Insurance Sales

Matthew Richter

CFP, ChFC, CLU, CRPC

***** ****** ***** abmucw@r.postjobfree.com Ph: 210-849-

6018

San Antonio, TX. 78260 Fax: 210-***-****

SUMMARY: Highly skilled Certified Financial Planner with great

experience advising clients on financial plans utilizing knowledge of tax

and investment strategies, securities, insurance, pension plans, and real

estate; assessing clients' assets, liabilities, cash flow, insurance

coverage, tax status, and financial objectives to establish investment

strategies.

Summary of Qualifications

More than twelve years experience.

Exceptional knowledge of the investment market.

In-depth knowledge of regulatory requirements.

Profound knowledge of insurance products.

Proven track record in achieving sales.

Great organization and analytical skill.

Remarkable ability to communicate both orally and in writing.

Immense mathematical skill.

Profound ability to train junior staff

LPL Financial 2008- present San Antonio, TX.

Financial Advisor

Utilize advising and consultative-based approach to facilitate clients'

asset growth strategies.

Proactively establish, develop and maintain strong client relationships

through regular contact and through providing timely, value-added

information, advice and recommendations

Interview clients to determine their current income, expenses, insurance

coverage, tax status, financial objectives, risk tolerance, and other

information needed to develop a financial plan.

Monitor financial market trends to ensure that plans are effective, and to

identify any necessary updates.

Daily activities include keeping up with market conditions, changes in

client risk or objectives. Build personal portfolios that include but are

not limited to individual stocks, bonds, real estate investment trusts,

exchange traded funds, mutual funds, and the use of institutional money

management.

Ameriprise Financial 2003- 2008 San Antonio, TX.

Financial Advisor

Built and maintained client bases, keeping current client plans up-to-date

and recruiting new clients on an ongoing basis.

Conducted cold calls to establish and build client base.

Held luncheon seminars weekly to grow client base.

Advised clients through the use of financial planning on how to invest

their savings into investment products in order to achieve their financial

goals while adhering to their risk tolerance.

Helped individuals meet their risk management needs through the use of

insurance.

Gained comprehensive knowledge of marketing, operations, and branch office

management areas.

Was an Advisor Coach in which I conducted product training classes weekly

and assisted other advisors in client meetings and financial plan

presentations for high net worth clients.

Grew my practice 10 to 15% per year.

Achieved first and second year top achiever - top 125 advisors nationwide

in 2004 & 2005.

Top producer in the San Antonio branch office for 2004, 2005, & 2006.

Ranked #2 out of 190 in the southwest region in life insurance sales for

2006 top 50 nationally out of 10,500 advisors.

Ranked top 50 nationally out of 10,500 advisors in variable annuity sales

for 2007.

Freedom Financial 2001-2003 San Antonio, TX.

Financial Advisor

Advised clients on how to invest their savings into mutual funds, variable

annuities, individual stocks and bonds in order to meet their financial

goals as well as helped them meet their risk management needs.

Analyzed financial information obtained from clients to determine

strategies for meeting clients' financial objectives.

Answered clients' questions about the purposes and details of financial

plans and strategies

Overcame objections and closed the sale, ensuring all sales and

consolidation opportunities have been addressed or noted for future follow

up.

Prudential Securities 2000-2001 San Antonio, TX

Financial Advisor

Recommended strategies clients could use to achieve their financial goals

and objectives, including specific recommendations in such areas as cash

management, insurance coverage, and investment planning.

Research and investigate available investment opportunities to determine

whether they fit into client's portfolio and meets their risk tolerance and

objectives.

Perform stock purchases and sells.

Bankers Life & Casualty 1998-2000 San

Antonio, TX

Insurance representative

Sold long term care, Medicare supplements, fixed annuities, and life

insurance to

individuals.

Called mailed in leads, turning 65 list, and non responders to generate

appointments to sell insurance products.

"New Agent of the Year 1998" for most commissions earned in 1998

accomplished in six months.

Certifications

Chartered Life Underwriter, CLU- 2007

Certified Financial Planner, CFP - 2006

Chartered Financial Consultant, ChFC- 2006

Chartered Retirement Planning Counselor, CRPC- 2005

Education

University of Texas at San Antonio

B.A. IN POLITICAL SCIENCE

Professional Licenses

Series 7 (General Securities Representative)

Series 65 (Uniform Investment Adviser)

Series 63 (Uniform Securities Agent)

Licensed Insurance Representative- Group I Life, Accident, & Health

Contact this candidate