Erissa Morales

*** ******** ***. **** *, Lodi, NJ 07644

201-***-**** . abmq6d@r.postjobfree.com

CAREER PROFILE:

Detail-oriented, efficient and organized professional. . Possess

strong analytical and problem solving skills, with the ability to make

well thought out decisions. . Excellent written and verbal

communication skills. . Highly trustworthy, discreet and ethical. .

Resourceful in the completion of projects.

EXPERIENCE:

PDI, INC. - Pharma & Biotech Sales & Marketing Parsippany, NJ

Expense Compliance Coordinator

11/2007 to Present

. Identified compliance issues and trends to proactively monitor spend

trends and/or mitigate risk.

. Conduct quarterly Travel Expense audits to ensure compliance with

company and client policies.

. Analyze audit violations and address results to Division and Regional

Managers.

. Communicate Travel and Expense policies/processes to home office and

field management.

. Follow up for Travel and Expense and AMEX non-compliance issues on a

monthly basis.

. Oversee daily requirements pertaining to AMEX Corporate Card

Administration.

. Maintain, centralize and document AMEX Corporate Card policies and

procedures.

. Assist all home office and field employees with all Travel and Expense

and AMEX questions.

FORD MOTOR COMPANY - Marketing & Sales Division Mahwah, NJ

Budget Analyst 6/2006

to 10/2007

. Identified potential cost saving measures and provided suggestions to

the Operations and Marketing Managers.

. Tracked and updated regional management on office operations budget-

related performance.

. Reconciled monthly Budget Performance Report and prepared journal

entries as appropriate.

. Prepared invoices for payments and billed appropriate departments for

shared expenses.

. Ensured all regional bills were paid on timely basis and reviewed all

travel expenses for accuracy.

. Served as a field liaison for the Sales Team and provide thorough

information as required.

FORD MOTOR CREDIT COMPANY - Automotive Financial Services

Tarrytown, NY

Dealer Credit Analyst 7/2001

to 6/2006

. Prepared thorough annual and semi-annual dealer credit reviews of up to

$30 million.

. Identified primary and secondary risk issues and implemented time based

action plans.

. Coordinated dealer credit review process with the branch and regional

management.

. Prepared quarterly risk management reports for management to

analyze/review risk exposure and identified areas to mitigate risk.

. Identified misrepresentation and errors on submitted financial

statements and made adjustments to obtain accurate risk rating.

. Analyzed portfolio performance and changed purchase policy in deficient

areas.

. Coordinated loan amendments and new acquisitions for Revolving Lines of

Credit, Capital and Mortgage Loans.

. Identified financial trends with monthly-submitted financial statements

and areas for profitability improvement.

EDUCATION:

BERKELEY COLLEGE - Bachelor of Science Degree: Accounting

Paramus, NJ

Graduated Magna Cum Laude with a GPA of 3.98 on a 4.0 scale

March 2010

BERGEN COMMUNITY COLLEGE

Paramus, NJ

Associates in Applied Science: Accounting - 3.48 GPA

May 2008

SKILLS:

. Highly proficient in MS Office Outlook, PowerPoint, Excel (Pivot),

Access & Word & Internet Use

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