Manager Vice President

RESUME FOR TERRY E. BRYANT

Education

Lorenzo High School 1981

Texas Tech University 1985 B.S. Ag economics /finance

Texas A&M University 1991 Real Estate Appraisal Certification

Tom Flowers Farm Equipment Appraisal 1996

Career History

08,1985-09.1991

Lubbock Production Credit Association

My position as assistant vice president, I was in charge of initiating,

processing, closing, appraising and servicing a varied type of ag loans.

These loans were made up of cotton, milo, vegetable, wheat, cattle, goats,

farm RE and equipment loans. The loan portfolio from 1985 thru 1992, grew

from 5 million to 12 million. The size of these loans varied from 20

thousand up to 500 thousand. As well as direct loans, I was in charge of

the FSA guaranteed loan portfolio in which not one loan was liquidated but

recovered to direct status. I was the only full time loan officer in this

office. My supervisor came in one or two days a week.

12,1992-1,1998

Farm Service Agency

My position as ag credit manager, I serviced, processed, closed,

appraised, collected and liquidated all types of ag loans in my 5 years

with the agency from central Texas to the southern high plains of Texas in

several counties. Loan volume ranged from 4 million to 20 million in these

county offices. The different types of loans were direct, subordinated and

guaranteed loans. Loan size varied due to government limits according to

type of assistance. Some of the combined totals of reached 500 thousand. I

expanded my loan diversity by servicing hay, ranch and dairy loans. I

received extensive training in St Louis MO for bankruptcies, delinquent and

deferred loans. I volunteered for extended details to the Texas State

office to debt settle and liquidate loans sent in from county offices.

1,1998-1,2000

American State Bank

My position as assistant vice president, I was in charge of the ag loan

portfolio as well as home, auto, personal and business loans. The loan

volume grew from 5 million to 11 million in the 3 years I worked in this

institution. Most of the growth came from new customers I brought in. Size

of these loans varied from 50,000 up to 1.5 million. The types of loans

consisted of cotton, wheat, corn, pumpkins, vegetables, goats, cattle and

ranch loans. Loans consisted of direct, subordinated and guaranteed loans.

I worked in the Brownfield Tx branch as well servicing a 3 million

guaranteed loan portfolio for this office in addition to taking care of the

Floydada branch.

Other bank duties included general everyday duties of a branch bank

supervising other employees with teller, savings and checking account

activities.

1,2001-3,2003

Security Bank

As branch manager of this bank, I solely supervised and managed this 5

million branch to a 12 million branch bringing in several local farmers and

ranchers. The loan portfolio consisted of 50,000 up to 2 million loans made

up of cotton, milo, cattle, vegetable and ranch loans. As well as ag, I

serviced home, auto, personal and business loans. I initiated, processed,

serviced, collected and liquidated direct, subordinated and guaranteed

loans.

Other duties included supervising employees in the branch over their work.

References

Jay Andrews, City Bank, 806-***-****

Tom Turner, First State Bank, 806-***-****

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