Clay Wiggins
**** **** ***. ******, ** *****
June 15, 2010
To: HR Recruiter
I am currently seeking the position of Relationship Manager in Sarasota,
Fl.
My name is Clay Wiggins and I started my banking career over four years ago
after completing my collegiate degree in finance. Upon graduation, I
started as a management trainee in the Retail Leadership Development
Program of Regions Bank. It was a fourteen month program that covered all
facets of retail banking and included countless hours of training in sales
and business development. During that time, I was promoted to Assistant
Branch Manager at six months into the program and upon completion was
promoted to branch manager of one of the offices in Albany, Georgia.
In January 2009, I was offered an opportunity to pursue a career in the
commercial lending area with AgGeorgia Farm Credit as an Agricultural
lender. Since my arrival, I have taken responsibility of a $20 million
portfolio that consists of short, intermediate, and long term financing
loans to agricultural entities. I am responsible for the lending and
underwriting of this portfolio as well as increasing volume and maintaining
any past due accounts. I have a broad knowledge of tax return, financing,
balance sheet, and cash flow analysis and all other financial review
techniques. In my time as a lender, I have overseen lending for operating
lines of credit, equipment purchase and lease, and real estate acquisition
and development.
I feel my experience in banking and the knowledge I have gained from
reviewing financial records of prospective borrowing companies gives me an
insight into successfully handling your financial needs in the small
business area. I am attentive to detail and organized. I find enjoyment in
working by myself and as a group. I need little direction and have great
management skills.
If you feel my qualifications may fit a need with your company, I look
forward to speaking with you further.
Thanks for your time and consideration.
Regards,
Clay Wiggins
Clayton Wiggins
****.*******@*******.***
1310 Gail Ave
313 Wood Ridge Dr.
Albany, GA 31707
Atlanta, GA 30339
Objective To obtain a position in the financial industry that will
utilize my sales and management background.
Education Georgia Southern University, Statesboro, GA
Bachelor of Business Administration in Finance May 2006
Relevant
Experience AgGeorgia Farm Credit ACA, Cordele, GA
Loan Officer II, AVP, February 2009- Present
. Responsible for a $20M portfolio of agriculture loans
. Handle all underwriting and financial reconciliation for
loan review
. Oversee and maintain delinquent loan reports
. Build long term relationships with customer base and other
ag related businesses
Regions Bank, Albany, GA
Branch Manager, July 2007- February 2009
. Responsible for maintaining the profitability of the branch
. Handle all HR matters concerning branch and its 8 employees
. Responsible for meeting all sales goals associated with loans
and deposits
. Growing new and existing business relationships
Regions Bank, Albany, GA
Assistant Branch Manager, Dec 2006- July 2007
. Responsible for day to day operations of the branch
. Responsible for growth of customer base and loan portfolio
consistent w/ goals set forth by company
. Ensure the branch compliance with state and federal banking
regulations
Regions Bank, Albany, GA
Retail Leadership Development Management Trainee,
May 2006- July 2007
. Trained in 14 mo. Program with curriculum conducive with
sales and service
. Worked in local market to increase market share and promote
the bank
. Participated in company sales campaign for Trainees that
generated over $22 million
Loan production for 2nd quarter 2007.
Activities Sigma Chi Fraternity, 2002-2006
Member Albany Area Chamber of Commerce, 2006-Present
The Halcyon Club, 2004- Present
Balfour Leadership Training Workshop, Aug. 2004
Artesian City Sertoma Club, 2006-Present
References Fred Taylor, Fred Taylor Company, Albany, GA
Greg Garland, Garland, Williams and Associates, Leesburg, GA
Tamara Layfield, Regions Bank, Albany, GA