JENNIFER C. DROST
** *** ******, **** * ( West Haven, CT 06516 ( (H) 203-***-**** ( (C) 203-
***-**** ********@***.***
Summary
MBA trained Human Resources professional with experience in the health
insurance and banking industries seeking an employee training and
development position. Demonstrated competence in both a Fortune 500 company
and small business. Strengths include risk analysis, employee training and
development and effective communication with employees and clients on all
levels.
Demonstrated Strengths:
. Analytical skills
. Interviewing and hiring
. Prioritizing Work
. Assessing Performance
. Managing people
. Training and development
. Maintaining confidentiality
. Client relations
. Solutions Oriented
Experience
HEALTHNET, Shelton, CT 2007-
2010
Underwriter II
Collaborated with sales, actuarial and product development departments to
prepare initial underwriting new business rates for presentation to
potential clients. Researched and analyze data for appropriate risk
analysis.
. Negotiated rate concessions with sales and management to present more
competitive rates packages to clients.
. Applied manual adjustments determined by particular factors provided
by actuary to ensure compliance with various insurance regulations and
provide accurate rates to clients.
. Promoted from underwriting 51-99 member group to 51-500 member groups
consolidating work load and increasing profit margin.
. Analyzed experience rated cases for groups with up to 500 eligible
employees based on actual group data provided by the incumbent
insurance carrier in order to provide a more accurate and concise
rating to the client.
. Completed cases with 98% of the cases released to sales account
executives within desired time frame.
. Assisted in preparing renewal packages utilizing experience and
knowledge from new business cases to alleviate the large workload.
TOTAL MORTGAGE SERVICES, Milford, CT 2005-
2007
Team Lead
Delivered Human Resources processes and supervised five-person mortgage
processing and closing team to ensure that loans are processed and closed
within the required time-frame.
. Performed employee performance reviews with Pipeline Manager to help
further develop employees' careers and provide feedback on current job
performance.
. Communicated with loan originators and clients to ensure customer
satisfaction and resolved any known issues and avoided future issues
to ensure timely completion of loan application.
. Trained and mentored team of processors and closers to learn cross
functional skills that would further develop the usability of the team
to increase efficiency. Assisted in interviewing and hiring new
employees to fill vacant positions on the team.
JENNIFER DROST 203-***-****)
Page 2
Senior Underwriter (2003-2007)
Underwrote loan applications in-house to be in compliance with various
lenders' guidelines.
. Selected To attend lender-specific underwriting training to ensure the
successful creation and development of an in-house underwriting
department.
. Trained and developed team members for departmental consistency to
enhance underwriting capabilities
. Underwrote loans in accordance with Genworth's Quality Resource
program as a consultant to ensure the salability of the loans to other
lenders post-closing.
Loan Processor (2002-2003)
Processed and submitted client's loan applications to various lenders for
approval.
. Maintained application pipeline of 30-45 applications at all times,
ensuring complete documentation and closing within guidelines to
ensure customer satisfaction.
COMPUSA, Orange, CT 1998-2002
Technical Services Supervisor
Supervised team of ten certified computer repair and network service
technicians. Assisted in interviewing and hiring of additional staff to
fill vacant positions. Completed performance reviews. Managed parts
inventory. Filed and managed all communication concerning manufacturer
warranty claims. Engaged technicians and communicated with customers to
ensure timely service completion and customer satisfaction.
Technical Service On-Site Scheduler
Customer Service Representative
Education
University of New Haven . West Haven, CT
Masters of Business Administration, Human Resources Concentration (2007)
Bachelor of Science, Management: Sports Industries (2001)
TRAINING & CERTIFICATION:
Genworth Financial Underwriter Certification Program
Mortgage Bankers Association Web Course. Courses include Fraud Detection &
Deterrence and Construction to Permanent Loans
COMPUTER SKILLS
Microsoft Office Suite
Rate Model
Calyx
Salsa
Lotus Notes