Managed a $75M + portfolio

Bank staff reduction

Peoples National Bank of Niceville, Niceville, FL

April 2003-December 2004

Senior Vice-President, Commercial, Construction and Consumer Lending

. Generated new business for the bank

. Produced loan request in construction, commercial, consumer

residential mortgage, lines and letters of credit

. Successfully grew portfolio from $0 to $40M

. Average loan turnover 9-15 months; Zero loans past due or delinquent

. Average 1 point origination fee per loan with fee income exceeding

$200K per year

. OREO and Special assets

Resigned / Bank philosophy shifted to restrict growth/Recruited back to

Colonial Bank

Colonial Bank, Destin, FL

March 2002-April 2003

Senior Vice-President, Commercial and Construction Lending

. Assisted in the opening of and new LPO

. Generated $36M in loans in first 12 months of operation

. Zero loans past due

. Underwrote and performed credit analysis on all banking products

Recruited to join Peoples National Bank

Regions Bank, Destin, FL

December 2000-March 2002

Vice-President, Commercial and Construction Lending

. Successfully grew portfolio to $19M in less than 12 months

. Grew relationships with realtors, title companies, and builders

. Formal credit training in Atlanta, GA.

Recruited to join Colonial Bank

Peoples 1st Community Bank, Tallahassee, FL

June 1995-December 2000 Assistant Vice-President 1997-2000

. Assisted in management of the main office and responsible for the

construction loan department

. Grew construction portfolio to $21M

. Handles collections for all commercial and construction loans

. Processed all construction and commercial loans and disbursed funds to

builders weekly

Teller / Customer Service 1995-1997

. Cashed checks, made deposits, balanced cash drawer daily

. Opened new accounts and introduced variety of bank products

Mentor retired / Opportunity for relocation and growth position with

Regions Bank

EDUCATION

University of West Fla. - B.B.A.

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