KRITI GUJRAL

Email: abmqap@r.postjobfree.com, Phone: 201-***-****

EDUCATION SUNY Binghamton, Harpur School of Arts and Sciences Aug’08

May’10

Masters of Arts, Economics and Finance

Current GPA: 3.65/4.0

Major GPA 3.45/4.0, Overall GPA 3.2/4.0

University of London, LSE External Program May‘05

Aug’08

Bachelor of Science, Economics (Honors)

UK: Second Upper Class Honors (2:1) Merit Division

GPA: 3.7/4.0 (Top 1% of graduating class)

EXPERIENCE Primerica Financial Services, Binghamton, NY Summer’09

Worked as team developing business for marketing organization for mutual funds in

North America

Analyzed clients’ financial needs including Personal finance, Debt and Mortgage

management

Made sales calls and rotated through departments such Sales, Business

development and Marketing.

Developed problem solving skills and applied financial concepts such as discounting

cash flows

Helped prepare personal balance sheets and provided solutions towards consumer

debt for families

Interviewed eligible candidates and further recruited

Obtained NYS Life Insurance License

Standard Chartered Bank, India Summer’06

Researched and surveyed investors and dealt with limitations in data collection to

provide predictions in future growth patterns and problems confronting the

derivatives’ sector

Submitted a project report on the emergence of Indian capital markets providing

specific emphasis on the derivatives market that was used to better serve clients,

improving business and bringing new clients for the bank

Actively interacted with clients, advised them on investment products

Gained experience in Hogan software used for keeping track of portfolio accounts

MA THESIS Topic

Analyzed “Effects of foreign bank entry on domestic bank operations with special

reference to ten Central and Eastern European countries. (Revisited 2009)”

Applied the above analysis to a group of East Asian Countries and examined the

role of the banking market development of the host country

COURSEWORK Graduate

Corporate Finance, Security and Portfolio Analysis, Finance for Public and Not for

Profit Org, Environmental Policy, Econometrics, Advanced Mathematics,

Advanced Microeconomics and Macroeconomics

Undergraduate

Principles of Accounting, International Economics, Monetary Economics, Industrial

Economics, Advance Statistics, Corporate Finance

ACTIVITIES Binghamton University

President of Economics Department Graduate Student Organization (2010)

Leadership Volunteer for Orientation International Student and Scholar Services

(2009)

Treasurer for Economics Department Graduate Student Organization (2008)

LSE External Program

Team member of the organizational committee for college festival ‘Momentum’

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