JAMES CAMPBELL
*** *** ****** ***** • Simpsonville, SC 29681 • Cell: 313-***-**** • Email: *****@*****.***
http://www.linkedin.com/in/campbellalex
SUCCESSFUL AND EXPERIENCED RISK & CREDIT ANALYST
SELECTED ACCOMPLISHMENTS:
• Innovator: As a Dealer Service Advisor, developed new techniques that created stringent consistency in
analysts reviews of credit applications
• Troubleshooter: Team leader in designing and implementing rapid changes in Ford Credit procedures to
respond to a $1.0 million reduction in revenue
EXPERIENCE
Ford Motor Credit Company, (www.fordcredit.com ) Greenville, SC & New York, NY 2003 –
April 2010
Team Lead – Collections/ Commercial Organization
• Analysis: Reviewed, analyzed and effectively acted on organizational and financial data to optimize retention
rates, repayment rates, loan success, team growth, customer satisfaction, and protect against losses.
• Fraud Prevention: Proactively prevented fraud through diligence, effective reporting, and monitoring of financial
statements, credit package preparation, and MAP's reports.
• Compliance: Ensured all contracts were in adherence with the Truth-in-Lending Act, procedural requirements,
and state law. Consistently accomplished "compliant" ratings on all Global Audit and Control (GAC) reviews.
• Risk Management: Effectively valued and monitored credit risk/exposure by developing and launching follow up
action plans using Watch Reports, EWR, Dashboards and credit packages.
• People Management: Team lead responsible for supervising and responding to employee activity using eWFM,
Centre Vu, and NICE.
• Financial Management: Scrutinized customer and dealer risk through financial statement analysis, credit
package preparation, and watch report preparation.
• Training: Created a culture of risk-management excellence and sales leadership by providing constant coaching,
feedback, and skills development training.
• Customer Relations: Consistently achieved high scores on Employee Satisfaction Index (ESI), Customer
Satisfaction Index (CSI), and Dealer Satisfaction Index (DSI) targets, earning repeated recognition by managers.
• Promotions: Promoted on 6 occasions to positions of increasing responsibility and complexity due to consistently
exceeding management goals.
Southern Management Corporation, (www.southernmanagement.com ) Greenville, SC 2001 - 2003
Branch Manager
• Leader in generating revenue by providing in-depth loan counseling and financial advice to clients.
• Supervised branch operations including personnel, product marketing and delivery, and reporting.
• Hired, trained, coached and provided feedback to all branch employees.
Quick Credit Corporation, Greenville, SC 1995-2000
Branch Manager/ Assistant Branch Manager
• Actively and successfully solicited new business while maintaining open accounts.
• Assessed, evaluated and corrected delinquency issues with customers while maintaining excellent rapport.
• Reviewed, analyzed and made decisions on consumer loan applications.
EDUCATION
Clemson University Bachelor of Arts, Psychology
SKILLS
MS Office Expert: Word, Excel, PowerPoint, Access, Salesforce, Six Sigma Green Belt, eWFM, Centre Vu, NICE