Real Estate Management

M E LODY F LE M I NGS

**** ** *** *** *******, TN 37013 678-***-**** C 615-***-**** H

p *****.**@****.***

PROFESSIONAL H ISTORY

FSS Homeownership Coordinator

Metropolitan Development Housing Agency- 2005 – Current

• Provide Counseling to individuals with credit problems that impair their ability to

participate in the program.

• Assist participants with navigating the Home buying process and understanding

loans and closing.

• Ini tiate, schedule and implement procedures for initial lease-ups and /or annual

recertification.

• Prepare Housing Assistance Payment calculation for Homeowners.

• Meet with individuals and groups to int roduce program and gain their participation.

• Check files for completeness and accuracy.

• Build productive external working relationships with MDHA partners to insure

Housing policies are maintained.

J R Unde r w r iter ( Layoff)

Wells Fargo Home Mortgage – Atlanta, GA 2002 – 2004

• Reviewed and cleared approval conditions in compliance with Wells Fargo Home

Mortgage conventional FHA guidelines for sale on the secondary market.

• Coordinate with attorney, Title Company, appraiser, and borrower to obtain

additional documentation against loan conditions.

• Investigate possible fraud with borrower’s application.

• Our team was successful in submitting an average of 6 loans to closing per day.

Active pipeline of over 100 files.

• I possess knowledge of Calyx, Point, LP, DU, Clues/Clout, and Access Wise.

D i rector of Education, Housing, and H uman Capital Development

River City CDC - Elizabeth City, NC 2000 - 2002

• Accountable for building awareness of organization’s role in the community, insure

t he involvement of diverse constituencies, and energized volunteers.

• Developed agency marketing strategy and database that increased the number of pre

qualified low to moderate income clients by 80%.

• Responsible for processing loans for all in house funding.

• Supervised the activities of a multi level administrative and management staff. H i re

and t rain contract and volunteer staff.

• Established data base to t rack, maintain, analyze and report on service

performance, vendor account management and equipment inventories.

Q UAL I F I ED TO PERFORM

• Marketing

• New H i re Orientation

• Customer Services representative

• Educational Programming

• Train-the-t rainer Facilitation

• Program Management

• Desktop Underwri ting

• Homebuyers Education

E D UCAT ION

U niversity of Memphis

Memphis, TN

B.A. Communication

Uni ted State Army

Honorable Discharge

New Jersey Real Estate L icense (Inactive)

KEY CERT I F ICAT IONS

• Master Facili tator

• Moving toward Wellness

• NCAHC Certified Housing Counselor

• Certified Lost Mi t igation Counselor

• A+/Certification

KEY I N-SERV ICES

• Nan McKay FSS

• H UD FHA Guidelines

• Financial Fitness

• Privacy Policy

• Fair Lending Policy

• Keys to In tervention

• Evaluation

• Code of Ethics and Business Conduct

Melody Flemings

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P rogram D i rector J U M P P rogram (Mentoring P rogram)

City of Plainfield-Plainfield, NJ 1998 - 2000

• Designed and implemented a comprehensive mentoring program for 180 at-r isk

youth.

• Recruited all mentors and youth participants. Developed Mentors participant’s

manual.

• Determine Mentor’s eligibility according to specific guidelines.

• Prepare job specifications, plan staffing patterns, and provided direction for the

s taff assignment.

• Problem solving, and handling difficult or unusual issues.

• H i red staff, developed programs and policies emphasizing employment, job

development and t raining.

• Established and maintained budget t racking systems and monitor expenditures

against approved budget and purchase orders.

• Plan, conduct, supervise, and participated in in-services workshops, and speaking

engagements to inform and educate other agencies.

K I V Coordinator / Education T rainer (full-time to contractual)

National Council on Alcoholism and Drug Dependence- Westfield, NJ 1996- 2000

• Master Facilitator of cognitive skill curriculum for contractual agencies including

but not limited to: The Juvenile Justice Commission’s Juvenile facilities, Union

County Probation, Union county Board of Education, Boys Club of Elizabeth, and

several rehabili tation insti tutions.

• Facilitated workshops for over 200 individuals, including parents, teachers, and

administrators.

• Coordinated, Marketed, and implemented Annual Juvenile Officers Conference

• Provide Program assessment.

Housing Administrator (par t-time)

St. James Community Development Corporation-Newark, NJ 1995 –

1998

• Designed first time homeowner workshops to assist prospective clients with

c redit repair, personal budgets, and lending information.

• Assist client in preparing loan applications.

• Coordinate with banks and mortgage companies to identify the best financing

p roducts for individual.

• Facilitate the marketing strategies for community outreach.

U .S. Army Supply Specialist 1982 –

1985

• Provide supervision and t raining of 13 junior level soldiers.

• Selected as Squad Leader in Boot Camp and Mi li tary Training School

• Honorable discharged

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