Barak Zable, JD

Dallas, Texas 847-***-****

abmret@r.postjobfree.com

Finance / Legal Professional

Finance/legal professional with 12 years of experience in handling loss

mitigation, Bankruptcy, litigation, asset recovery, foreclosure and

accounts receivables with client satisfaction and proven results. An

excellent communicator with strong multitasking and interpersonal skills,

adept at motivating, leading and mentoring various teams to strive for

perfection. Excellent analytical skills demonstrated through diligent

research and preparation in achievement of the best possible legal outcome.

Thrive in a fast paced, dynamic environment.

Professional Experience

CONTRACT WORK 2008-

Present

. Working with counsel in preparation of Chapter 7 and 13 Bankruptcy's.

. Managing repossession and collection portfolio, working with

individuals to restructure their loans.

. Reviewing litigation files and aid in preparation work for trial.

GENERAL GROWTH PROPERTIES - CHICAGO, IL

Asset Recovery Analyst

2005-2008

Directed and managed associate accountants at 35 malls in the collection of

tenant rent payments. Facilitated the filings of eviction suits, settlement

agreements, and payment plans, while working with outside legal counsel in

obtaining judgments and execution of the judgments. Revised contracts due

to disputes or the misunderstanding of terms with anchor stores and

national tenants.

. Managed the resolution of tenant delinquency issues.

. Facilitated payment plans and settlement agreements on past due

accounts.

. Worked with local counsel, to resolve all litigation and Bankruptcy

matters.

. Worked with inside and outside counsel on revising of contracts.

. Drafted, negotiated, and reviewed contracts with large anchor stores.

. Managed a portfolio of $300M and successfully collected $21M from

accounts in default.

. Coordinated the filing of dispossessory affidavits with external

counsel.

. Conducted research to analyze credit worthiness based off of financial

statements, and credit reports using various tools including Dunn &

Bradstreet.

. Coach and mentor accountants in litigation, Bankruptcy and collection

procedures.

. Updated Litigation and Bankruptcy database.

. Review, approve, or decline attorney invoices.

CASE NEW HOLLAND CAPITAL - RACINE, WI

Litigation/Bankruptcy Supervisor

2002-2004

Collection of past due accounts in addition to facilitating repossession

filings for a large portfolio of contracts for heavy construction and

agricultural equipment that is pending assignment to in-house counsel.

. Collected $500M from accounts in default on their purchase or lease

agreements.

. Successfully reduced default accounts from 5000 to 100 in the course

of 24 months.

. Continuously improved policy, process and procedures that minimized

loss.

. Created and organized reports and spreadsheets to track current credit

loss, forecasts and financial plans.

. Responsible for resolutions of loan modification requests.

. Communicated with customers, vendors, dealers, and attorneys on

locating equipment for repossession.

. Conducted research, of money received under preference or fraudulent

transfer of assets to limit potential losses.

. Testified in court proceedings as CNH representative in civil

collection cases.

. Managed suit litigation that represented the best interest of CNH.

. Audited accounts recommended for charge-off to ensure every possible

effort had been taken.

. Review, approve, or decline attorney invoices.

. Full responsibility of team improvements including coaching,

development, hiring, PIP (Performance Improvement Plans) and

terminations.

. Monitored recovery team queues for performance and effectiveness in

collections.

. Regular issuance of IRS form 1099C on most written off or charged off

debts to customers.

HOUSEHOLD FINANCIAL CORPORATION - ELMHURST, IL

Mortgage/Bankruptcy Specialist

2001-2002

Managing a portfolio of real estate loans for customers who had filed for

Bankruptcy protection under Chapter 7 or Chapter 13 and wanted to retain

the loan with HSBC.

. Execution of reaffirmation agreements.

. Reviewed all schedules and statements within the Bankruptcy filings.

. Filing of POC's and motions for relief of the automatic stay from the

Bankruptcy court.

. Reviewed Buyer Price Opinions and appraisals for accuracy.

. Investigated asset reports and credit reports to substantiate debtor's

claims of insolvency.

. Liaison between creditor and debtors attorneys to ensure timely

filings and foreclosures.

. Determined the company's equity position, and taking necessary

measures to save accounts from going to charge off status.

U.S. BANKRUPTCY COURT EASTERN DISTRICT TEXAS PLANO DIVISION

Case Administrator

1998-1999

Responsible for managing the progression of Bankruptcy cases from opening

to final disposition by maintaining official case records, monitoring

required procedural steps and performing various administrative and

clerical tasks.

. Filed Bankruptcy cases, adversary proceedings, and documents.

. Maintained official case records.

. Reviewed incoming documents for court hearing dates, entering on

the docket.

. Managed the progression of Bankruptcy cases by maintaining official

case records in an automated system.

LAW OFFICES OF NORMAN A. ZABLE P.C. - DALLAS, TX

1996-1998

Paralegal

1999-2000

Responsible for the preparation of case files for counsel in all matters

ranging from Bankruptcy petitions to collection letters for franchisees in

default on their payments.

Selected Contributions:

. Negotiated contract articles, provisions, and clauses with customers

and or their respective counsel.

. Drafted demand letters to Dunkin Donuts and Baskin Robbins franchisees

for past due fees.

. Summarized depositions and drafting of documents for pending

litigation cases.

. Attended 341 hearings.

. Examined and filed UCC financing statements.

Education

British-American University - Newport Beach, CA

Juris Doctorate

Southern Methodist University - Dallas, TX

B.A. Liberal Arts

Software/Systems Skills

Microsoft Office, Corel Wordperfect, Lexis / Nexis, Lexpedite, Westlaw,

Alltel, Lenstar, AS400, Microsoft Access, Pacer, Adobe Acrobat, JDE, Lotus

Notes and Rumba

Contact this candidate