Ruth Mussen

*** *. ***** ***** **** - Fayetteville, AR 72704

Phone: 479-***-**** - E-mail: abm8qi@r.postjobfree.com

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Objective

A position where my expertise in Banking, Compliance and/or Administrative

Skills will benefit my new employer.

Summary of Qualifications

Dedicated, creative and detailed oriented with the ability to solve complex

problems in a fast-paced environment.

Work History

Program Administrative Assistant

June 2007 - July 2009 Walton Arts Center, Fayetteville, AR

Answered phones and greeted visitors. Opened, sorted, and distributed

incoming correspondence. Prepared letters, invoices and reports. Managed

and maintained executive's schedule and travel arrangements. Conducted

detailed program and special projects research, compiled data, and prepared

reports for presentation by executives to committees and board members.

Maintained all paper files and electronic records in management database

systems. Prepared program Offers and followed up on Contracts and

supporting documents. Assisted with school programs, teacher training, and

student camps. Oversaw the Take-A-Seat Program for Non-Profit Organizations

and Title 1 Schools.

Volunteer

July 2003 - June 2007 Walton Arts Center, Fayetteville, AR

Assisted patrons and students attending performances with "Front of House"

activities - ticket taker, usher, door monitor, concessions and merchandise

sales; Art gallery attendant and docent; Student camps - Teachers'

Assistant; Administrative assistance. Earned several volunteer awards,

including Volunteer of the Year Award in 2005.

Vice President - Credit Administration & Compliance

February 1994 - November 2000 Eagle Bank & Trust Company, Little Rock,

AR

Responsible for all regulatory compliance and loan operations - from the

initial application, approval or denial, documentation preparation, loan

servicing and collection.

Portfolio Analyst

January 1993 - February 1994 Univest Financial Group, Little Rock, AR

Performed detailed analysis of defaulted real estate related loans owned by

financial institutions that had been taken over by the RTC. Worked closely

with independent contractors, who provided due diligence examinations,

title searches, property and environmental inspections. Oversaw the

packaging and sale of loan pools. Supervised the War Room for potential

buyers of loan packages.

Vice President - Credit Administration & Compliance

February 1982 - January 1993 One National Bank, Little Rock, AR

Oversaw all loan operations. Managed 15 employees in four departments.

Developed new loan policies and procedures - Decreasing loan documentation

exceptions by 90%. Established early problem loan identification and

monitoring procedures - Decreasing loan losses and increasing earnings by

75%.

Assistant Vice President - Loan officer, Loan Review/Examination Manager,

Credit Trainer

January 1960 - November 1981 Union Bank, San Francisco, CA

Responsible for commercial, real estate and consumer lending activities.

Managed internal loan examinations for 75 branch locations within three

Regions. Implemented credit training courses for lending officers and new

hires.

Education

San Diego City College - Finance 1969

American Institute of Banking - Course Highlights: Accounting, Analyzing

Financial Statements, Commercial and Installment Lending, Business Law,

Loan and Deposit Compliance, Letters of Credit, and Loan Documentation.

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