William Carmack Email: ********@***.***
Cochecton, NY 11797 Phone 516-***-****
Professional Qualifications:
June 2009 to Present
Lynx Mortgage Bankers Ltd
Westbury, NY 11590
Registered NYS Loan Originator (NMLS#180709)
. Originating loans from multiple personal and business sources.
.
July 1997 -Sept-2008
Indymac Bank
3465 E Foothill Blvd
Pasadena, CA 91107
Vice President
Business Development Manager Wholesale B2B Sales
. Built Broker and Banker program on the East Cost.
. Developed an exclusive sales team to manage my production
. Loyal and dedicated employee for 11 years
. Increased broker Business From zero to $21,000,000 in closings per
month from in first year.
. Managed two assistants and a customer base of over one hundred
companies.
. Developed delivery network for Internet based automated underwriting
system (e-Mits) for IndyMac. Requires site visits with computer set up
and training.
. Doubled banker business from $3,000,000 to $6,000,000 in closings per
month.
. Increased active warehouse lines from 4 to 12
. Increased construction loan business from zero to $5,000,000 in
closings per month.
Produced over 50 million in revenue for the company. That's close to 500K
per month for the 11 years I worked there. Negotiated difficult situations
relating to price and customer service when they arose. I was paid a
percent of revenue. Top three producer nationwide for 8 years.
Responsible for account origination, creating marketing materials for
training and ongoing seminars. Sold and marketed high tech and varied
product line including construction, Helocs, ALT- A. jumbo, super jumbo,
FHA Mini eagle, FHA correspondent, FHA PDU, Reverse HECM, FNMA home
keeper, financial Freedom cash account, warehouse lines and agency
jumbo/conforming. Manage table funding, service release and delegated
relationships. This position required working face to face with customers
helping them grow their business.
August 1994 To May 1997
American Home Mortgage
12 East 49th Street
NY, NY 10019
Vice President Wholesale Lending B2B Sales
. Increased wholesale closed loan production from $4,000,000 to
$15,000,000.
. Put American Brokers Conduit on the Map
. Managed a staff of five underwriters and production personnel.
. Implemented efficient file flow system to ensure high quality customer
service.
. Hired and trained new underwriting and sales staff.
. Promoted from account executive to Vice President.
October 1993 to August 1994
Empire Of America Realty Credit Corp.
40 John Glen Drive
Amherst, NY 14228
Business Development Manager B2B Sales
. Expanded customer base from 18 to 34 accounts.
. Developed new products to bring to the market place.
. Closed $8,000,000 in the first two months.
April 1990 to October 1993
GE Capital Mortgage Services
(Formerly Shearson Lehman Mortgage Corp.)
Wholesale Account Executive B2B Sales
. Built broker program in the New York region.
. Increased customer base from zero to fifty resulting in $12,000,000 in
loan production per month.
. National top five funder for 18 consecutive months.
March 1988 To April 1990
Royal American Fund LTD.
445 Park Ave.
New York, NY 10022
Assistant Vice President
. Developed all investor relationships to bring products for retail on
site sales force
. Developed ads for majors New York papers for financing options for new
construction high rise condos and co-op conversions.
. Managed on site sales force throughout the five boroughs of NYC.
Educational Background
. C.W. Post Center Of Long Island University Bachelor of Arts in
Conservation (May 1981) Received four-year track scholarship.
. Team Captain, Athlete of the Year. New York State High School Gold
Medal Winner Southside High School (1976)
References
Furnished on Request