Brandy Oaks
**** *. ***** ***** ( Sallisaw, OK **955 ( 918-***-**** (
**.**************@*********.***
Work History & Experience
Mortgage Connections Of Oklahoma, LLC, May 1, 2006 to June 1, 2010
104 North Oak Street
Sallisaw, OK 74955
Secondary Market Loans, Licensed Mortgage Loan Originator / Processor
* Pre-Qualify customers and Originate various loans products, such
as, Conventional, Rural Development, FHA, VA, and Community Loan
Products (Cherokee Nation Housing Authority)
* Communicate daily with customers and Realtors from the pre-
qualification process to the loan closing
* Process, Package and Sale various loans to Investors from the
underwriting review process to the closing and transfer of
servicing process
* Coordinate with underwriters to satisfy any loan requirements
* Prepare Closing Instructions and Communicate with the closing
agents to deliver the final result of a closed loan package
* Make routine Construction Loan inspections during the new
construction process of site built homes
* Meet with builders, appraisers, home inspectors, pest professions
and surveyors regarding property transactions and discuss/ resolve
any issues that may arise from their inspections
* Handled the daily office banking activity, prepared financial
reports, budgets and forecasts
* Was in charge of all the advertising needs of the company
First National Bank, August 1997 to April 2006
209 South Kerr Blvd.
Sallisaw, OK 74955
Secondary Market Loans, Mortgage Loan Processor/ Administrative
Assistant, September 1997 to April 2006
* Pre-Qualify customers and Originate various loans products, such
as, Conventional, Rural Development, FHA, VA, and Community Loan
Products
* Communicate closely with customers and Realtors from the pre-
qualification process to the loan closing
* Process and Package various loans to Investors for underwriting
review
* Coordinate with underwriters to satisfy loan requirements
* Prepare Closing Instructions and Communicate with the closing
agents to deliver the final result of a closed loan package
* Compiled the Secondary Market Report for the monthly Board
Meetings
* Type various loan documents such as Installment, Real Estate and
Commercial Installment
* Make routine Construction Loan inspections during the construction
process
* Prepared loan tickets for the loan data department to book loans on
the computer system
* Was part of a Marketing Committee that handled all advertising and
marketing needs for all banking locations
Teller, August 1997 to September 1997
* Completed teller training procedures; immediately transferred to
the loan department
Armstrong Bank, April 1995 to July 1997
710 E. Shawntel Smith Blvd.
Muldrow, OK 74948
Teller / Loan Dept. January 1997 to July 1997
. Prepared the tickets for loans to be booked on the computer
. Created new loan files and did miscellaneous filings for the
loan department
. Ordered customer checks / ATM cards
. Handled Issue and Entry for the Safety Deposit Box Rentals
Teller / Proof Operator August 1995 to January 1997
* Worked as a rotating teller
* Worked as a rotating proof operator in bookkeeping department
Education & Training
Government Programs TRAINING - Presented by espleez (The Mortgage
Training Academy) FHA, VA and RD training, Indianapolis, IN
A Training Course for all Government Loan Programs, September 2007
Microsoft Training Course - Building Powerful PowerPoint
Presentations,
Tulsa, OK
Creating, Designing, and Applying PowerPoint for an effective
presentation, November 2004
Tax Training Course - Sponsored by United Guaranty, Tulsa, OK
Tax Analysis for Underwriters, Analyzing Self Employed Borrowers,
November 2001
Refresher Courses 2004, 2006, and 2009
ARTA Lending Training Course, Oklahoma City, OK
A Computer Training Course for Lending Software, October 2001
Fort Smith Adult Education Center, Fort Smith, AR
Basic Accounting, June 1993
Greenwood High School, Greenwood, AR
High School Diploma, May 1991
Skills
Strong Learning Abilities
Excellent Communication Skills
Impeccable Organizational Skills
Detail-oriented, Dedicated, Committed & Reliable
Deadline conscientious
Creative and Innovative Ideas
PC & Internet Savvy / Proficient in Word, Excel and BYTE Pro
Basic knowledge of Quicken
10-key experienced
Personal References
Keith Boshers Roger Pence
Mortgage Connections of Oklahoma, LLC Owner- Wild Horse
Salvage & Wrecker
Sallisaw, OK Sallisaw, OK
918-***-**** wk. / 918-***-**** cell 918-***-**** wk. /
918-***-**** cell
Mike Neer Jimmie Lou Whitekiller
President- National Bank of Sallisaw Licensed Real
Estate Appraiser
Sallisaw, OK Sallisaw, OK
918-***-**** wk. 918-***-**** wk./ home