Manager Management

ALLISON STEPHENS BECKLES

**** ** **** **

CORAL SPRINGS FL. 33067

TEL: 954-***-****

MOBILE: 954-***-****

E-MAIL: *******.*******@*****.***

Senior Manager- Trained and Experienced in Consumer and Commercial Credit

and Project Financing

HIGHLIGHTS OF QUALIFICATION

. 22 years experience in financial institutions with specific focus in

lending; consumer and corporate.

.

. Continuously achieved target profitability and lending portfolio

goals .

. Skilled at financial analysis and risk assessment..

. Established and maintained productive relationships with clients to

further the organization's goals.

PROFESSIONAL EXPERIENCE

Clico Investment Bank Limited, Trinidad and Tobago.

Assistant Vice - President - Credit Origination Nov. 2003 -

Jan 2009

Senior liaison with potential and existing clients for the determination

of feasibility of clients' proposals, and the structure, pricing and

collateral conditions of approved projects. Presentation of proposals to

Credit sub- committee of Board of Directors. Reported directly to CEO.

Formulation of policies for extension of credit and the management of the

lending portfolio; Participation in Strategic Planning sessions for

identification of Bank's goals and review of achievement; Participation in

Asset/ Liability Committee; lead, develop and motivate staff; provide

timely feedback and conduct performance reviews; maintain high levels of

morale and ensure high standards of customer care while ensuring operating

efficiency.

Work Highlight: Achieved portfolio growth of 600%. Including the

financing of a

US$18 million mining restoration project in Guyana, South

America

between the Government of Guyana and a Canadian gold mining

company.

Clico Investment Bank Limited, Trinidad and Tobago.

Senior Manager - Credit Oct. 2000 - Nov.

2003

Analysis and Preparation of Project Financing Proposals. The management of

the lending services department, consumer and commercial; Management of

staff of six, including disbursement, documentation and collection.

Preparation and control of Department Budget. Liaison with external

auditor. Maintainance of operational efficiency by ensuring consistent

policy conformance, adherence to procedural controls and timely reporting.

Work Highlight: Financed to operational completion a greenfield project of

a Cement

Bagging Plant in Suriname, South America.

ALLISON STEPHENS BECKLES

8530 NW 53rd CT

CORAL SPRINGS FL. 33067

TEL: 954-***-****

MOBILE: 954-***-****

E-MAIL: *******.*******@*****.***

Workers' Bank Limited Trinidad and Tobago Oct 1991 - Dec 1992

Branch Manager

Achievement of Targets for Loans, Deposits and Revenue, within expenditure

limits. Actively marketing for market share increase; maintain and improve

customer loyalty and enhance corporate image in the catchment area.

Development and motivation of staff by ensuring appropriate training,

explicit job descriptions and clear direction and counseling.

Work Highlight: Achieved targets for Loans and Deposit and Revenues -

first Year in

Branch history.

National Commercial Bank Limited Trinidad and Tobago

Corporate Account Manager; Senior Credit Officer;

Lending - Consumer and Small Business; Management of Lending Portfolio:

Preparation of new/renewal credit proposals; Management of corporate

accounts; marketing of potential clients. Ancillary duties included

Treasury Management, Relief Accountant, Training Facilitator

EDUCATION:

University of the West Indies (1979)

BSc. Management Studies.

SPECIALISED TRAINING:

Practical Techniques for Corporate Credit Analysis

The Psychology of the Sales Presentation

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