NABEEL HAQ
***** **** **** **** *******, VA ***** USA
abmqpf@r.postjobfree.com
SENIOR EXECUTIVE BANKER
Seasoned and successful senior banking professional with over 15 years of
experience in dramatically improving business processes, managing multi-
million-dollar portfolios, and developing outstanding business strategies
and tactics for international banking and financial organizations. Play
instrumental role in full spectrum of product activities, including
business development, market penetration and implementation. Proven multi-
channel team leader committed to skillfully directing projects and
enhancing operational productivity. US Citizen with expertise financial
services industry.
Strategic Planning . Branch Management . Project Management . Financial
Services
Global Team Leadership . Process Improvement . International Business .
Process Automation
Business Analysis . Retail Banking . System Implementation . Relationship
Management
Change Management . Risk Management . P&L . Financial Strategy .
Organizational Turnarounds
Product Development . Cross-Cultural Communication . Negotiations
PROFESSIONAL EXPERIENCE
RIYAD BANK, MENA (Middle East & North Africa) Region . 2008-June 2010
(internal opportunity through IFC, World Bank Group)
Sr. Program Manager - Customer Strategy & Tactics Division
Heading the consumer finance & corporate banking divisions initiatives,
planning, structuring, and road map of all projects across nationally as
well as internationally as recommended by Booz Allen and Oliver Wymann
international management consulting firms.
. Strategize, manage and plan the future business growth for Micro
Finance, Leasing and SME's.
. Automation of various banking initiatives regionally across complex
organizational structure, business processes, governance and solution
support for not only consumer finance, cash management products
including liquidity management, payroll / dividend payments and direct
debit but also for financial institutes & trade finance department
WORLD BANK GROUP, Washington, D.C. . 2005-2008
A vital source of financial and technical assistance to developing
countries and emerging markets around the world.
Sr. Consultant - International Finance Corporation (IFC), World Bank Group
Deliver outstanding consulting services to regional offices. Lead in-house
business analysis team in gathering requirements and assessing long-term
potential for donor-funded operations. Improve critical processes affecting
corporate strategy, donor-funded operations, and project budgeting. Play
instrumental role in data interpretation for strategic plan
development/execution. Manage in house and offshore team members in
overseeing complex business processes.
. Decreased processing time and reduced worldwide loan risks by
developing recommendation to enhance IFC World Bank loaning process
globally and regionally across various regulatory requirements..
. Performed credit risk ratings and analysis for small businesses in
emerging markets.
. Directed project plan development for change management for eConsult
project implementation.
. Ensure optimal financial performance, budget management, and resource
allocation for key program and monitor quality and IFC compliance for
deliverables.
. Streamlined the various complex country wide as well as global
processes involved in the corporate strategy at regional level as well
as project level budgeting.
. Work with senior management on data interpretation for all strategic
plans, strategy formulation and implementation, evaluation of progress
and improvements.
. Monitor program financial performance, budgets, resources required,
quality of services, deliverables and verify compliance with IFC
corporate financial practices.
. Reduced turnaround time in operations and revealed significant savings
opportunities for banking, commercial and governmental clients by
using effective ARIS methodology for business process mapping and
modeling techniques. i.e. Merrill Lynch, Citigroup, Capital One, DOD
HBL BANK, Head Office Karachi, . 2003-2005
A $6B, international banking organization.
Vice President Marketing / Head of Product Management - Consumer Products
and Marketing Division, Retail Banking Group
Managed $483M unsecured consumer lending program encompassing 1.4K branches
by leading 5 product managers and 23 regional marketing coordinators and
ensuring outstanding performance of 18K employees. Improved program
profitability and success by streamlining operations. Performed monthly
portfolio analysis and revised credit policies biannually. Oversaw IT
projects to ensure fulfillment of retail unsecured lending portfolio needs.
. Increased product portfolio from $34M to $241M and total portfolio
from $138M to $483M by enhancing branch operations and centralizing
marketing functions.
. Decreased portfolio risk and enhanced market penetration by tracking
marketing trends and skillfully promoting full product spectrum.
. Strengthened marketing through diversification with call center,
direct sales, and telesales.
. Reduced portfolio risk and increased product reach by carefully
monitoring and analyzing results from marketing trends and promotion
of all products, including personal loans, running finance, balance
transfer facility, consumer durable financing, credit cards and debit
cards.
ABN AMRO BANK (Americas Head Office), Chicago, Illinois . 1999-2003
An international bank with 4K branches in 53 countries, ranked 13th
worldwide.
Associate Vice President Operations / Project Manager, Strategic Sourcing
Group
Supported Illinois and Michigan branches by leading 10-person team in
overseeing business operations and improving and automating processes.
Ensured program success by establishing training guidelines and
orchestrating activities among Chicago, New York, and Michigan teams.
Managed UAT Test Scripts to optimize code specification.
. Garnered ~$3M procurement cost savings annually by spearheading
implementation of Ariba e-procurement B2B online ordering system.
. Completed major replacement effort of manual ordering process with
online, automated system by conducting business analysis and
developing strategy and process maps.
. Spearheaded replacement of manual ordering process with online,
automated system by developing clear business analysis, plans and
operational strategic designs, including process maps.
. Eliminated unnecessary process variants and make process activities
parallel and automatic.
CITIBANK, MENA Regional Head Office, 1994-1999
A financial services provider with 200M+ customers worldwide.
Senior Strategic Analysis and Planning Manager, Retail/Business Banking
Group
Pursued customer base expansion and improved project delivery by liaising
with Marketing, Operations, and Retail Banking teams to analyze emerging
technologies, evaluate key processes, and assess risks. Led 8-person team
and oversaw $8M lending portfolio. Leveraged understanding of local customs
to effectively integrate corporate policies into local operations. Tested
retail ALS system functionality with Singapore-based regional office
online. Evaluated comprehensive documentation for accuracy and
thoroughness. Tracked over draft facility against local and offshore time
deposits.
. Enhanced processing by decreasing costs 25%, time 35%, and errors 35%
and launching online systems.
. Streamlined complex processes by serving on Plan-Do-Check-Act (PDCA)
Quality Team.
. Improved profit by collaborating with sales and collections teams to
establish change strategies.
. Interacted regularly with marketing, operations and retail banking
group to keep up with the emerging trends, processes, issues,
technology and risks within Retail Banking to increase new customer
base and facilitate project delivery.
Senior Relationship Manager, Corporate Banking Group
Directed product marketing efforts for businesses with <$30M sales. Oversaw
financial processing for commercial facilities, developed financial
analysis reports, and conducted quarterly client portfolio analysis.
Ensured accuracy of statistics administration, cash balancing, reports, and
transaction posting for L/C, L/G, T/R, and check discounting.
1. Ensured accurate and complete financial processing of commercial
facilities and prepared financial analysis reports by using business
expertise.
2. Performed client portfolio analysis quarterly, identify trends and make
recommendations.
EDUCATION
Master of Business Administration in Finance
Augusta State University, Augusta, Georgia
Bachelor of Science in Marketing Communications
Florida State University, Tallahassee, Florida
PROFESSIONAL DEVELOPMENT
Credit Reviews / Business Analysis Courses . Letters of Credit Course (L/C,
L/G, T/R, Check Discounting)
SDLC & Six Sigma Methodology, Quality Assurance
PERSONAL BIO
Nationality: US Citizen
***List of Technical Skills Available Upon Request***