Manager Management
Resume:
LARRY LI
Jersey City, NJ ****7
**************@*****.***
Qualifications: Dedicated financial professional in investment analysis,
corporate finance and risk
management. Strong analytical skills in financial
modeling of capital management and
performance efficiency. Strategic planning and
management. Presentation and training.
Self-starter and detail oriented. Team player and
effective communicator. Personal
qualities: integrity, rigorous, adaptable,
disciplined, problem-solving.
Analytical
Skills: Economic & financial indicators, capital structure,
short/long term investment
Instruments, quantitative modeling, financial
ratios, debt & equity financing, budgeting &
variance, cash flow projection, credit risk, cost
& efficiency analysis, collateral & security
Computer
Skills: Microsoft Windows, Excel, Word, PowerPoint, SAP,
Oracle, AS400
EXPERIENCE
Nov. 2008 - Present
Credit Analyst/Capital Structure, Bloomberg. Skillman, NJ
. Research capital structure of public companies across industries to
ensure terms and conditions of debt components including loans, bonds,
asset-backed security, preferreds, lease obligations etc. are accurate
and up-to-date.
. Perform analysis of public company corporate structure to clarify debt
obligations and recourse among parent, direct and indirect subsidiaries,
joint ventures and variable interest entities.
. Identify non-disclosed debt from SEC filings and communicate with
financial executives to validate missing information regarding ranking,
rating and terms of the debt.
. Review SEC filings to monitor changes in companies' capital structure and
reconcile discrepancies between Bloomberg report and companies' filings
in terms of credit tranche size, borrowing base adjustments and
prepayment adjustments etc.
Dec. 1999-Oct. 2008
Financial Analyst, Financial Services Dept. Sony Electronics Inc, Park
Ridge, NJ
. Managed credit risk of a portfolio of 300 active accounts and total
credit exposure of $100M with in-depth analysis of financial statements
in terms of growth, gross margin, solvency, leverage, debt ranking and
credit rating. Benchmarked key ratios with industry norms to determine
credit risk. Established and maintained appropriate credit lines to
facilitate sales as well as to prevent excessive credit exposure. .
. Managed industrial credit risk by establishing special collateral
requirements on highly leveraged industries like gaming or home
building, negotiated with such clients on inventory financing programs.
. Negotiated types and terms of collateral agreements with clients.
Commonly used collateral tools were: corporate guarantee, cross
guarantee, personal guarantee, standby letter of credit, commercial
letter of credit, UCC filing, credit insurance etc. Prepared document
for withdrawal of letters of credit.
. Reviewed clients' payment trend, researched chargeback and payment
discrepancies and reconciled clients' accounts on a regular basis.
. Actively involved in special projects to improve work efficiency.
Example, established a scoring system for new accounts which saved 25%
of processing time compared with traditional reviewing process.
May 1996 - Dec. 1999
Business Analyst/Credit Manager, Treasury Dept. Inteplast Group,
Livingston, NJ
. Built and utilized quantitative models to analyze production costs,
projected profit margin for the Company's major product lines and
provided a reliable base for the Company's pricing and cost control
strategies.
. Compiled annual and quarterly budget and analyzed variances to target
areas of cost cutting and efficiency improvement. Projected cash flow on
a quarterly basis and calculated capital costs associated with A/R aging
and borrowings.
. Made company policy on credit procedure for collateral requirements.
Account reconciliation and withdrawal of L/C and used it to train new
employees.
. Involved in legal litigation against delinquent accounts, e.g.
reclamation notice, involuntary bankruptcy filing and prepared document
for trust committees appointed by bankruptcy courts.
EDUCATION:
Southern Illinois University-Jan. 1993 to August 1995
Master of Business Administration (major: finance),
Xiamen University, China-Oct. 1978 to July, 1982
Bachelor of Liberal Arts
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