Robin M. Garvin
Groveland, MA 01834
978-***-**** (H) * 978-***-**** (C)
********@*******.***
EXPERIENCE:
TD Bank, NA
Assistant Store Manager
* Maintain and grow current deposit base of $51.3 million and monitor GL's
and expenses to ensure profitability.
* Manage staff of eight and coach to performance & goal achievement.
* Acting Store Manager at the Cross Street, Peabody Store for twelve weeks
-Increased CWI score, retrained staff on policy & procedures, improved
Audit score from Unsatisfactory to Satisfactory and submitted weekly MMU
& BBU reports
* Member of the Peer Audit Team.
* Maintain levels of Customer Service that exceed the bank's requirements
and customer expectations
-Increased CWI scores from #143 to #2 in the Division over a 5-month
period.
* Part of a twelve person ASM and RCL Team that went to the Springfield
Call Center to close 359 email cases with a personal achievement of 51.
* Prospect, schedule and hold Bank at Work events at local businesses.
* Organized and led the North Shore campus initiative, known as The Campus
Crawl, for 2009.
* Discuss, decision and close Consumer Loan and Mortgage applications.
* Refer clients to Business Partners to generate investment and interest
income
-$4.1 million dollars referred since October '09.
* Interviewed potential candidates at Job Fairs for vacant positions in
several Stores last year.
* Encourage staff to develop personal goals and provide them the resources
to attain them.
Regional Branch Sales Assistant
2006
* Compiled weekly and monthly reports for Regional Vice President.
* Composed spreadsheets to track percentage to goal achievement for
campaigns.
* Supervised and scheduled Float Pool staff.
* Reviewed and submitted expense reports to Accounts Payable for payment.
Oppenheimer & Co.
2005 - 2006
Registered Sales Assistant
* Transacted stock, options, and mutual fund trades, and dividend
investment selections.
* Researched and monitored small and large cap stocks & company and Dow
Jones news reports.
* Updated cost basis reports for tax filing purposes.
* Acted as liaison between brokers and clients.
* Provided research reports, financial guidance and investment options for
potential & existing clients.
* Established new accounts and client Internet access.
* Processed check requests, stock, account and wire transfers, and account
maintenance.
Fidelity Investments
2004
Financial Representative
* Discussed range of products and services to engage and educate clients.
* Assisted clients with long term financial planning, investment, wealth
management, tax and retirement related information.
* Provided securities and mutual fund quotes & market news to inquiring
clients.
Robin M. Garvin
Page 2
First Essex Bank
1995-2004
Consumer Loan Underwriter (2003 - 2004)
* Processed, underwrote and decisioned auto loan applications received from
over 435 dealerships.
* Contributed to the sound, profitable investment of $25-30 million per
month.
* Analyzed credit reports to assess liability and determined whether to
grant or deny loan requests.
* Evaluated collateral in accordance with established policies and
procedures.
* Examined tax returns and pay stubs to verify income as stated on
applications.
Assistant Branch Manager (1999 - 2003)
* Frequently assumed responsibilities of supervising staff of 9 in the
absence of the Branch Manager.
* Evaluated, revised and enforced policies and procedures to meet federal
and state regulations.
* Diffused irate customers by providing individualized solutions resulting
in improved and strengthened relationships with these customers.
* Developed and implemented incentive programs to motivate staff and
composed charts and graphs to monitor and reward achievements.
* Coordinated and conducted monthly branch and management staff meetings.
* Prepared annual performance reviews.
* Investigated potential fraud cases working with local law enforcement and
Branch Administration.
* Recovered funds previously charged off as a loss through mail and
telephone correspondence.
* Awarded Supervisory and Leadership Skills Certificates
Teller/Head Teller (1995 - 1999)
* Coached, educated and assigned tasks to tellers to develop a capable and
knowledgeable staff and ensure effective teamwork.
* Completed weekly currency transaction report and monthly compliance
reports.
* Performed weekly audits of currency and official bank checks.
* Reconciled ATM and branch funds daily and resolved teller settlement
issues.
* Processed personal and commercial customer transactions.
* Selected to be on conversion team to train retained staff during two bank
acquisitions.
* Chosen as one of three bank-wide employees for a reconciliation project
in Deposit Operations.
* Recognized as Employee of the Year in 1998.
EDUCATION:
University of Massachusetts
Associates Degree in Business Management, anticipated completion Fall 2010;
continuing
education to achieve a Bachelors Degree in Business Administration and
Finance
Mt. Ida College, Newton, MA
Banking Concentration: Dean's List, External Vice-President Phi Theta Kappa
National Honor Society,
Who's Who of American College Students
SKILLS:
Microsoft Word, Microsoft Excel, Microsoft Outlook, Microsoft Power Point,
Encore Teller and Platform Software, Lotus Notes, ALSCOM, CMOD, Card Wizard
Instant Access Software, Bisys Banking Systems, IA - Intelligent Automated
System, TCM - Total Credit Manager, Intercept Imaging System, Net Query,
CMSe, eLynx, SmartForms, StaffSmart, ITI Navigator, TIMS-QM optical
reporting system, SCM2100, OnBase image retrieval program, Premier II
Teller Software, Insight, OMS - Order Management System, FINET, Reuters
Plus, Company Intranet, Internet, Bloomberg
LICENSES:
Series 7 & Series 63